GreenPoint Home Equity Loan Trust 2001-2 Monthly Certificate Payment Report (February 2002)

Summary

This report, prepared by The Bank of New York, details the monthly distribution of principal and interest payments to holders of asset-backed certificates issued by the GreenPoint Home Equity Loan Trust 2001-2 for the February 15, 2002 distribution date. It summarizes payments by certificate class, outstanding balances, realized losses, and collateral pool data. The document is intended for certificateholders and provides transparency on the trust's financial performance and payment allocations for the specified period.

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EX-10.1 3 dex101.txt MONTHLY PAYMENT DATE STATEMENT Exhibit 10.1 THE BANK OF NEW YORK 5 Penn Plaza, 16th Floor New York, NY 10001 Attn: Diane Pickett Phone: (212) 328-7568 GreenPoint Home Equity Loan Trust 2001-2 Home Equity Loan Asset-Backed Certificates Series 2001-2 Certificate Payment Report for February 15, 2002 Distribution
Certificateholder Monthly Distribution Summary - ------------------------------------------------------------------------------------------------------------------------------------ Pass Class Certificate Beginning Through Principal Interest Total Class Cusip Description Rate Type Balance Rate (%) Distribution Distribution Distribution - ------------------------------------------------------------------------------------------------------------------------------------ A1 395385AL1 Senior Var-Act/360 95,788,912.38 2.100000 2,860,244.31 173,218.28 3,033,462.60 A2 395385AM9 Senior Var-Act/360 96,926,715.39 2.100000 1,474,481.70 175,275.81 1,649,757.51 A3 395385AN7 Senior Var-Act/360 239,921,796.42 2.120000 3,731,800.27 437,990.57 4,169,790.83 SIO Strip IO Fix-30/360 433,977,951.36 0.000000 0.00 808,538.73 808,538.73 R Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ Totals 432,637,424.19 8,066,526.28 1,595,023.39 9,661,549.67 - ------------------------------------------------------------------------------------------------------------------------------------ - --------------------------------------------------- Current Cumulative Realized Ending Balance Realized Class Losses Losses - --------------------------------------------------- A1 0.00 92,928,668.07 0.00 A2 0.00 95,452,233.69 0.00 A3 0.00 236,189,996.15 0.00 SIO 0.00 426,899,639.09 0.00 R 0.00 0.00 0.00 - --------------------------------------------------- - --------------------------------------------------- Totals 0.00 424,570,897.91 0.00 - ---------------------------------------------------
Principal Distribution Detail - ----------------------------------------------------------------------------------------------------------------------------- Original Beginning Scheduled Unscheduled Net Certificate Certificate Principal Accretion Principal Principal Class Cusip Balance Balance Distribution Principal Adjustments Distribution - ----------------------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 95,788,912.38 2,860,244.31 0.00 0.00 2,860,244.31 A2 395385AM9 100,000,000.00 96,926,715.39 1,474,481.70 0.00 0.00 1,474,481.70 A3 395385AN7 245,000,000.00 239,921,796.42 3,731,800.27 0.00 0.00 3,731,800.27 SIO 445,000,000.00 433,977,951.36 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 - ----------------------------------------------------------------------------------------------------------------------------- - ----------------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 432,637,424.19 8,066,526.28 0.00 0.00 8,066,526.28 - ----------------------------------------------------------------------------------------------------------------------------- - ------------------------------------------------------------ Current Ending Ending Realized Certificate Certificate Class Losses Balance Factor - ------------------------------------------------------------ A1 0.00 92,928,668.07 0 ###-###-#### A2 0.00 95,452,233.69 0 ###-###-#### A3 0.00 236,189,996.15 0 ###-###-#### SIO 0.00 426,899,639.09 0 ###-###-#### R 0.00 0.00 0.00000000000 - ------------------------------------------------------------ - ------------------------------------------------------------ Totals 0.00 424,570,897.91 - ------------------------------------------------------------
