Erie Insurance Company and Erie Insurance Company of New York Erie, Pennsylvania AGGREGATE EXCESS OF LOSS REINSURANCE ADDENDUM NO. 5 TERMINATION ADDENDUM

Exhibit 10.85

Erie Insurance Company and Erie Insurance Company of New York
Erie, Pennsylvania
AGGREGATE EXCESS OF LOSS REINSURANCE
ADDENDUM NO. 5
TERMINATION ADDENDUM

Amendment to the REINSURANCE CONTRACT made the first day of January, 1998, between ERIE INSURANCE EXCHANGE, by and through its Attorney-in-Fact, ERIE INDEMNITY COMPANY, of Erie, Pennsylvania, (hereafter called the “REINSURER”), and ERIE INSURANCE COMPANY and its wholly owned subsidiary ERIE INSURANCE COMPANY OF NEW YORK, both of Erie, Pennsylvania (herein referred to collectively (or individually as the context requires) as the “COMPANY”)

It is understood and agreed that this Reinsurance Contract shall be terminated on December 31, 2005, in accordance with Article 18 — Termination.

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their duly authorized representatives.

In Erie, Pennsylvania, this 8th day of November, 2005.

ATTEST:		ERIE INSURANCE COMPANY
/s/ Margaret Porter		/s/ J.R. Van Gorder
		J. R. Van Gorder
		Sr. Exec. V.P., Secretary & General Counsel
		ERIE INSURANCE COMPANY
ATTEST:		OF NEW YORK
/s/ Margaret Porter		/s/ Philip A. Garcia
		Philip A. Garcia
		Executive Vice President & CFO
		ERIE INSURANCE EXCHANGE, by
		ERIE INDEMNITY COMPANY,
ATTEST:		Attorney-in-Fact
/s/ Margaret Porter		/s/ Michael S. Zavasky
		Michael S. Zavasky
		Senior Vice President