GreenPoint Home Equity Loan Trust 2001-2 Monthly Certificate Payment Report (March 15, 2002)

Summary

This report, prepared by The Bank of New York, details the monthly distribution of principal and interest payments to holders of asset-backed certificates issued by the GreenPoint Home Equity Loan Trust 2001-2. It summarizes payments made on March 15, 2002, including amounts distributed to each certificate class, realized losses, and collateral pool data. The document is intended for certificateholders and provides transparency on the trust's financial performance and payment allocations for the specified period.

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EX-10.1 3 dex101.txt MONTHLY PAYMENT DATE STATEMENT Exhibit 10.1 THE BANK OF NEW YORK 5 Penn Plaza, 16/th/ Floor New York, NY 10001 Attn: Diane Pickett Phone: (212) 328-7568 GreenPoint Home Equity Loan Trust 2001-2 Home Equity Loan Asset-Backed Certificates Series 2001-2 Certificate Payment Report for March 15, 2002 Distribution
Certificateholder Monthly Distribution Summary - ---------------------------------------------------------------------------------------------------------------------- Pass Class Certificate Beginning Through Principal Interest Total Class Cusip Description Rate Type Balance Rate (%) Distribution Distribution Distribution - ---------------------------------------------------------------------------------------------------------------------- A1 395385AL1 Senior Var-Act/360 92,928,668.07 2.127500 2,699,437.66 153,771.13 2,853,208.79 A2 395385AM9 Senior Var-Act/360 95,452,233.69 2.127500 1,964,674.87 157,946.93 2,122,621.80 A3 395385AN7 Senior Var-Act/360 236,189,996.15 2.147500 3,717,640.59 394,502.90 4,112,143.49 SIO Strip IO Fix-30/360 426,899,639.09 0.000000 0.00 699,054.21 699,054.21 R Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------- Totals 424,570,897.91 8,381,753.12 1,405,275.17 9,787,028.29 - ---------------------------------------------------------------------------------------------------------------------- - -------------------------------------------------- Current Cumulative Realized Ending Realized Class Losses Balance Losses - -------------------------------------------------- A1 0.00 90,229,230.41 0.00 A2 0.00 93,487,558.83 0.00 A3 0.00 232,472,355.56 0.00 SIO 0.00 419,372,285.56 0.00 R 0.00 0.00 0.00 - -------------------------------------------------- - -------------------------------------------------- Totals 0.00 416,189,144.80 0.00 - --------------------------------------------------
Principal Distribution Detail ---------------------------------------------------------------------------------------------------------------- Original Beginning Scheduled Unscheduled Certificate Certificate Principal Accretion Principal Net Principal Class Cusip Balance Balance Distribution Principal Adjustments Distribution ---------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 92,928,668.07 2,699,437.66 0.00 0.00 2,699,437.66 A2 395385AM9 100,000,000.00 95,452,233.69 1,964,674.87 0.00 0.00 1,964,674.87 A3 395385AN7 245,000,000.00 236,189,996.15 3,717,640.59 0.00 0.00 3,717,640.59 SIO 445,000,000.00 426,899,639.09 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 424,570,897.91 8,381,753.12 0.00 0.00 8,381,753.12 ---------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------- Ending Ending Current Certificate Certificate Class Realized Losses Balance Factor ----------------------------------------------------------- A1 0.00 90,229,230.41 0 ###-###-#### A2 0.00 93,487,558.83 0 ###-###-#### A3 0.00 232,472,355.56 0 ###-###-#### SIO 0.00 419,372,285.56 0.94240963047 R 0.00 0.00 0.00000000000 ----------------------------------------------------------- ----------------------------------------------------------- Totals 0.00 416,189,144.80 -----------------------------------------------------------
