FLUSHING FINANCIAL CORP Contracts & Agreements

Annual Incentive Plan for Executives and Senior Officers (Filed With SEC on March 14, 2023)

Form of Employee Additional Performance Restricted Stock Unit Award Letter (Filed With SEC on March 14, 2023)

Form of Employee Performance Restricted Stock Unit Award Letter (Filed With SEC on March 14, 2023)

Form of Employee Additional Restricted Stock Unit Award Letter (Filed With SEC on March 14, 2023)

Second Supplemental Indenture, dated August 24, 2022, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee (Filed With SEC on August 24, 2022)

Underwriting Agreement, dated as of August 19, 2022, by and among Flushing Financial Corporation, Flushing Bank, Piper Sandler & Co. and Keefe, Bruyette & Woods, Inc., as... (Filed With SEC on August 22, 2022)

Indenture, dated November 22, 2021, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee (Filed With SEC on November 22, 2021)

First Supplemental Indenture, dated November 22, 2021, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee (Filed With SEC on November 22, 2021)

Underwriting Agreement, dated as of November 17, 2021, by and among Flushing Financial Corporation, Flushing Bank and Piper Sandler & Co., as representative of the underwriters... (Filed With SEC on November 18, 2021)

Amended Flushing Financial Corporation 2014 Omnibus Plan (Filed With SEC on August 4, 2021)

Amendment No. 2 to the Agreement and Plan of Merger by and among Empire Bancorp, Inc., Lighthouse Acquisition Co., Inc. and Flushing Financial Corporation, dated as of August 14,... (Filed With SEC on August 17, 2020)

Description of Securities (Filed With SEC on March 2, 2020)

Amendment No. 1 to the Agreement and Plan of Merger by and among Empire Bancorp, Inc., Lighthouse Acquisition Co., Inc. and Flushing Financial Corporation, dated as of December 6,... (Filed With SEC on December 6, 2019)

Employment Agreement between Flushing Financial Corporation and Thomas M. Buonaiuto (Filed With SEC on October 28, 2019)

Consulting Agreement between Flushing Bank and Douglas C. Manditch (Filed With SEC on October 28, 2019)

Agreement and Plan of Merger, dated as of October 24, 2019, by and among Flushing Financial Corporation, Empire Bancorp, Inc. and Lighthouse Acquisition Co., Inc (Filed With SEC on October 28, 2019)

Form of Employee Performance Restricted Stock Unit Award Letter (Filed With SEC on March 1, 2019)

Form of Director Restricted Stock Unit Award Letter With One Year Vesting (Filed With SEC on March 1, 2019)

Flushing Bank Supplemental Savings Incentive Plan, Amended and Restated as of November 1, 2018 (Filed With SEC on March 1, 2019)

FLUSHING FINANCIAL CORPORATION 2014 OMNIBUS INCENTIVE PLAN (Incorporating amendments through May31, 2017) (Filed With SEC on August 4, 2017)

Flushing Financial Corporation $75,000,000 5.25%Fixed-to-Floating Rate Subordinated Notes due 2026 UNDERWRITING AGREEMENT (Filed With SEC on December 12, 2016)

FLUSHING FINANCIAL CORPORATION SUBORDINATED INDENTURE DATED AS OF DECEMBER 12, 2016 WILMINGTON TRUST, NATIONAL ASSOCIATION, AS TRUSTEE TABLE OF CONTENTS (Filed With SEC on December 12, 2016)

FLUSHING FINANCIAL CORPORATION FIRST SUPPLEMENTAL INDENTURE dated as of December 12, 2016 to the Subordinated Indenture dated as of December 12, 2016 5.25% Fixed-to-Floating Rate... (Filed With SEC on December 12, 2016)

FLUSHING FINANCIAL CORPORATION EMPLOYMENT AGREEMENT (Filed With SEC on May 6, 2016)

CONSULTING AGREEMENT (Filed With SEC on May 6, 2016)

