First Bankshares, Inc. Contracts & Agreements

INVESTOR RIGHTS AGREEMENT AMONG (Filed With SEC on December 29, 2009)

FIRST AMENDMENT TO INVESTOR RIGHTS AGREEMENT (Filed With SEC on December 29, 2009)

Deed of Lease dated as of July 14, 2008 between James Center Property LLC and (Filed With SEC on December 29, 2009)

OFFICE LEASE 8200 GREENSBORO DRIVE, MCLEAN,VIRGINIA GREENSBORO DRIVE PROPERTY LLC, as Landlord, and (Filed With SEC on December 29, 2009)

OFFICE LEASE 8200 GREENSBORO DRIVE, MCLEAN,VIRGINIA FIRST MODIFICATION AGREEMENT (Filed With SEC on December 29, 2009)

SERVICE AGREEMENT (Filed With SEC on December 29, 2009)

FIRST AMENDMENT TO SERVICE AGREEMENT (Filed With SEC on December 29, 2009)

EMPLOYMENT AGREEMENT (Filed With SEC on December 29, 2009)

AMENDMENT NO. 4 TO AGREEMENT OF MERGER (Filed With SEC on November 25, 2009)

AMENDMENT NO. 3 TO AGREEMENT OF MERGER (Filed With SEC on November 5, 2009)

AMENDMENT NO. 2 TO AGREEMENT OF MERGER (Filed With SEC on October 16, 2009)

AMENDMENT NO. 1 TO AGREEMENT OF MERGER (Filed With SEC on August 14, 2009)

FIRST BANKSHARES, INC. FORM OF DIRECTOR STOCK OPTION AGREEMENT (Filed With SEC on August 7, 2009)

FIRST BANKSHARES, INC. FORM OF EMPLOYEE STOCK OPTION AGREEMENT (Filed With SEC on August 7, 2009)

EMPLOYMENT AGREEMENT (Filed With SEC on August 7, 2009)

W I T N E S S E T H : (Filed With SEC on August 7, 2009)

Loan Officer Incentive Bonus Plan Summary (Filed With SEC on August 7, 2009)

AGREEMENT OF MERGER dated as of May 12, 2009 between FIRST BANKSHARES, INC. and (Filed With SEC on May 14, 2009)

XENITH VOTING AGREEMENT (Filed With SEC on May 14, 2009)

Title (Filed With SEC on February 23, 2009)