Interest Distribution Detail - ------------------------------------------------------------------------------------------------------------------------------------ Beginning Accrued Cumulative Net Unscheduled Certificate Pass Through Optimal Unpaid Deferred Total Interest Prepayment Interest Class Balance Rate (%) Interest Interest Interest Due Int Shortfall Adjustment Interest Paid - ------------------------------------------------------------------------------------------------------------------------------------ A1 92,928,668.07 2.127500 153,771.13 0.00 0.00 153,771.13 0.00 0.00 153,771.13 A2 95,452,233.69 2.127500 157,946.93 0.00 0.00 157,946.93 0.00 0.00 157,946.93 A3 236,189,996.15 2.147500 394,502.90 0.00 0.00 394,502.90 0.00 0.00 394,502.90 SIO 426,899,639.09 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 699,054.21 R 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ Totals 424,570,897.91 706,220.96 0.00 0.00 706,220.96 0.00 0.00 1,405,275.17 - ------------------------------------------------------------------------------------------------------------------------------------
Current Payment Information Factors Per $1,000 ---------------------------------------------------------------------------------------------------------------------- Ending Original Beginning Certificate Pass Certificate Certificate Principal Interest Notional Through Class Cusip Balance Notional Balance Distribution Distribution Balance Rate (%) ---------------------------------------------------------------------------------------------------------------------- A1 395385AL1 100,000,000.00 ###-###-#### ###-###-#### ###-###-#### ###-###-#### 2.127500 A2 395385AM9 100,000,000.00 ###-###-#### ###-###-#### ###-###-#### ###-###-#### 2.127500 A3 395385AN7 245,000,000.00 964.040800618 ###-###-#### 1.610215926 ###-###-#### 2.147500 SIO 445,000,000.00 ###-###-#### 0.000000000 1.570908329 942.409630472 0.000000 R 0.00 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 ---------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Totals 445,000,000.00 954.091905416 ###-###-#### ###-###-#### ###-###-#### ----------------------------------------------------------------------------------------------------------------------
Pool Level Data Distribution Date 3/15/02 Cut-off Date 11/1/01 Determination Date 3/1/02 Accrual Period Begin 2/1/02 End 3/1/02 Number of Days in Accrual Period 28
--------------------------------------------------------------------------------------------------------------------- Collateral Information --------------------------------------------------------------------------------------------------------------------- Group 1 ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 93,592,988.21 Ending Aggregate Pool Stated Principal Balance 91,089,852.83 Beginning Aggregate Certificate Stated Principal Balance 92,928,668.07 Ending Aggregate Certificate Stated Principal Balance 90,229,230.41 Draw Amount 1,310,236.49 Required Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 860,622.42 Beginning Aggregate Loan Count 1,981 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 55 Ending Aggregate Loan Count 1,926 Beginning Weighted Average Loan Rate (WAC) 7.097579% Ending Weighted Average Loan Rate (WAC) 7.110760% Beginning Net Weighted Average Loan Rate 6.591579% Ending Net Weighted Average Loan Rate 6.604760% Weighted Average Maturity (WAM) (Months) 209 Servicer Advances 0.00
Group 2 ------- Cut-off Balance 100,000,000.00 Beginning Aggregate Pool Stated Principal Balance 96,020,227.97 Ending Aggregate Pool Stated Principal Balance 94,255,805.29 Beginning Aggregate Certificate Stated Principal Balance 95,452,233.69 Ending Aggregate Certificate Stated Principal Balance 93,487,558.83 Draw Amount 1,726,608.76 Specified Overcollateralization Amount 2,750,000.00 Actual Overcollateralization Amount 768,246.46 Beginning Aggregate Loan Count 2,981 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 68 Ending Aggregate Loan Count 2,913 Beginning Weighted Average Loan Rate (WAC) 7.039529% Ending Weighted Average Loan Rate (WAC) 7.033138% Beginning Net Weighted Average Loan Rate 6.533529% Ending Net Weighted Average Loan Rate 6.527138% Weighted Average Maturity (WAM) (Months) 222 Servicer Advances 0.00
