GreenPoint Home Equity Loan Trust 2001-2 Monthly Certificate Payment Report (December 2001)

Contract Categories: Business Operations › Administration Agreements
Summary

This report, prepared by The Bank of New York, details the monthly distribution of principal and interest payments to holders of asset-backed certificates issued by the GreenPoint Home Equity Loan Trust 2001-2 for December 2001. It summarizes payment amounts, outstanding balances, realized losses, and collateral information for each certificate class. The report is intended for certificateholders and provides transparency on the trust's financial performance and payment allocations for the specified period.

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EX-10.1 3 dex101.txt MONTHLY PAYMENT DATE STATEMENT Exhibit 10.1 THE BANK OF NEW YORK 5 Penn Plaza, 16th Floor New York, NY 10001 Attn: Diane Pickett Phone: (212) 328-7568 GreenPoint Home Equity Loan Trust 2001-2 Home Equity Loan Asset-Backed Certificates Series 2001-2 Certificate Payment Report for December 17, 2001 Distribution
Certificateholder Monthly Distribution Summary - ---------------------------------------------------------------------------------------------------------------------- Pass Class Certificate Beginning Through Principal Interest Total Class Cusip Description Rate Type Balance Rate (%) Distribution Distribution Distribution - ---------------------------------------------------------------------------------------------------------------------- A1 395385AL1 Senior Var-Act/360 100,000,000.00 2.382500 1,885,215.47 178,687.50 2,063,902.97 A2 395385AM9 Senior Var-Act/360 100,000,000.00 2.382500 1,259,283.21 178,687.50 1,437,970.71 A3 395385AN7 Senior Var-Act/360 245,000,000.00 2.392500 1,872,663.79 439,621.88 2,312,285.66 SIO Strip IO Fix-30/360 445,000,000.00 0.000000 0.00 481,011.75 481,011.75 R Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 5,017,162.47 1,278,008.63 6,295,171.09 - ---------------------------------------------------------------------------------------------------------------------- - --------------------------------------------------- Current Cumulative Realized Ending Realized Class Losses Balance Losses - --------------------------------------------------- A1 0.00 98,114,784.53 0.00 A2 0.00 98,740,716.79 0.00 A3 0.00 243,127,336.21 0.00 SIO 0.00 440,570,740.79 0.00 R 0.00 0.00 0.00 - --------------------------------------------------- - --------------------------------------------------- Totals 0.00 439,982,837.53 0.00 - ---------------------------------------------------
Principal Distribution Detail - ------------------------------------------------------------------------------------------------------------------------ Original Beginning Scheduled Unscheduled Certificate Certificate Principal Accretion Principal Net Principal Class Cusip Balance Balance Distribution Principal Adjustments Distribution - ------------------------------------------------------------------------------------------------------------------------ A1 395385AL1 100,000,000.00 100,000,000.00 1,885,215.47 0.00 0.00 1,885,215.47 A2 395385AM9 100,000,000.00 100,000,000.00 1,259,283.21 0.00 0.00 1,259,283.21 A3 395385AN7 245,000,000.00 245,000,000.00 1,872,663.79 0.00 0.00 1,872,663.79 SIO 445,000,000.00 445,000,000.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals 445,000,000.00 445,000,000.00 5,017,162.47 0.00 0.00 5,017,162.47 - ------------------------------------------------------------------------------------------------------------------------ - --------------------------------------------------------- Current Ending Ending Realized Certificate Certificate Class Losses Balance Factor - --------------------------------------------------------- A1 0.00 98,114,784.53 0 ###-###-#### A2 0.00 98,740,716.79 0.98740716794 A3 0.00 243,127,336.21 0 ###-###-#### SIO 0.00 440,570,740.79 0 ###-###-#### R 0.00 0.00 0.00000000 - --------------------------------------------------------- - --------------------------------------------------------- Totals 439,982,837.53 - ---------------------------------------------------------
