GreenPoint Mortgage Servicing Certificate for Series 1999-2 Asset-Backed Notes (February 2001)

Summary

This document is a monthly servicing certificate issued by GreenPoint Mortgage for the Series 1999-2 revolving home equity loan asset-backed notes. It details the financial activity for the period from January 16, 2001, to February 14, 2001, including interest rates, balances, collections, distributions, fees, and losses related to Class A-1 and Class A-2 notes. The certificate outlines the amounts collected from mortgage loans, payments to noteholders, and servicing fees, providing a summary of the trust's financial status for investors and stakeholders.

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EX-10.1 2 0002.txt MONTHLY PAYMENT STATEMENT Exhibit 10.1 GreenPoint Mortgage SERVICING CERTIFICATE =================================================================================================================================== Revolving Home Equity Loan LIBOR: 5.88250% Asset-Backed Notes Margin A-1: 0.30000% Series 1999-2 Class A-1 Note Rate: 6.18250% Class A-2 Note Rate: 6.26250% Margin A-2: 0.38000% Interest Period 01/16/01 thru 02/14/01: 30 Servicing Fee Rate: 0.50000% Class A-1 Premium Fee Rate: 0.18000% Class A-2 Premium Fee Rate: 0.18000% Trustee Fee: 0.00900% Class A-1 Act Weighted Avg Ln Rate: 12.54281% Class A-2 Act Weighted Avg Ln Rate: 12.43503% Total Management Fee 500.00 Current Collection Period: 01/01/01-01/31/01 P&S Agreement Date: 12/1/99 Original Closing Date: 12/22/99 Distribution Date: 2/15/01 Record Date: 2/14/01 Pool Factor: 68 ###-###-####% Initial Class A-1 O/C Amt: 22.71 Initial Class A-2 O/C Amt: 565.15 Class A-1 O/C Amt as of Pmt Date: 5,408,774.99 Class A-2 O/C Amt as of Pmt Date: 1,438,840.14 Class A-1 Pool Factor: 71.0713035% Class A-2 Pool Factor: 58 ###-###-####% ===================================================================================================================================
BALANCES Beginning Class A-1 Pool Balance 149,029,189.99 Beginning Class A-2 Pool Balance 32,711,258.41 Beginning Class A-1 Note Balance -- CUSIP 395385AA5 143,620,415.00 Beginning Class A-2 Note Balance -- CUSIP 395385AB3 31,272,418.27 Class A-1 Overcollateralization Amount to Fill (0.00) Class A-2 Overcollateralization Amount to Fill 0.00 Ending Class A-1 Pool Balance 142,771,836.79 Ending Class A-2 Pool Balance 32,032,291.76 Ending Class A-1 Note Balance -- CUSIP 395385AA5 137,363,061.80 Ending Class A-2 Note Balance -- CUSIP 395385AB3 30,593,451.62 Additional Balances Class A-1 2,016,980.15 Additional Balances Class A-2 325,800.45 Number of all Retransferred Mortgage Loans (Current Retransfer Date) 0 Retransferred Mortgage Loan Trust Balances (Current Retransfer Date) 0.00 Cumulative Number of all Retransferred Mortgage Loans (From Previous Distributions) 0 Cumulative Retransferred Mortgage Loan Trust Balances (From Previous Distributions) 0.00 Number of all Subsequent Class A-1 HELOC Mortgage Loans (Current Date) 0 Subsequent Class A-1 HELOC Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent Class A-2 Heloc Loans (Current Date) 0 Subsequent Class A-2 HELOC Loan Asset Balance (Current Date) 0.00 Number of all Subsequent HLTV Mortgage Loans (Current Date) 0 Subsequent HLTV Mortgage Loan Asset Balance (Current Date) 0.00 Cumulative Number of ALL Subsequent Mortgage Loans 0 Cumulative Subsequent Mortgage Loan Asset Balance 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown Recoup this Distribution 0.00 Beginning Loan Count 4,196 Ending Loan Count 4,038
COLLECTION AMOUNTS Class A-1 1 Aggregate of All Mortgage Collections (Gross) 9,829,983.22 2 Total Mortgage Interest Collections (Gross) 1,583,054.65 Servicing Fees (current collection period) 62,095.50 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 8,246,928.57 3b Pre-Funded Balance 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 8,246,928.57 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 27,404.78 Aggregate Investor Loss Reduction Amount 112,765.96 COLLECTION AMOUNTS Class A-2 1 Aggregate of All Mortgage Collections (Gross) 1,333,623.26 2 Total Mortgage Interest Collections (Gross) 328,856.16 Servicing Fees (current collection period) 13,629.69 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 1,004,767.10 3b Pre-Funded Balance 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 1,004,767.10 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 0.00 Aggregate Investor Loss Reduction Amount 0.00 TOTAL COLLECTION AMOUNT 1 Aggregate of All Mortgage Collections (Gross) 11,163,606.48 2 Total Mortgage Interest Collections (Gross) 1,911,910.81 Servicing Fees (current collection period) 75,725.19 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 9,251,695.67 3b Insurance Proceeds 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 9,251,695.67 