Group 3 - ------- Cut-off Balance 245,000,000.00 Beginning Aggregate Pool Stated Principal Balance 237,286,422.91 Ending Aggregate Pool Stated Principal Balance 234,026,627.44 Beginning Aggregate Certificate Stated Principal Balance 236,189,996.15 Ending Aggregate Certificate Stated Principal Balance 232,472,355.56 Draw Amount 5,555,032.12 Specified Overcollateralization Amount 6,737,500.00 Actual Overcollateralization Amount 1,554,271.88 Beginning Aggregate Loan Count 4,788 Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement 113 Ending Aggregate Loan Count 4,675 Beginning Weighted Average Loan Rate (WAC) 7.147596% Ending Weighted Average Loan Rate (WAC) 7.139254% Beginning Net Weighted Average Loan Rate 6.641596% Ending Net Weighted Average Loan Rate 6.633254% Weighted Average Maturity (WAM) (Months) 252 Servicer Advances 0.00
Certificate Account Beginning Balance 0.00 Deposit Payments of Interest and Principal 10,021,512.59 Liquidation Proceeds 0.00 All Other Proceeds 0.00 Other Amounts 0.00 --------------- Total Deposits 10,021,512.59 Withdrawals Reimbursement of Servicer Advances 0.00 Payment of Master Servicer Fees 177,874.85 Payment of Sub Servicer Fees 0.00 Payment of Other Fees 0.00 Payment of Insurance Premium(s) 0.00 Payment of Personal Mortgage Insurance 0.00 Other Permitted Withdrawal per the Pooling and Servicing Agreement 56,609.45 Payment of Principal and Interest 9,787,028.29 --------------- Total Withdrawals 10,021,512.59 Ending Balance 0.00
Payment Compensation Total Gross Prepayment Interest Shortfall 0.00 Compensation for Gross PPIS from Servicing Fees 0.00 Other Gross PPIS Compensation 0.00 ---- Total Net PPIS (Non-Supported PPIS) 0.00
----------------------------------------------------------------------------------------------------------- Delinquency Information ----------------------------------------------------------------------------------------------------------- Group 1 ------- Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 745,977.42 159.62 103,031.81 849,168.85 Percentage of Total Pool Balance 0.818947% 0.000175% 0.113110% 0.932232% Number of Loans 14 1 2 17 Percentage of Total Loans 0.726895% 0.051921% 0.103842% 0.882658% Foreclosure ----------- Scheduled Principal Balance 0.00 0.00 0.00 103,031.81 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.113110% Number of Loans 0 0 0 2 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.103842% Bankruptcy ---------- Scheduled Principal Balance 0.00 0.00 0.00 135,090.74 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.148305% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.155763% REO --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 2 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 915,049.47 94,113.66 227,824.65 1,236,987.78 Percentage of Total Pool Balance 0.970815% 0.099849% 0.241709% 1.312373% Number of Loans 29 4 9 42 Percentage of Total Loans 0.995537% 0.137315% 0.308960% 1.441813% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 315,681.37 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.334920% Number of Loans 0 0 0 13 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.446275% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 86,823.88 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.092115% Number of Loans 0 0 0 3 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.102987% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
Group 3 - -------
Delinquency 30 - 59 Days 60 - 89 Days 90+ Days Totals - ----------- ------------ ------------ -------- ------ Scheduled Principal Balance 2,223,896.11 481,455.22 411,034.22 3,116,385.55 Percentage of Total Pool Balance 0.950275% 0.205727% 0.175636% 1.331637% Number of Loans 46 10 10 66 Percentage of Total Loans 0.983957% 0.213904% 0.213904% 1.411765% Foreclosure - ----------- Scheduled Principal Balance 0.00 0.00 0.00 716,830.02 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.306303% Number of Loans 0 0 0 17 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.363636% Bankruptcy - ---------- Scheduled Principal Balance 0.00 0.00 0.00 358,960.85 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.153385% Number of Loans 0 0 0 5 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.106952% REO - --- Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Book Value of all REO Loans 0.00 Percentage of Total Pool Balance 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00
--------------------------------------------------------- Reserve Fund Information --------------------------------------------------------- Reserve Fund ------------ Beginning Balance 0.00 Deposits 0.00 Accrued Interest 0.00 Withdrawals 0.00 Ending Balance 0.00