GreenPoint Servicing Certificate Monthly Payment Statement for Series 1999-2 Asset-Backed Notes

Summary

This document is a monthly payment statement for GreenPoint's Series 1999-2 revolving home equity loan asset-backed notes, covering the collection period from February 1 to February 28, 2001. It details the financial activity, including interest rates, balances, collections, distributions, and fees related to Class A-1 and Class A-2 notes. The statement outlines the amounts collected from mortgage loans, servicing and management fees, and the distribution of payments to certificateholders. It is intended for investors and trustees involved in the securitization of these mortgage assets.

Read More Arrow
EX-10.1 2 0002.txt MONTHLY PAYMENT STATEMENT Exhibit 10.1 GreenPoint SERVICING CERTIFICATE Mortgage
================================================================================================================================== Revolving Home Equity Loan LIBOR: 5.56875% Current Collection Period: 02/01/01-02/28/01 Asset-Backed Notes Margin A-1: 0.30000% P&S Agreement Date: 12/1/99 Series 1999-2 Class A-1 Note Rate: 5.86875% Original Closing Date: 12/22/99 Class A-2 Note Rate: 5.94875% Distribution Date: 3/15/01 Margin A-2: 0.38000% Record Date: 3/14/01 Interest Period 02/15/01 thru Pool Factor: 65 ###-###-####% 03/14/01: 28 Servicing Fee Rate: 0.50000% Initial Class A-1 O/C Amt: 22.71 Class A-1 Premium Fee Rate: 0.18000% Initial Class A-2 O/C Amt: 565.15 Class A-2 Premium Fee Rate: 0.18000% Class A-1 O/C Amt as of Pmt Date: 5,408,774.99 Trustee Fee: 0.00900% Class A-2 O/C Amt as of Pmt Date: 1,438,840.14 Class A-1 Act Weighted Avg Ln Rate: 12.52568% Class A-1 Pool Factor: 67 ###-###-####% Class A-2 Act Weighted Avg Ln Rate: 12.36609% Class A-2 Pool Factor: 55 ###-###-####% Total Management Fee 500.00 ============================================================================================================================== BALANCES Beginning Class A-1 Pool Balance 142,771,836.79 Beginning Class A-2 Pool Balance 32,032,291.76 Beginning Class A-1 Note Balance -- CUSIP 395385AA5 137,363,061.80 Beginning Class A-2 Note Balance -- CUSIP 395385AB3 30,593,451.62 Class A-1 Overcollateralization Amount to Fill (0.00) Class A-2 Overcollateralization Amount to Fill 0.00 Ending Class A-1 Pool Balance 136,690,478.10 Ending Class A-2 Pool Balance 30,655,426.74 Ending Class A-1 Note Balance -- CUSIP 395385AA5 131,281,703.11 Ending Class A-2 Note Balance -- CUSIP 395385AB3 29,216,586.60 Additional Balances Class A-1 1,752,805.34 Additional Balances Class A-2 503,277.90 Number of all Retransferred Mortgage Loans (Current Retransfer Date) 0 Retransferred Mortgage Loan Trust Balances (Current Retransfer Date) 0.00 Cumulative Number of all Retransferred Mortgage Loans (From Previous Distributions) 0 Cumulative Retransferred Mortgage Loan Trust Balances (From Previous Distributions) 0.00 Number of all Subsequent Class A-1 HELOC Mortgage Loans (Current Date) 0 Subsequent Class A-1 HELOC Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent Class A-2 Heloc Loans (Current Date) 0 Subsequent Class A-2 HELOC Loan Asset Balance (Current Date) 0.00 Number of all Subsequent HLTV Mortgage Loans (Current Date) 0 Subsequent HLTV Mortgage Loan Asset Balance (Current Date) 0.00 Cumulative Number of ALL Subsequent Mortgage Loans 0 Cumulative Subsequent Mortgage Loan Asset Balance 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown Recoup this Distribution 0.00 Beginning Loan Count 4,038 Ending Loan Count 3,865
