Form of Common Stock Certificate

Exhibit 4.1

FULTON FINANCIAL CORPORATION INCORPORATED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA PAR VALUE $2.50 PER SHARE COMMON STOCK COMMON STOCK THIS CERTIFIES that is the owner of CUSIP 360271 10 0 SHARE(S) of the full-paid and non-assessable common stock of FULTON FINANCIAL CORPORATION transferable only on the books of the Corporation by the holder hereof in person, or by duly authorized attorney, upon the surrender of this certificate properly endorsed. This certificate is not valid unless countersigned by the Transfer Agent. WITNESS the facsimile seal of the Corporation and the facsimile signatures of its duly authorized officers. Countersigned: FULTON FINANCIAL ADVISORS DIVISION OF FULTON BANK, NATIONAL ASSOCIATION LANCASTER, PENNSYLVANIA Transfer Agent By: Authorized Signature Dated SECRETARY CHAIRMAN, PRESIDENT AND CEO

FULTON FINANCIAL CORPORATION The Corporation will furnish to any shareholder without charge and upon request, a full or summary statement of (1) the designations, preferences, limitations, and relative rights of the shares of each class of stock authorized to be issued, (2) the variations in the relative rights and preferences between the shares of each series of Preferred Stock so far as the same have been fixed and determined, and (3) the authority of the Board of Directors to fix and determine the relative rights and preferences of subsequent series of Preferred Stock. Explanation of Abbreviations The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: Phrase Abbreviation Equivalent Phrase Abbreviation Equivalent TEN COM TEN ENT JTTEN - as tenants in common - husband and wife as tenants by the entireties - as joint tenants, with right of UNIFTRAN MIN ACT- Custodian (Cust) (Minor) under Uniform Transfers to Minors survivorship and not as tenants in common Additional abbreviations may also be used though not in the above list. Act (State) Signature(s): NOTICE: The signature to this assignment must correspond with the name as written upon the face of the certificate in every particular, without alteration or enlargement or any change whatever. THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO SEC RULE 17Ad-15. For value received, hereby sell, assign and transfer into Please insert social security or other identifying number of assignee PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE Shares of the capital stock represented by the within Certificate, and do hereby irrevocably constitute and appoint Attorney to transfer the said stock on the books of the within-named Corporation with full power of substitution in the premises Dated,