FLUSHING BANK SPECIFIED OFFICER CHANGE IN CONTROL SEVERANCE POLICY (AS AMENDED EFFECTIVE JANUARY 1, 2016) (Filed With SEC on March 15, 2016)

EMPLOYEE SEVERANCE COMPENSATION PLAN FOR VICE PRESIDENTS AND ASSISTANT VICE PRESIDENTS OF FLUSHING BANK (Amended and restated effective as of January 1, 2016) (Filed With SEC on March 15, 2016)

EMPLOYEE SEVERANCE COMPENSATION PLAN OF FLUSHING BANK (Amended and restated effective as of January 1, 2016) (Filed With SEC on March 15, 2016)

Vesting Date (Filed With SEC on March 15, 2016)

Textof RSU Grant Letter Agreement, dated January 26, 2016 (Filed With SEC on March 15, 2016)

FLUSHING BANK SPECIFIED OFFICER CHANGE IN CONTROL SEVERANCE POLICY (AS AMENDED EFFECTIVE JULY 28, 2015) (Filed With SEC on August 7, 2015)

EMPLOYEE SEVERANCE COMPENSATION PLAN FOR VICE PRESIDENTS AND ASSISTANT VICE PRESIDENTS OF FLUSHING BANK (Effective as of July 28, 2015) (Filed With SEC on August 7, 2015)

EMPLOYEE SEVERANCE COMPENSATION PLAN OF FLUSHING BANK (Amended and restated effective as of July 28, 2015) (Filed With SEC on August 7, 2015)

FLUSHING BANK SUPPLEMENTAL SAVINGS INCENTIVE PLAN (Restated as of February 1, 2015) (Filed With SEC on March 16, 2015)

AGREEMENT OF LEASE BETWEEN REXCORP PLAZA SPE LLC AND FLUSHING BANK TABLE OF CONTENTS (Filed With SEC on August 11, 2014)

FLUSHING FINANCIAL CORPORATION 2014 OMNIBUS INCENTIVE PLAN (Filed With SEC on August 11, 2014)

FLUSHING SAVINGS BANK, FSB AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on May 7, 2014)

FLUSHING FINANCIAL CORPORATION AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on May 7, 2014)

FLUSHING SAVINGS BANK, FSB AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on May 7, 2014)

FLUSHING FINANCIAL CORPORATION AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on May 7, 2014)

Text of RSU Grant Letter Agreement, dated January 27, 2014 (Filed With SEC on March 17, 2014)

FLUSHING BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

FLUSHING FINANCIAL CORPORATION AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

FLUSHING BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

FLUSHING FINANCIAL CORPORATION AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

FLUSHING BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

FLUSHING FINANCIAL CORPORATION AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on August 9, 2013)

Very truly yours,/s/ JOHN R. BURANJohn R. BuranPresident & CEO (Filed With SEC on March 18, 2013)

FORM OF OUTSIDE DIRECTOR RESTRICTED STOCK UNIT AWARD LETTER (Filed With SEC on March 15, 2012)

FORM OF EMPLOYEE RESTRICTED STOCK UNIT AWARD LETTER (Filed With SEC on March 15, 2012)

Flushing Financial Corporation (FFC) Annual Incentive Plan for Executives and Senior Officers (Filed With SEC on March 15, 2012)

AMENDMENT TO FLUSHING FINANCIAL CORPORATION 2005 OMNIBUS INCENTIVE PLAN (Filed With SEC on November 9, 2011)

Underwriting Agreement dated September 16, 2009 between FlushingFinancial Corporation and Keefe, Bruyette & Woods, Inc. for itself and as representative for Sandler ONeill &... (Filed With SEC on September 21, 2009)

Form of Amended and Restated Employment Agreements between Flushing Savings Bank, FSB and Certain Officers (Filed With SEC on March 16, 2009)

Form of Amended and Restated Employment Agreements between Flushing Financial Corporation and Certain Officers (Filed With SEC on March 16, 2009)

Amended and Restated Employment Agreement between Flushing Financial Corporation and John R. Buran (Filed With SEC on March 16, 2009)