COLLECTION AMOUNTS Class A-1 1 Aggregate of All Mortgage Collections (Gross) 9,362,416.17 2 Total Mortgage Interest Collections (Gross) 1,528,252.14 Servicing Fees (current collection period) 59,488.27 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 7,834,164.03 3b Pre-Funded Balance 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 7,834,164.03 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 0.00 Aggregate Investor Loss Reduction Amount 112,765.96 COLLECTION AMOUNTS Class A-2 1 Aggregate of All Mortgage Collections (Gross) 2,231,829.61 2 Total Mortgage Interest Collections (Gross) 351,686.69 Servicing Fees (current collection period) 13,346.79 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 1,880,142.92 3b Pre-Funded Balance 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 1,880,142.92 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 0.00 Aggregate Investor Loss Reduction Amount 0.00 TOTAL COLLECTION AMOUNT 1 Aggregate of All Mortgage Collections (Gross) 11,594,245.78 2 Total Mortgage Interest Collections (Gross) 1,879,938.83 Servicing Fees (current collection period) 72,835.05 Deferred Interest Transfer (DI) 0.00 3a Mortgage Principal Collections 9,714,306.95 3b Insurance Proceeds 0.00 3c Net Liquidation Proceeds 0.00 3 Total Mortgage Principal Collections 9,714,306.95 Aggregate of Transfer Deposits 0.00 Investor Loss Amount 0.00 Aggregate Investor Loss Reduction Amount 112,765.96 Class A-1 Net Interest Collection 1,468,763.87 Class A-2 Net Interest Collection 338,339.90 DISTRIBUTION AMOUNTS Class A-1 Class A-1 Note Interest 8.6 (d)(iv) 627,005.14 Class A-1 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-1 Note Reserve Fund Amount 819,730.65 Investor Loss Amount 0.00 Previous Investor Loss Amount 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 20,604.46 Credit Enhancer Reimbursement 0.00 Accelerated Principal Distribution Amount 0.00 Spread Account Deposit 0.00 Indenture Trustee Fee 8.6 (d)(i) 1,030.22 Management Fee 8.6 (d)(iii) 393.40 Payment to Servicer 0.00 Deferred Interest 0.00 Remaining Amount to Transferor 0.00 Total Certificateholders Distribution Allocable to Interest 1,468,763.87
Maximum Principal Payment 6,081,358.69 Scheduled Principal Collection Payment ((x)the excess of Max Prin Pymt (y) the HELOC Pool O/C 0.00 Redctin Amt) 8.6(d)(v) Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-1 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 6,081,358.69 DISTRIBUTION AMOUNTS Class A-2 Class A-2 Note Interest 8.6 (d)(iv) 141,549.95 Class A-2 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-2 Note Reserve Fund Amount 191,864.88 Investor Loss Amount 0.00 Previous Investor Loss Amount 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 4,589.02 Credit Enhancer Reimbursement 0.00 Accelerated Principal Distribution Amount 0.00 Spread Account Deposit 0.00 Indenture Trustee Fee 8.6 (d)(i) 229.45 Management Fee 8.6 (d)(iii) 106.60 Payment to Servicer 0.00 Deferred Interest 0.00 Remaining Amount to Transferor 0.00 Total Certificateholders Distribution Allocable to Interest 338,339.90 Maximum Principal Payment 1,376,865.02 Scheduled Principal 0.00 Collection Payment ((x)the excess of Max Prin Pymt (y) the Second Pool O/C Redctin Amt) 8.6(d)(v) 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-2 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 1,376,865.02 TOTAL DISTRIBUTION AMOUNT Class A Note Interest 8.6 (d)(iv) 768,555.09 Class A Note Unpaid Interest Shortfall (current cycle) 5.01(i) 0.00 Class A Note Reserve Fund Amount 1,011,595.53 Investor Loss Amount 5.01(iii) 0.00 Previous Investor Loss Amount 5.01(iv) 0.00 Monthly Credit Enhancer Premium 8.6 (d)(ii) 25,193.48 Credit Enhancer Reimbursement 5.01(vi) 0.00 Accelerated Principal Distribution Amount 5.01(vii) 0.00 Spread Account Deposit 5.01(viii) 0.00 Indenture Trustee Fee 8.6 (d)(i) 1,259.67 Management Fee 8.6 (d)(iii) 500.00 Payment to Servicer per Section 7.03 5.01 (x) 0.00 Deferred Interest 5.01 (xi) 0.00 Remaining Amount to Transferor 5.01 (xii) 0.00 Total Certificateholders Distribution Allocable to Interest 1,807,103.78 Maximum Principal Payment 7,458,223.71 Scheduled Principal Collection Payment 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Overcollateralization Deficit 8.6 (d)(vi) 0.00 Total Certificateholders Distribution Allocable to Principal 7,458,223.71