Interest Distribution Detail - ------------------------------------------------------------------------------------------------------------------------------------ Beginning Accrued Cumulative Total Net Unscheduled Certificate Pass Through Optimal Unpaid Deferred Interest Prepayment Interest Class Balance Rate (%) Interest Interest Interest Due Int Shortfall Adjustment Interest Paid - ------------------------------------------------------------------------------------------------------------------------------------ A1 95,788,912.38 2.100000 173,218.28 0.00 0.00 173,218.28 0.00 0.00 173,218.28 A2 96,926,715.39 2.100000 175,275.81 0.00 0.00 175,275.81 0.00 0.00 175,275.81 A3 239,921,796.42 2.120000 437,990.57 0.00 0.00 437,990.57 0.00 0.00 437,990.57 SIO 433,977,951.36 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 808,538.73 R 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ Totals 432,637,424.19 786,484.66 0.00 0.00 786,484.66 0.00 0.00 1,595,023.39 - ------------------------------------------------------------------------------------------------------------------------------------
Current Payment Information Factors Per $1,000 - -------------------------------------------------------------------------------------------------------------------------------- Ending Original Beginning Certificate Pass Certificate Certificate Principal Interest Notional Through Class Cusip Balance Notional Balance Distribution Distribution Balance Rate (%) - -------------------------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 ###-###-#### 28.602443135 ###-###-#### ###-###-#### 2.100000 A2 395385AM9 100,000,000.00 ###-###-#### ###-###-#### ###-###-#### ###-###-#### 2.100000 A3 395385AN7 245,000,000.00 ###-###-#### 15.231837822 ###-###-#### 964.040800618 2.120000 SIO 445,000,000.00 975.231351371 0.000000000 ###-###-#### ###-###-#### 0.000000 R 0.00 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 - -------------------------------------------------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 ###-###-#### ###-###-#### ###-###-#### 954.091905416 - --------------------------------------------------------------------------------------------------------------------------------
Pool Level Data Distribution Date 2/15/02 Cut-off Date 11/1/01 Determination Date 2/1/02 Accrual Period Begin 1/1/02 End 2/1/02 Number of Days in Accrual Period 31 - ----------------------------------------------------------------------------------------------------------- Collateral Information - ----------------------------------------------------------------------------------------------------------- Group 1 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 94,888,055.71 Beginning Aggregate Pre-Funded Account Principal Balance 1,329,179.67 Ending Aggregate Pool Stated Principal Balance 93,592,988.21 Ending Aggregate Pre-Funded Account Principal Balance 0.00 Beginning Aggregate Certificate Stated Principal Balance 95,788,912.38 Ending Aggregate Certificate Stated Principal Balance 92,928,668.07 Draw Amount 1,747,865.45 Required Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 664,320.14 Beginning Aggregate Loan Count 1,984 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 3 Ending Aggregate Loan Count 1,981 Beginning Weighted Average Loan Rate (WAC) 7.114619% Ending Weighted Average Loan Rate (WAC) 7.094417% Beginning Net Weighted Average Loan Rate 6.608619% Ending Net Weighted Average Loan Rate 6.588417% Weighted Average Maturity (WAM) (Months) 209 Servicer Advances 0.00
Group 2 - ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 84,206,272.54 Beginning Aggregate Pre-Funded Account Principal Balance 13,067,376.14 Ending Aggregate Pool Stated Principal Balance 96,020,227.97 Ending Aggregate Pre-Funded Account Principal Balance 0.00 Beginning Aggregate Certificate Stated Principal Balance 96,926,715.39 Ending Aggregate Certificate Stated Principal Balance 95,452,233.69 Draw Amount 1,855,588.00 Specified Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 567,994.28 Beginning Aggregate Loan Count 2,599 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement -382 Ending Aggregate Loan Count 2,981 Beginning Weighted Average Loan Rate (WAC) 7.042077% Ending Weighted Average Loan Rate (WAC) 7.039066% Beginning Net Weighted Average Loan Rate 6.536077% Ending Net Weighted Average Loan Rate 6.533066% Weighted Average Maturity (WAM) (Months) 223 Servicer Advances 0.00