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 27,404.78 Aggregate Investor Loss Reduction Amount 112,765.96 Class A-1 Net Interest Collection 1,520,959.15 Class A-2 Net Interest Collection 315,226.47 DISTRIBUTION AMOUNTS Class A-1 Class A-1 Note Interest 8.6 (d)(iv) 739,944.35 Class A-1 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-1 Note Reserve Fund Amount 730,596.41 Investor Loss Amount 27,404.78 Previous Investor Loss Amount 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 21,543.06 Credit Enhancer Reimbursement 0.00 Accelerated Principal Distribution Amount 0.00 Spread Account Deposit 0.00 Indenture Trustee Fee 8.6 (d)(i) 1,077.15 Management Fee 8.6 (d)(iii) 393.40 Payment to Servicer 0.00 Deferred Interest 0.00 Remaining Amount to Transferor 0.00 Total Certificateholders Distribution Allocable to Interest 1,520,959.15
Maximum Principal Payment 6,229,948.42 Scheduled Principal Collection Payment ((x) the excess of Max Prin Pymt (y) the HELOC Pool O/C Redctin Amt) 0.00 8.6(d)(v) Accelerated Principal Distribution Amount 0.00 Loan Loss 27,404.78 Class A-1 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 6,257,353.20 DISTRIBUTION AMOUNTS Class A-2 Class A-2 Note Interest 8.6 (d)(iv) 163,202.93 Class A-2 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-2 Note Reserve Fund Amount 146,991.53 Investor Loss Amount 0.00 Previous Investor Loss Amount 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 4,690.86 Credit Enhancer Reimbursement 0.00 Accelerated Principal Distribution Amount 0.00 Spread Account Deposit 0.00 Indenture Trustee Fee 8.6 (d)(i) 234.54 Management Fee 8.6 (d)(iii) 106.60 Payment to Servicer 0.00 Deferred Interest 0.00 Remaining Amount to Transferor 0.00 Total Certificateholders Distribution Allocable to Interest 315,226.47 Maximum Principal Payment 678,966.65 Scheduled Principal Collection Payment ((x) the excess of Max Prin Pymt (y) the Second Pool O/C Redctin Amt) 0.00 8.6(d)(v) Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-2 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 678,966.65 TOTAL DISTRIBUTION AMOUNT Class A Note Interest 8.6 (d)(iv) 903,147.28 Class A Note Unpaid Interest Shortfall (current cycle) 5.01(i) 0.00 Class A Note Reserve Fund Amount 877,587.94 Investor Loss Amount 5.01(iii) 27,404.78 Previous Investor Loss Amount 5.01(iv) 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 26,233.92 Credit Enhancer Reimbursement 5.01(vi) 0.00 Accelerated Principal Distribution Amount 5.01(vii) 0.00 Spread Account Deposit 5.01(viii) 0.00 Indenture Trustee Fee 8.6 (d)(i) 1,311.70 Management Fee 8.6 (d)(iii) 500.00 Payment to Servicer per Section 7.03 5.01 (x) 0.00 Deferred Interest 5.01 (xi) 0.00 Remaining Amount to Transferor 5.01 (xii) 0.00 Total Certificateholders Distribution Allocable to Interest 1,836,185.62 Maximum Principal Payment 6,908,915.07 Scheduled Principal Collection Payment 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 27,404.78 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 6,936,319.85
LOSSES/RETRANSFERS Unpaid Class A-1 Note Interest Shortfall Due (From Previous Distributions) 0.00 Unpaid Class A-2 Note Interest Shortfall Due (From Previous Distributions) 0.00 Interest Earned on Shortfall @ applicable Certificate Rate 0.00 Investor Loss Reduction Amount (From Previous Distributions) 0.00 DISTRIBUTION TO CERTIFICATEHOLDERS (PER CERTIFICATE WITH A $1,000 DENOMINATION) Class A-1 Total Class A-1 Note Distribution Amount Allocable to Interest 3 ###-###-#### Interest Distribution Amount 3 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-1 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.1417916 Accelerated Principal Distribution Amount 0.0000000 Class A-2 Total Class A-2 Note Distribution Amount Allocable to Interest 3.1163440 Interest Distribution Amount 3.1163440 Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-2 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Total Interest Amount Distributed to Class A Certificateholder 6 ###-###-#### Total Principal Amount Distributed to Class A Certificateholder ###-###-#### Credit Enhancement Draw Amount 0.00 DELINQUENCIES/FORECLOSURES Class A-1 Number of Mortgages 30 to 59 Days Delinquent 76 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 3,318,386.69 Number of Mortgages 60 to 89 Days Delinquent 13 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 464,239.76 Number of Mortgages 90 to 179 Days Delinquent 8 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 341,254.92 Number of Mortgages 180 or more Days Delinquent 4 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 198,374.82 Number of Mortgage Loans in Foreclosure 28 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,119,521.90 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00