LOSSES/RETRANSFERS Unpaid Class A-1 Note Interest Shortfall Due (From Previous Distributions) 0.00 Unpaid Class A-2 Note Interest Shortfall Due (From Previous Distributions) 0.00 Interest Earned on Shortfall @ applicable Certificate Rate 0.00 Investor Loss Reduction Amount (From Previous Distributions) 0.00 DISTRIBUTION TO CERTIFICATEHOLDERS (PER CERTIFICATE WITH A $1,000 DENOMINATION) Class A-1 Total Class A-1 Note Distribution Amount Allocable to Interest 3 ###-###-#### Interest Distribution Amount 3 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-1 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Class A-2 Total Class A-2 Note Distribution Amount Allocable to Interest 2 ###-###-#### Interest Distribution Amount 2 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-2 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Total Interest Amount Distributed to Class A Certificateholder 5 ###-###-#### Total Principal Amount Distributed to Class A Certificateholder ###-###-#### Credit Enhancement Draw Amount 0.00 DELINQUENCIES/FORECLOSURES Class A-1 Number of Mortgages 30 to 59 Days Delinquent 66 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 2,382,511.21 Number of Mortgages 60 to 89 Days Delinquent 20 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 849,233.87 Number of Mortgages 90 to 179 Days Delinquent 7 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 265,740.51 Number of Mortgages 180 or more Days Delinquent 5 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 252,998.31 Number of Mortgage Loans in Foreclosure 29 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,237,353.04 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00
Class A-2 Number of Mortgages 30 to 59 Days Delinquent 4 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 639,937.63 Number of Mortgages 60 to 89 Days Delinquent 1 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 133,104.44 Number of Mortgages 90 to 179 Days Delinquent 1 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 169,847.62 Number of Mortgages 180 or more Days Delinquent 1 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 196,058.94 Number of Mortgage Loans in Foreclosure 2 Aggregate Principal Balances of Mortgage Loans in Foreclosure 419,201.81 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 TOTAL DELINQUENCIES/FORECLOSURES Number of Mortgages 30 to 59 Days Delinquent 70 Aggregate Principal Balances of Mortgages 30 to 59 Days Delinquent 3,022,448.84 Number of Mortgages 60 to 89 Days Delinquent 21 Aggregate Principal Balances of Mortgages 60 to 89 Days Delinquent 982,338.31 Number of Mortgages 90 to 179 Days Delinquent 8 Aggregate Principal Balances of Mortgages 90 to 179 Days Delinquent 435,588.13 Number of Mortgages 180 or more Days Delinquent 6 Aggregate Principal Balances of Mortgages 180 or more Days Delinquent 449,057.25 Number of Mortgage Loans in Foreclosure 31 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,656,554.85 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 ================================================================================================================================== RESERVE FUND ACTIVITY Reserve Fund Beginning Balance 0.00 Reserve Fund Deposit 1,011,595.53 Reserve Fund Earnings 0.00 Reserve Bal Subtotal 1,011,595.53 Reserve Fund Reduction Amt (1,011,595.53) Reserve Fund Balance 0.00 PRE-FUNDED ACCOUNT ACTIVITY Beginning Balance Pre-Funded Account 0.00 Remaining Amount for Distribution to Classes 0.00 Withdrawal for Subsequent Loan Purchase: 0.00 Ending Balance Pre-Funded Account 0.00 All Computations reflected in this Servicer Certificate were made in conformity with the Pooling and Servicing Agreement. The Attached Servicing Certificate is true and correct in all material respects.
