Form of Time-Vested Restricted Stock Unit Award Agreement

Unless your Award is forfeited before the end of the Restricted Period, the Restricted Period will end three years after the Date of Grant.

Upon your Retirement eligibility as defined in the 2022 Plan, the forfeiture restrictions on your award lapse.

Upon termination of employment due to Retirement,

Shares will be delivered to you no sooner than the date that is six months following your Retirement date.

Upon your death or Disability, your Award will vest, and Shares will be delivered to you within 90 days of the date of death or Disability.

Upon a lay off or position elimination, your Award will vest and Shares will be delivered to you within 60 days of the date of your layoff or position elimination, subject to your execution of a severance agreement and general release of claims in a form provided by Fulton within 45 days of your last day of employment and such release becoming effective. If you also are Retirement eligible as defined in the 2022 Plan, your Award will be delivered to you no sooner than the date that is 6 months from your date of layoff or position elimination.

In the event of a termination of Continuous Service without Cause during the 12-month period following a Change in Control, the Restricted Period will expire with respect to 100% of your RSUs as of the date of your termination of employment, and Shares will be delivered to you within 60 days of the date of your termination of employment, subject to your execution of a general release of claims in a form provided by Fulton within 45 days of your last day of employment and such release becoming effective. If you also are Retirement eligible as defined in the 2022 Plan, your Award will be delivered to you no sooner than the date that is 6 months from your date of termination of employment.

Each RSU shall be credited with Dividend Equivalents, which shall be paid on the Payment Date, (as defined

below), to the extent the underlying Shares vest.

Your Award is subject to Fulton’s Mandatory Recovery of Compensation Policy, the Amended and Restated Compensatory Recovery “Clawback” Policy, and any clawback policy that may be adopted by the Board or any committee thereof, and you are required to comply with these policies. You acknowledge that future grants of incentive compensation, and the continued vesting or earning of currently held incentive compensation, are expressly conditioned upon your agreement to comply with these policies.

If your Continuous Service is terminated for any reason not approved by the Committee or set forth in this Award Agreement, your Award will not vest and will be forfeited in accordance with the 2022 Plan. Your Award is subject to forfeiture until the expiration of the

Restricted Period, including all Dividend Equivalents, pursuant to the terms of the 2022 Plan.

In the event of your termination of Continuous Service for Cause, or in the event Fulton determines, after the date of your termination of Continuous Service, that circumstances exist that would have given rise to your termination for Cause, the Award will not vest, and Fulton shall have the right to require your repayment of

any portion of your Award that previously vested.

Payment will be made in the form of Shares within 60 days following the end of the Restricted Period (or such earlier or later date as specified herein, the “Payment

Date”).