GreenPoint Home Equity Loan Trust 2001-2 Monthly Certificate Payment Report (January 15, 2002)

Summary

This report, prepared by The Bank of New York, details the monthly distribution of principal and interest payments to holders of asset-backed certificates issued by the GreenPoint Home Equity Loan Trust 2001-2. It summarizes payments made on January 15, 2002, including amounts distributed to each certificate class, realized losses, and collateral pool data. The document is intended for certificateholders and provides transparency on the trust's financial performance and payment allocations for the specified period.

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EX-10.1 3 dex101.txt MONTHLY PAYMENT DATE STATEMENT Exhibit 10.1 THE BANK OF NEW YORK 5 Penn Plaza, 16/th/ Floor New York, NY 10001 Attn: Diane Pickett Phone: (212) 328-7568 GreenPoint Home Equity Loan Trust 2001-2 Home Equity Loan Asset-Backed Certificates Series 2001-2 Certificate Payment Report for January 15, 2002 Distribution
Certificateholder Monthly Distribution Summary - ------------------------------------------------------------------------------------------------------------------------------------ Pass Class Certificate Beginning Through Principal Interest Total Class Cusip Description Rate Type Balance Rate (%) Distribution Distribution Distribution - ------------------------------------------------------------------------------------------------------------------------------------ A1 395385AL1 Senior Var-Act/360 98,114,784.53 2.175630 2,325,872.15 171,955.07 2,497,827.22 A2 395385AM9 Senior Var-Act/360 98,740,716.79 2.175630 1,814,001.40 173,052.08 1,987,053.48 A3 395385AN7 Senior Var-Act/360 243,127,336.21 2.195630 3,205,539.80 430,019.79 3,635,559.59 SIO Strip IO Fix-30/360 440,570,740.79 0.000000 0.00 615,783.21 615,783.21 R Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ Totals 439,982,837.53 7,345,413.35 1,390,810.15 8,736,223.50 - ------------------------------------------------------------------------------------------------------------------------------------ - --------------------------------------------------------- Current Cumulative Realized Ending Balance Realized Class Losses Losses - --------------------------------------------------------- A1 0.00 95,788,912.38 0.00 A2 0.00 96,926,715.39 0.00 A3 0.00 239,921,796.42 0.00 SIO 0.00 433,977,951.36 0.00 R 0.00 0.00 0.00 - --------------------------------------------------------- - --------------------------------------------------------- Totals 0.00 432,637,424.19 0.00 - ---------------------------------------------------------
Principal Distribution Detail - ---------------------------------------------------------------------------------------------------------------- Original Beginning Scheduled Unscheduled Certificate Certificate Principal Accretion Principal Net Principal Class Cusip Balance Balance Distribution Principal Adjustments Distribution - ---------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 98,114,784.53 2,325,872.15 0.00 0.00 2,325,872.15 A2 395385AM9 100,000,000.00 98,740,716.79 1,814,001.40 0.00 0.00 1,814,001.40 A3 395385AN7 245,000,000.00 243,127,336.21 3,205,539.80 0.00 0.00 3,205,539.80 SIO 445,000,000.00 440,570,740.79 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 439,982,837.53 7,345,413.35 0.00 0.00 7,345,413.35 - ---------------------------------------------------------------------------------------------------------------- - -------------------------------------------------------- Current Ending Ending Realized Certificate Certificate Class Losses Balance Factor - -------------------------------------------------------- A1 0.00 95,788,912.38 0 ###-###-#### A2 0.00 96,926,715.39 0 ###-###-#### A3 0.00 239,921,796.42 0 ###-###-#### SIO 0.00 433,977,951.36 0 ###-###-#### R 0.00 0.00 0.00000000000 - -------------------------------------------------------- - -------------------------------------------------------- Totals 0.00 432,637,424.19 - --------------------------------------------------------