---------------------------------------------------------------------- A Servicing Officer Mary McFadden - -------------------------------------------------------------------------------- GREENPOINT STATEMENT TO NOTEHOLDERS MORTGAGE
=================================================================================================================================== Revolving Home Equity Loan LIBOR: 5.56875% Current Collection Period: 02/01/01- 02/28/01 Asset-Backed Notes Margin: 0.30000% P&S Agreement Date: 12/1/99 Series 1999-2 Class A-1 Note Rate: 5.86875% Original Closing Date: 12/22/99 Class A-2 Note Rate: 5.94875% Distribution Date: 3/15/01 Record Date: 3/14/01 Interest Period 02/15/01 thru 03/14/01: 28 Pool Factor: 65 ###-###-####% ================================================================================================================================== BALANCES Beginning HELOC Pool Balance 142,771,836.79 Beginning Second Lien Pool Balance 32,032,291.76 Beginning Class A-1 Note Balance -- CUSIP 395385AA5 137,363,061.80 Beginning Class A-2 Note Balance -- CUSIP 395385AB3 30,593,451.62 Ending Class A-1 Pool Balance 136,690,478.10 Ending Class A-2 Pool Balance 30,655,426.74 Ending Class A-1 Note Balance -- CUSIP 131,281,703.11 Ending Class A-2 Note Balance -- CUSIP 29,216,586.60 Additional Balances Class A-1 1,752,805.34 Additional Balances Class A-2 503,277.90 Number of all Retransferred Mortgage Loans (Current Retransfer Date) 0 Retransferred Mortgage Loan Trust Balances (Current Retransfer Date) 0.00 Cumulative Number of all Retransferred Mortgage Loans (From Previous Distributions) 0 Cumulative Retransferred Mortgage Loan Trust Balances (From Previous Distributions) 0.00 Number of all Subsequent HELOC Mortgage Loans (Current Date) 0 Subsequent HELOC Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent Second Lien Mortgage Loans (Current Date) 0 Subsequent Second Lien Mortgage Loan Asset Balance (Current Date) 0.00 Number of all Subsequent HLTV Mortgage Loans (Current Date) 0 Subsequent HLTV Mortgage Loan Asset Balance (Current Date) 0.00 Cumulative Number of ALL Subsequent Mortgage Loans 0 Cumulative Subsequent Mortgage Loan Asset Balance 0.00 Class A-1 Cumulative Excess of Draws Over Principal Paydown 0.00 Beginning Loan Count 4,038 Ending Loan Count 3,865 COLLECTION AMOUNTS Class A-1 Aggregate of All Mortgage Collections 9,302,927.90 Total Mortgage Interest Collections 1,528,252.14 Servicing Fees (current collection period) (59,488.27) Mortgage Principal Collections 7,834,164.03 Pre-Funded Balance 0.00 0.00 Total Mortgage Principal Collections 7,834,164.03
COLLECTION AMOUNTS Class A-2 Aggregate of All Mortgage Collections 2,218,482.82 Total Mortgage Interest Collections 351,686.69 Servicing Fees (current collection period) (13,346.79) Mortgage Principal Collections 1,880,142.92 Pre-Funded Balance 0.00 0.00 Total Mortgage Principal Collections 1,880,142.92 TOTAL COLLECTION AMOUNT Aggregate of All Mortgage Collections 11,594,245.78 Total Mortgage Interest Collections 1,879,938.83 Mortgage Principal Collections 9,714,306.95 Pre-Funded Balance 0.00 Total Mortgage Principal Collections 9,714,306.95 DISTRIBUTION AMOUNTS Class A-1 Class A-1 Note Interest 627,005.14 Class A-1 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-1 Note Reserve Fund Amount 819,730.65 Maximum Principal Payment 6,081,358.69 Scheduled Principal Collection 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-1 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 6,081,358.69 DISTRIBUTION AMOUNTS Class A-2 Class A-2 Note Interest 141,549.95 Class A-2 Note Unpaid Interest Shortfall (current cycle) 0.00 Class A-2 Note Reserve Fund Amount 191,864.88 Maximum Principal Payment 1,376,865.02 Scheduled Principal Collection 0.00 Accelerated Principal Distribution Amount 0.00 Loan Loss 0.00 Class A-2 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 1,376,865.02 TOTAL DISTRIBUTION AMOUNT Class A Note Interest 768,555.09 Class A Note Unpaid Interest Shortfall (current cycle) 0.00 Class A Note Reserve Fund Amount 1,011,595.53 Maximum Principal Payment 7,458,223.71 Scheduled Principal Collection Payment 0.00 Accelerated Principal Distribution Amount 0.00 Overcollateralization Deficit 0.00 Total Certificateholders Distribution Allocable to Principal 7,458,223.71 LOSSES/RETRANSFERS Unpaid Class A-1 Note Interest Shortfall Due (From Previous Distributions) 0.00 Unpaid Class A-2 Note Interest Shortfall Due (From Previous Distributions) 0.00 Interest Earned on Shortfall @ applicable Certificate Rate 0.00 Investor Loss Reduction Amount (From Previous Distributions) 0.00