Interest Distribution Detail - ----------------------------------------------------------------------------------------------------------------------------------- Beginning Accrued Cumulative Net Unscheduled Certificate Pass Through Optimal Unpaid Deferred Total Interest Prepayment Interest Class Balance Rate (%) Interest Interest Interest Due Int Shortfall Adjustment Interest Paid - ----------------------------------------------------------------------------------------------------------------------------------- A1 100,000,000.00 2.382500 178,687.50 0.00 0.00 178,687.50 0.00 0.00 178,687.50 A2 100,000,000.00 2.382500 178,687.50 0.00 0.00 178,687.50 0.00 0.00 178,687.50 A3 245,000,000.00 2.392500 439,621.88 0.00 0.00 439,621.88 0.00 0.00 439,621.88 SIO 445,000,000.00 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 481,011.75 R 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ----------------------------------------------------------------------------------------------------------------------------------- - ----------------------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 796,996.88 0.00 0.00 796,996.88 0.00 0.00 1,278,008.63 - -----------------------------------------------------------------------------------------------------------------------------------
Current Payment Information Factors Per $1,000 - -------------------------------------------------------------------------------------------------------------------------- Ending Original Beginning Certificate Pass Certificate Certificate Principal Interest Notional Through Class Cusip Balance Notional Balance Distribution Distribution Balance Rate (%) - -------------------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 1,000.000000000 ###-###-#### ###-###-#### ###-###-#### 2.382500 A2 395385AM9 100,000,000.00 1,000.000000000 ###-###-#### ###-###-#### 987.407167938 2.382500 A3 395385AN7 245,000,000.00 1,000.000000000 ###-###-#### ###-###-#### ###-###-#### 2.392500 SIO 445,000,000.00 1,000.000000000 0.000000000 1.080925283 ###-###-#### 0.000000 R 0.00 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 - -------------------------------------------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 1,000.000000000 ###-###-#### 2.871929506 ###-###-#### - --------------------------------------------------------------------------------------------------------------------------
Pool Level Data Distribution Date 12/15/01 Cut-off Date 11/1/01 Determination Date 12/1/01 Accrual Period Begin 11/1/01 End 12/1/01 Number of Days in Accrual Period 30 - -------------------------------------------------------------------------------- Collateral Information - -------------------------------------------------------------------------------- Group 1 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 98,670,820.33 Beginning Aggregate Pre-Funded Account Principal Balance 1,329,179.67 Ending Aggregate Pool Stated Principal Balance 96,977,643.35 Ending Aggregate Pre-Funded Account Principal Balance 1,329,179.67 Beginning Aggregate Certificate Stated Principal Balance 100,000,000.00 Ending Aggregate Certificate Stated Principal Balance 98,114,784.53 Draw Amount 2,275,642.12 Required Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 192,038.49 Beginning Aggregate Loan Count 2,090 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 44 Ending Aggregate Loan Count 2,046 Beginning Weighted Average Loan Rate (WAC) 7.202896% Ending Weighted Average Loan Rate (WAC) 7.178871% Beginning Net Weighted Average Loan Rate 6.703542% Ending Net Weighted Average Loan Rate 6.679631% Weighted Average Maturity (WAM) (Months) 211 Servicer Advances 0.00
Group 2 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 86,932,623.86 Beginning Aggregate Pre-Funded Account Principal Balance 13,067,376.14 Ending Aggregate Pool Stated Principal Balance 85,821,024.76 Ending Aggregate Pre-Funded Account Principal Balance 13,067,376.14 Beginning Aggregate Certificate Stated Principal Balance 100,000,000.00 Ending Aggregate Certificate Stated Principal Balance 98,740,716.79 Draw Amount 1,820,259.71 Specified Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 147,684.11 Beginning Aggregate Loan Count 2,712 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 46 Ending Aggregate Loan Count 2,666 Beginning Weighted Average Loan Rate (WAC) 6.182455% Ending Weighted Average Loan Rate (WAC) 6.164134% Beginning Net Weighted Average Loan Rate 5.741792% Ending Net Weighted Average Loan Rate 5.724205% Weighted Average Maturity (WAM) (Months) 225 Servicer Advances 0.00