Group 3 - ------- Cut-off Balance 245,000,000.00 Beginning Aggregate Pool Stated Principal Balance 158,799,269.55 Beginning Aggregate Pre-Funded Account Principal Balance 81,687,797.75 Ending Aggregate Pool Stated Principal Balance 237,286,422.91 Ending Aggregate Pre-Funded Account Principal Balance 0.00 Beginning Aggregate Certificate Stated Principal Balance 239,921,796.42 Ending Aggregate Certificate Stated Principal Balance 236,189,996.15 Draw Amount 6,355,202.35 Specified Overcollateralization Amount 6,737,500.00 Actual Overcollateralization Amount 1,096,426.76 Beginning Aggregate Loan Count 2,888 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement -1,900 Ending Aggregate Loan Count 4,788 Beginning Weighted Average Loan Rate (WAC) 7.168868% Ending Weighted Average Loan Rate (WAC) 7.152995% Beginning Net Weighted Average Loan Rate 6.662868% Ending Net Weighted Average Loan Rate 6.646995% Weighted Average Maturity (WAM) (Months) 253 Servicer Advances 0.00
Beginning Balance 0.00 Deposit Payments of Interest and Principal 9,900,058.81 Liquidation Proceeds 0.00 All Other Proceeds 0.00 Other Amounts 0.00 ---------------- Total Deposits 9,900,058.81 Withdrawals Reimbursement of Servicer Advances 0.00 Payment of Master Servicer Fees 180,824.15 Payment of Sub Servicer Fees 0.00 Payment of Other Fees 0.00 Payment of Insurance Premium(s) 0.00 Payment of Personal Mortgage Insurance 0.00 Other Permitted Withdrawal per the Pooling and Servicing Agreement 57,684.99 Payment of Principal and Interest 9,661,549.67 ---------------- Total Withdrawals 9,900,058.81 Ending Balance -0.00
Payment Compensation Total Gross Prepayment Interest Shortfall 0.00 Compensation for Gross PPIS from Servicing Fees 0.00 Other Gross PPIS Compensation 0.00 ---- Total Net PPIS (Non-Supported PPIS) 0.00
- ---------------------------------------------------------------------------------------------------------------------------------- Delinquency Information - ---------------------------------------------------------------------------------------------------------------------------------- Group 1 - ------- Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 561,001.51 131,276.35 50,820.88 743,098.74 Percentage of Total Pool Balance 0.599405% 0.140263% 0.054300% 0.793968% Number of Loans 9 2 1 12 Percentage of Total Loans 0.454316% 0.100959% 0.050480% 0.605755% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 100,079.41 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.106930% Number of Loans 0 0 0 2 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.100959% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 44,863.42 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.047935% Number of Loans 0 0 0 1 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.050480% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 2 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 498,617.10 204,533.03 56,541.73 759,691.86 Percentage of Total Pool Balance 0.519283% 0.213010% 0.058885% 0.791179% Number of Loans 16 9 3 28 Percentage of Total Loans 0.536733% 0.301912% 0.100637% 0.939282% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 63,800.54 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.066445% Number of Loans 0 0 0 4 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.134183% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 111,742.52 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.116374% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.100637% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 3 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 1,579,681.51 225,179.32 278,026.24 2,082,887.07 Percentage of Total Pool Balance 0.665728% 0.094898% 0.117169% 0.877794% Number of Loans 44 6 8 58 Percentage of Total Loans 0.918964% 0.125313% 0.167084% 1.211362% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 278,026.24 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.117169% Number of Loans 0 0 0 8 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.167084% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 268,898.46 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.113322% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.062657% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
--------------------------------------------------------- Reserve Fund Information --------------------------------------------------------- Reserve Fund ------------ Beginning Balance 0.00 Deposits 0.00 Accrued Interest 0.00 Withdrawals 0.00 Ending Balance 0.00