DISTRIBUTION TO CERTIFICATEHOLDERS (PER CERTIFICATE WITH A $1,000 DENOMINATION) Class A-1 Total Class A-1 Note Distribution Amount Allocable to Interest 3 ###-###-#### Interest Distribution Amount 3 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-1 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Class A-2 Total Class A-2 Note Distribution Amount Allocable to Interest 2 ###-###-#### Interest Distribution Amount 2 ###-###-#### Unpaid Note Interest Shortfall Included in Current Distribution 0.0000000 Unpaid Note Interest Shortfall Remaining after Current Distribution (Carryover) 0.0000000 Total Class A-2 Note Distribution Amount Allocable to Principal ###-###-#### Maximum Principal Payment ###-###-#### Scheduled Principal Collections Payment 0.0000000 Loan Loss 0.0000000 Accelerated Principal Distribution Amount 0.0000000 Total Interest Amount Distributed to Class A Certificateholder 5 ###-###-#### Total Principal Amount Distributed to Class A Certificateholder ###-###-#### Credit Enhancement Draw Amount 0.00 DELINQUENCIES/FORECLOSURES Class A-1 Number of Mortgages 31 to 60 Days Delinquent 66 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 2,382,511.21 Number of Mortgages 61 to 90 Days Delinquent 20 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 849,233.87 Number of Mortgages 91 to 180 or more Days Delinquent 7 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 265,740.51 Number of Mortgages 181 or more Days Delinquent 5 Principle Balances of Mortgages 181 or more Days Delinquent 252,998.31 Number of Mortgage Loans in Foreclosure 29 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,237,353.04 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 Class A-2 Number of Mortgages 31 to 60 Days Delinquent 4 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 639,937.63 Number of Mortgages 61 to 90 Days Delinquent 1 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 133,104.44 Number of Mortgages 91 to 180 or more Days Delinquent 1 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 169,847.62 Number of Mortgages 181 or more Days Delinquent 1 Aggregate Principal Balances of Mortgages 181 or more Days Delinquent 196,058.94 Number of Mortgage Loans in Foreclosure 2 Aggregate Principal Balances of Mortgage Loans in Foreclosure 419,201.81 Principal Balance of Estate Acquired Through Foreclosure or Grant of a Deed 0.00
Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 0.00 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 TOTAL DELINQUENCIES/FORECLOSURES Number of Mortgages 31 to 60 Days Delinquent 70 Aggregate Principal Balances of Mortgages 31 to 60 Days Delinquent 3,022,448.84 Number of Mortgages 61 to 90 Days Delinquent 21 Aggregate Principal Balances of Mortgages 61 to 90 Days Delinquent 982,338.31 Number of Mortgages 91 to 180 or more Days Delinquent 8 Aggregate Principal Balances of Mortgages 91 to 180 or more Days Delinquent 435,588.13 Number of Mortgages 181 or more Days Delinquent 6 Aggregate Principal Balances of Mortgages 181 or more Days Delinquent 449,057.25 Number of Mortgage Loans in Foreclosure 31 Aggregate Principal Balances of Mortgage Loans in Foreclosure 1,656,554.85 Principal Balance of Real Estate Acquired Through Foreclosure or Grant of a Deed 89,180.29 Book Value of Real Estate Acquired Through Foreclosure or Grant of a Deed 127,564.29 Aggregate Trust Balances of any Liquidated Loans in the Current Month 0.00 ================================================================================================================================= Class A-1 Note Rate For Next Distribution LIBOR TBD #VALUE! RESERVE FUND ACTIVITY Reserve Fund Beginning Balance 0.00 Reserve Fund Deposit 1,011,595.53 Reserve Fund Earnings 0.00 Reserve Bal Subtotal 1,011,595.53 Reserve Fund Reduction Amt (1,011,595.53) Reserve Fund Balance 0.00