Class A-2 Number of Mortgages 30 to 59 Days Delinquent 4 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 485,604.82 Number of Mortgages 60 to 89 Days Delinquent 1 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 169,847.62 Number of Mortgages 90 to 179 Days Delinquent 0 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 0.00 Number of Mortgages 180 or more Days Delinquent 1 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 196,058.94 Number of Mortgage Loans in Foreclosure 2 Aggregate Principal Balances of Mortgage Loans in Foreclosure 419,201.81 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 TOTAL DELINQUENCIES/FORECLOSURES Number of Mortgages 30 to 59 Days Delinquent 80 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 3,803,991.51 Number of Mortgages 60 to 89 Days Delinquent 14 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 634,087.38 Number of Mortgages 90 to 179 Days Delinquent 8 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 341,254.92 Number of Mortgages 180 or more Days Delinquent 5 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 394,433.76 Number of Mortgage Loans in Foreclosure 30 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,538,723.71 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 ================================================================================================================= RESERVE FUND ACTIVITY Reserve Fund Beginning Balance 0.00 Reserve Fund Deposit 877,587.94 Reserve Fund Earnings 8.69 Reserve Bal Subtotal 877,596.63 Reserve Fund Reduction Amt (877,596.63) Reserve Fund Balance 0.00 PRE-FUNDED ACCOUNT ACTIVITY Beginning Balance Pre-Funded Account 0.00 Remaining Amount for Distribution to Classes 0.00 Withdrawal for Subsequent Loan Purchase: 0.00 Ending Balance Pre-Funded Account 0.00 All Computations reflected in this Servicer Certificate were made in conformity with the Pooling and Servicing Agreement. The Attached Servicing Certificate is true and correct in all material respects. ---------------------------------------------------------------------------------------- A Servicing Officer Teri Martine
==================================================================================================================================== GREENPOINT MORTGAGE STATEMENT TO NOTEHOLDERS ==================================================================================================================================== Revolving Home Equity Loan LIBOR: 5.88250% Current Collection Period: 01/01/01-01/31/01 Asset-Backed Notes Margin: 0.30000% P&S Agreement Date: 12/1/99 Series 1999-2 Class A-1 Note Rate: 6.18250% Original Closing Date: 12/22/99 Class A-2 Note Rate: 6.26250% Distribution Date: 2/15/01 Record Date: 2/14/01 Interest Period 01/16/01 thru 02/14/01: 30 Pool Factor: 68 ###-###-####% ====================================================================================================================================
BALANCES Beginning HELOC Pool Balance 149,029,189.99 Beginning Second Lien Pool Balance 32,711,258.41 Beginning Class A-1 Note Balance -- CUSIP 395385AA5 143,620,415.00 Beginning Class A-2 Note Balance -- CUSIP 395385AB3 31,272,418.27 Ending Class A-1 Pool Balance 142,771,836.79 Ending Class A-2 Pool Balance 32,032,291.76 Ending Class A-1 Note Balance -- CUSIP 137,363,061.80 Ending Class A-2 Note Balance -- CUSIP 30,593,451.62 Additional Balances Class A-1 2,016,980.15 Additional Balances Class A-2 325,800.45 Number of all Retransferred Mortgage Loans (Current Retransfer Date) 0 Retransferred Mortgage Loan Trust Balances (Current Retransfer Date) 0.00 Cumulative Number of all Retransferred Mortgage Loans (From Previous Distributions) 0 Cumulative Retransferred Mortgage Loan Trust Balances (From Previous Distributions) 0.00 Number of all Subsequent HELOC Mortgage Loans (Current Date) 0 Subsequent HELOC Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent Second Lien Mortgage Loans (Current Date) 0 Subsequent Second Lien Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent HLTV Mortgage Loans (Current Date) 0 Subsequent HLTV Mortgage Loan Asset Balance (Current Date) 0.00 Cumulative Number of ALL Subsequent Mortgage Loans 0 Cumulative Subsequent Mortgage Loan Asset Balance 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown 0.00 Beginning Loan Count 4,196 Ending Loan Count 4,038 COLLECTION AMOUNTS Class A-1 Aggregate of All Mortgage Collections 9,767,887.72 Total Mortgage Interest Collections 1,583,054.65 Servicing Fees (current collection period) (62,095.50) Mortgage Principal Collections 8,246,928.57 Pre-Funded Balance 0.00 0.00 Total Mortgage Principal Collections 8,246,928.57 COLLECTION AMOUNTS Class A-2 Aggregate of All Mortgage Collections 1,319,993.57 Total Mortgage Interest Collections 328,856.16 Servicing Fees (current collection period) (13,629.69)