Group 3 - ------- Cut-off Balance 245,000,000.00 Beginning Aggregate Pool Stated Principal Balance 163,312,202.25 Beginning Aggregate Pre-Funded Account Principal Balance 81,687,797.75 Ending Aggregate Pool Stated Principal Balance 161,687,719.12 Ending Aggregate Pre-Funded Account Principal Balance 81,687,797.75 Beginning Aggregate Certificate Stated Principal Balance 245,000,000.00 Ending Aggregate Certificate Stated Principal Balance 243,127,336.21 Draw Amount 4,777,640.54 Specified Overcollateralization Amount 6,737,500.00 Actual Overcollateralization Amount 248,180.66 Beginning Aggregate Loan Count 3,046 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 78 Ending Aggregate Loan Count 2,968 Beginning Weighted Average Loan Rate (WAC) 5.121614% Ending Weighted Average Loan Rate (WAC) 5.085064% Beginning Net Weighted Average Loan Rate 4.782324% Ending Net Weighted Average Loan Rate 4.746887% Weighted Average Maturity (WAM) (Months) 254 Servicer Advances 0.00
Certificate Account Beginning Balance 0.00 Deposit Payments of Interest and Principal 6,354,504.42 Liquidation Proceeds 0.00 All Other Proceeds 0.00 Other Amounts 0.00 ---------------- Total Deposits 6,354,504.42 Withdrawals Reimbursement of Servicer Advances 0.00 Payment of Master Servicer Fees 145,381.52 Payment of Sub Servicer Fees 0.00 Payment of Other Fees 0.00 Payment of Insurance Premium(s) 0.00 Payment of Personal Mortgage Insurance 0.00 Other Permitted Withdrawal per the Pooling and Servicing Agreement 59,333.33 Payment of Principal and Interest 6,295,171.09 ---------------- Total Withdrawals 6,499,885.94 Ending Balance 0.00
Payment Compensation Total Gross Prepayment Interest Shortfall 0.00 Compensation for Gross PPIS from Servicing Fees 0.00 Other Gross PPIS Compensation 00 0 ---- Total Net PPIS (Non-Supported PPIS) 0.00
- ----------------------------------------------------------------------------------------------------------------------------- Delinquency Information - ----------------------------------------------------------------------------------------------------------------------------- Group 1 - ------- Delinquency 30 - 59 Days 60 - 89 Days 90+ Days 180+ Days Totals - ----------- ------------ ------------ -------- --------- ------ Scheduled Principal Balance 416,822.93 24,300.00 0.00 0.00 441,122.93 Percentage of Total Pool Balance 0.424002% 0.024719% 0.000000% 0.000000% 0.448721% Number of Loans 6 1 0 7 Percentage of Total Loans 0.293255% 0.048876% 0.000000% 0.342131% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 2 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days 180+ Days Totals - ----------- ------------ ------------ -------- --------- ------ Scheduled Principal Balance 534,392.23 28,433.66 0.00 0.00 562,825.89 Percentage of Total Pool Balance 0.540399% 0.028753% 0.000000% 0.000000% 0.569153% Number of Loans 18 2 0 20 Percentage of Total Loans 0.675169% 0.075019% 0.000000% 0.750188% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 3 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days 180+ Days Totals - ----------- ------------ ------------ -------- --------- ------ Scheduled Principal Balance 1,017,430.65 284,667.49 0.00 0.00 1,302,098.14 Percentage of Total Pool Balance 0.418050% 0.116966% 0.000000% 0.000000% 0.535016% Number of Loans 20 5 0 25 Percentage of Total Loans 0.673854% 0.168464% 0.000000% 0.842318% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses -------------------------------------------------------------------- Reserve Fund Information -------------------------------------------------------------------- Reserve Fund ------------ Beginning Balance 0.00 Deposits 0.00 Accrued Interest 0.00 Withdrawals 0.00 Ending Balance 0.00