Interest Distribution Detail - ------------------------------------------------------------------------------------------------------------------------------------ Beginning Accrued Cumulative Net Unscheduled Certificate Pass Through Optimal Unpaid Deferred Total Interest Prepayment Interest Interest Class Balance Rate (%) Interest Interest Interest Due Int Shortfall Adjustment Paid - ------------------------------------------------------------------------------------------------------------------------------------ A1 98,114,784.53 2.175630 171,955.07 0.00 0.00 171,955.07 0.00 0.00 171,955.07 A2 98,740,716.79 2.175630 173,052.08 0.00 0.00 173,052.08 0.00 0.00 173,052.08 A3 243,127,336.21 2.195630 430,019.79 0.00 0.00 430,019.79 0.00 0.00 430,019.79 SIO 440,570,740.79 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 615,783.21 R 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ 439,982,837.35 - ------------------------------------------------------------------------------------------------------------------------------------ Totals 775,026.94 0.00 0.00 775,026.94 0.00 0.00 1,390,810.15 - ------------------------------------------------------------------------------------------------------------------------------------
Current Payment Information Factors Per $1,000 - ------------------------------------------------------------------------------------------------------------------------------ Ending Original Beginning Certificate Pass Certificate Certificate Principal Interest Notional Through Class Cusip Balance Notional Balance Distribution Distribution Balance Rate (%) - ------------------------------------------------------------------------------------------------------------------------------ A1 395385AL1 100,000,000.00 ###-###-#### ###-###-#### ###-###-#### ###-###-#### 2.175630 A2 395385AM9 100,000,000.00 987.407167938 18.140014042 1.730520751 ###-###-#### 2.175630 A3 395385AN7 245,000,000.00 ###-###-#### ###-###-#### ###-###-#### ###-###-#### 2.195630 SIO 445,000,000.00 ###-###-#### 0.000000000 ###-###-#### 975.231351371 0.000000 R 0.00 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------ Totals 445,000,000.00 ###-###-#### 16.506546854 ###-###-#### ###-###-#### - ------------------------------------------------------------------------------------------------------------------------------
Pool Level Data Distribution Date 1/15/02 Cut-off Date 11/1/01 Determination Date 1/102 Accrual Period Begin 12/1/01 End 1/1/02 Number of Days in Accrual Period 31
- ---------------------------------------------------------------------------------------------------------- Collateral Information - ---------------------------------------------------------------------------------------------------------- Group 1 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 96,977,643.35 Beginning Aggregate Pre-Funded Account Principal Balance 1,329,179.67 Ending Aggregate Pool Stated Principal Balance 94,888,055.71 Ending Aggregate Pre-Funded Account Principal Balance 1,329,179.67 Beginning Aggregate Certificate Stated Principal Balance 98,114,784.53 Ending Aggregate Certificate Stated Principal Balance 95,788,912.38 Draw Amount 2,219,426.30 Required Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 428,323.00 Beginning Aggregate Loan Count 2,046 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 62 Ending Aggregate Loan Count 1,984 Beginning Weighted Average Loan Rate (WAC) 7.488862% Ending Weighted Average Loan Rate (WAC) 7.480484% Beginning Net Weighted Average Loan Rate 6.989622% Ending Net Weighted Average Loan Rate 6.981391% Weighted Average Maturity (WAM) (Months) 210 Servicer Advances 0.00
Group 2 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 85,821,024.76 Beginning Aggregate Pre-Funded Account Principal Balance 13,067,376.14 Ending Aggregate Pool Stated Principal Balance 84,206,272.54 Ending Aggregate Pre-Funded Account Principal Balance 13,067,376.14 Beginning Aggregate Certificate Stated Principal Balance 98,740,716.79 Ending Aggregate Certificate Stated Principal Balance 96,926,715.39 Draw Amount 1,766,192.50 Specified Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 346,933.29 Beginning Aggregate Loan Count 2,666 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 67 Ending Aggregate Loan Count 2,599 Beginning Weighted Average Loan Rate (WAC) 6.447767% Ending Weighted Average Loan Rate (WAC) 6.433825% Beginning Net Weighted Average Loan Rate 6.007839% Ending Net Weighted Average Loan Rate 5.994993% Weighted Average Maturity (WAM) (Months) 224 Servicer Advances 0.00
