Fidelity & Guaranty Life Insurance Company Interest Strategy Allocation Specifications
This document outlines the available interest strategy options for a contract issued by Fidelity & Guaranty Life Insurance Company. It specifies how premium amounts are allocated among various interest crediting strategies, such as fixed and index-linked options, each with designated percentages and minimum amounts. The contract also sets minimum transfer and account values. The parties involved are the insurance company and the contract holder. The document details the allocation of funds and the terms for selecting and maintaining different interest strategies within the contract.
Exhibit 4.j
Fidelity & Guaranty Life Insurance Company
SPECIFICATIONS PAGEINTEREST STRATEGY ALLOCATIONS
Interest Strategies Available on the Issue Date
Interest Strategy | Crediting Period | Rider Form | Index / Value Name | Initial Allocation Percentage | Strategy Premium | |||||
[Fixed] | [1] Contract Year[s] | [Form Name] | [N/A] | [5%] | [$10,000.00] | |||||
[PTP with Buffer Cap] | [1] Contract Year[s] | [Form Name] | [Index Name] | [15%] | [$15,000.00] | |||||
[PTP with Buffer Performance Trigger] | [1] Contract Year[s] | [Form Name] | [Index Name] | [20%] | [$20,000.00] | |||||
[PTP with Floor Cap] | [1] Contract Year[s] | [Form Name] | [Index Name] | [25%] | [$25,000.00] | |||||
[PTP with Buffer Cap] | [3] Contract Year[s] | [Form Name] | [Index Name] | [10%] | [$15,000.00] | |||||
[PTP with Buffer Cap] | [3] Contract Year[s] | [Form Name] | [Index Name] | [10%] | [$15,000.00] | |||||
[PTP with Multi-Index Buffer Cap] | [6] Contract Year[s] | [Form Name] | [Multi-Index Name ([ticker], [ticker], [ticker])] | [10%] | [$15,000.00] | |||||
[Annual Lock Buffer] | [6] Contract Year[s] | [Form Name] | [Index Name] | [5%] | [$15,000.00] | |||||
[...] |
Minimum Transfer Amount: [$2,000.00]
Minimum Strategy Account Value: [$2,000.00]
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SPEC-RILA-ALLOC (05-22)