Mortgage Principal Collections 1,004,767.10 Pre-Funded Balance 0.00 0.00 Total Mortgage Principal Collections 1,004,767.10 TOTAL COLLECTION AMOUNT Aggregate of All Mortgage Collections 11,163,606.48 Total Mortgage Interest Collections 1,911,910.81 Mortgage Principal Collections 9,251,695.67 Pre-Funded Balance 0.00 Total Mortgage Principal Collections 9,251,695.67 DISTRIBUTION AMOUNTS Class A-1 Class A-1 Note Interest 739,944.35 Class A-1 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-1 Note Reserve Fund Amount 730,596.41 Maximum Principal Payment 6,229,948.42 Scheduled Principal Collection 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 27,404.78 Class A-1 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 6,257,353.20 DISTRIBUTION AMOUNTS Class A-2 Class A-2 Note Interest 163,202.93 Class A-2 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-2 Note Reserve Fund Amount 146,991.53 Maximum Principal Payment 678,966.65 Scheduled Principal Collection 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-2 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 678,966.65 TOTAL DISTRIBUTION AMOUNT Class A Note Interest 903,147.28 Class A Note Unpaid Interest Shortfall (current cycle) 0.00 Class A Note Reserve Fund Amount 877,587.94 Maximum Principal Payment 6,908,915.07 Scheduled Principal Collection Payment 0.00 Accelerated Principal Distribution Amount 0.00 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 6,908,915.07 LOSSES/RETRANSFERS Unpaid Class A-1 Note Interest Shortfall Due (From Previous Distributions) 0.00 Unpaid Class A-2 Note Interest Shortfall Due (From Previous Distributions) 0.00 Interest Earned on Shortfall @ applicable Certificate Rate 0.00 Investor Loss Reduction Amount (From Previous Distributions) 0.00
DISTRIBUTION TO CERTIFICATEHOLDERS (PER CERTIFICATE WITH A $1,000 DENOMINATION) Class A-1 Total Class A-1 Note Distribution Amount Allocable to Interest 3 ###-###-#### Interest Distribution Amount 3 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-1 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.1417916 Accelerated Principal Distribution Amount 0.0000000 Class A-2 Total Class A-2 Note Distribution Amount Allocable to Interest 3.1163440 Interest Distribution Amount 3.1163440 Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-2 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Total Interest Amount Distributed to Class A Certificateholder 6 ###-###-#### Total Principal Amount Distributed to Class A Certificateholder ###-###-#### Credit Enhancement Draw Amount 0.00 DELINQUENCIES/FORECLOSURES Class A-1 Number of Mortgages 31 to 60 Days Delinquent 76 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 3,318,386.69 Number of Mortgages 61 to 90 Days Delinquent 13 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 464,239.76 Number of Mortgages 91 to 180 or more Days Delinquent 8 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 341,254.92 Number of Mortgages 181 or more Days Delinquent 4 Aggregate Principal Balances of Mortgages 181 or more Days Delinquent 198,374.82 Number of Mortgage Loans in Foreclosure 28 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,119,521.90 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 Class A-2 Number of Mortgages 31 to 60 Days Delinquent 4 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 485,604.82 Number of Mortgages 61 to 90 Days Delinquent 1 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 169,847.62 Number of Mortgages 91 to 180 or more Days Delinquent 0 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 0.00 Number of Mortgages 181 or more Days Delinquent 1 Aggregate Principal Balances of Mortgages 181 or more Days Delinquent 196,058.94 Number of Mortgage Loans in Foreclosure 2 Aggregate Principal Balances of Mortgage Loans in Foreclosure 419,201.81 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00
TOTAL DELINQUENCIES/FORECLOSURES Number of Mortgages 31 to 60 Days Delinquent 80 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 3,803,991.51 Number of Mortgages 61 to 90 Days Delinquent 14 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 634,087.38 Number of Mortgages 91 to 180 or more Days Delinquent 8 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 341,254.92 Number of Mortgages 181 or more Days Delinquent 5 Aggregate Principal Balances of Mortgages 181 or more Days Delinquent 394,433.76 Number of Mortgage Loans in Foreclosure 30 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,538,723.71 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 ==================================================================================================================================== Class A-1 Note Rate For Next Distribution LIBOR TBD #VALUE! RESERVE FUND ACTIVITY Reserve Fund Beginning Balance 0.00 Reserve Fund Deposit 877,587.94 Reserve Fund Earnings 8.69 Reserve Bal Subtotal 877,596.63 Reserve Fund Reduction Amt (877,596.63) Reserve Fund Balance 0.00