Group 3 - ------- Cut-off Balance 245,000,000.00 Beginning Aggregate Pool Stated Principal Balance 161,687,719.12 Beginning Aggregate Pre-Funded Account Principal Balance 81,687,797.75 Ending Aggregate Pool Stated Principal Balance 158,799,269.55 Ending Aggregate Pre-Funded Account Principal Balance 81,687,797.75 Beginning Aggregate Certificate Stated Principal Balance 243,127,336.21 Ending Aggregate Certificate Stated Principal Balance 239,921,796.42 Draw Amount 4,987,876.87 Specified Overcollateralization Amount 6,737,500.00 Actual Overcollateralization Amount 565,270.88 Beginning Aggregate Loan Count 2,968 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 80 Ending Aggregate Loan Count 2,888 Beginning Weighted Average Loan Rate (WAC) 5.073952% Ending Weighted Average Loan Rate (WAC) 5.039695% Beginning Net Weighted Average Loan Rate 4.735774% Ending Net Weighted Average Loan Rate 4.703534% Weighted Average Maturity (WAM) (Months) 254 Servicer Advances 0.00
Certificate Account Beginning Balance 0.00 Deposit Payments of Interest and Principal 8,938,423.87 Liquidation Proceeds 0.00 All Other Proceeds 0.00 Other Amounts 0.00 ------------------ Total Deposits 8,938,423.87 Withdrawals Reimbursement of Servicer Advances 0.00 Payment of Master Servicer Fees 143,535.99 Payment of Sub Servicer Fees 0.00 Payment of Other Fees 0.00 Payment of Insurance Premium(s) 0.00 Payment of Personal Mortgage Insurance 0.00 Other Permitted Withdrawal per the Pooling and Servicing Agreement 58,664.38 Payment of Principal and Interest 8,736,223.50 ------------------ Total Withdrawals 8,938,423.87 Ending Balance 0.00
Payment Compensation Total Gross Prepayment Interest Shortfall 0.00 Compensation for Gross PPIS from Servicing Fees 0.00 Other Gross PPIS Compensation 0.00 ---- Total Net PPIS (Non-Supported PPIS) 0.00
- ----------------------------------------------------------------------------------------------------------------- Delinquency Information - ----------------------------------------------------------------------------------------------------------------- Group 1 - ------- Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 506,215.05 100,413.00 24,300.00 630,928.05 Percentage of Total Pool Balance 0.526117% 0.104361% 0.025255% 0.655733% Number of Loans 9 2 1 12 Percentage of Total Loans 0.453629% 0.100806% 0.050403% 0.604839% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 24,300.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.025255% Number of Loans 0 0 0 1 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.050403% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 44,996.05 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.046765% Number of Loans 0 0 0 1 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.050403% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 2 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 575,550.24 63,787.93 28,433.66 667,771.83 Percentage of Total Pool Balance 0.591682% 0.065576% 0.029231% 0.686488% Number of Loans 22 4 2 28 Percentage of Total Loans 0.846479% 0.153905% 0.076953% 1.077337% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 28,433.66 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.029231% Number of Loans 0 0 0 2 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.076953% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 143,032.15 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.147041% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.115429% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 3 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 2,254,209.22 143,699.46 142,026.78 2,539,935.46 Percentage of Total Pool Balance 0.937352% 0.059754% 0.059058% 1.056163% Number of Loans 28 6 3 37 Percentage of Total Loans 0.969529% 0.207756% 0.103878% 1.281163% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 142,026.78 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.059058% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.103878% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 194,635.55 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.080934% Number of Loans 0 0 0 1 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.034626% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
--------------------------------------------------------------- Reserve Fund Information --------------------------------------------------------------- Reserve Fund ------------ Beginning Balance 0.00 Deposits 0.00 Accrued Interest 0.00 Withdrawals 0.00 Ending Balance 0.00