Amended and Restated Employment Agreement between Flushing Savings Bank, FSB and John R. Buran (Filed With SEC on March 16, 2009)

Amended and Restated Employment Agreement between Flushing Financial Corporation and Maria A. Grasso (Filed With SEC on March 16, 2009)

Amended and Restated Employment Agreement between Flushing Savings Bank, FSB and Maria A. Grasso (Filed With SEC on March 16, 2009)

Flushing Savings Bank Assistant Vice President and Vice President Change in Control Severance Policy (Filed With SEC on March 16, 2009)

Amended and Restated Flushing Savings Bank, FSB Supplemental Savings Incentive Plan (Filed With SEC on March 16, 2009)

Consulting Agreement between Flushing Savings Bank, FSB, Flushing Financial Corporation and Gerard P. Tully, Sr (Filed With SEC on March 16, 2009)

Description of Outside Director Fee Arrangements (Filed With SEC on March 16, 2009)

Amended and Restated 2005 Omnibus Incentive Plan (Filed With SEC on March 16, 2009)

Form of Certificate for the Fixed Rate Cumulative Perpetual Preferred Stock Series B (Filed With SEC on December 23, 2008)

Warrant for Purchase of Shares of Common Stock (Filed With SEC on December 23, 2008)

Letter Agreement dated December 19, 2008 between Flushing Financial Corporation and the United States Department of the Treasury, including the Securities Purchase Agreement... (Filed With SEC on December 23, 2008)

Form of Waiver, executed by each of John R. Buran, Maria A. Grasso, David W. Fry, Francis W. Korzekwinski and Theresa Kelly (Filed With SEC on December 23, 2008)

Description of Outside Director Fee Arrangements (Filed With SEC on March 17, 2008)

FLUSHING FINANCIAL CORPORATION and COMPUTERSHARE TRUST COMPANY N.A. Rights Agent _____________________ Rights Agreement Dated as of September 8, 2006 (Filed With SEC on September 11, 2006)

Amended and Restated Employment Agreement between Flushing Financial Corporation and Maria A.Grasso, dated May 1, 2006 (Filed With SEC on August 9, 2006)

Amended and Restated Employment Agreement between Flushing Savings Bank, FSB and Maria A.Grasso, dated May 1, 2006 (Filed With SEC on August 9, 2006)

Amendment to Henry A. Braun Employment Agreements dated May 15, 2006 (Filed With SEC on August 9, 2006)

FLUSHING FINANCIAL CORPORATION EMPLOYMENT AGREEMENT (Filed With SEC on April 26, 2006)

FLUSHING SAVINGS BANK, FSB EMPLOYMENT AGREEMENT (Filed With SEC on April 26, 2006)

DESCRIPTION OF OUTSIDE DIRECTOR FEE ARRANGEMENTS (Filed With SEC on March 16, 2006)

AGREEMENT AND PLAN OF MERGER BY AND BETWEEN FLUSHING FINANCIAL CORPORATION AND ATLANTIC LIBERTY FINANCIAL CORP. DECEMBER 20, 2005 TABLE OF CONTENTS (Filed With SEC on December 23, 2005)

DESCRIPTION OF OUTSIDE DIRECTOR FEE ARRANGEMENTS (Filed With SEC on March 14, 2005)

FORM OF OUTSIDE DIRECTOR RESTRICTED STOCK AWARD GRANT LETTER (Filed With SEC on March 14, 2005)

FORM OF OUTSIDE DIRECTOR RESTRICTED STOCK UNIT AWARD GRANT LETTER (Filed With SEC on March 14, 2005)

FORM OF OUTSIDE DIRECTOR STOCK OPTION GRANT LETTER (Filed With SEC on March 14, 2005)

FORM OF EMPLOYEE RESTRICTED STOCK AWARD LETTER (Filed With SEC on March 14, 2005)

FORM OF EMPLOYEE RESTRICTED STOCK UNIT AWARD GRANT LETTER (Filed With SEC on March 14, 2005)

FORM OF EMPLOYEE STOCK OPTION GRANT LETTER (Filed With SEC on March 14, 2005)