AMENDED AND RESTATED EMPLOYMENT CONTRACT

EX-10.1 35 dex101.htm AMENDED AND RESTATED EMPLOYMENT CONTRACT Amended and Restated Employment Contract

Exhibit 10.1

STATE OF GEORGIA

COUNTY OF CHATHAM

AMENDED AND RESTATED EMPLOYMENT CONTRACT

THIS AMENDED AND RESTATED EMPLOYMENT CONTRACT is made and entered into as of the 6th day of June 2010 by and between TitleMax Holdings, LLC, a Delaware limited liability company (the “Holding Company”), and its various subsidiaries (as defined below), hereinafter collectively referred to as “TitleMax,” and JOHN W. ROBINSON, III, hereinafter called “Robinson.”

- W I T N E S S E T H -

WHEREAS, TitleMax is a business engaged in the business of operating numerous title pawn and consumer lending businesses via its subsidiary corporations with offices throughout the States of Alabama, Georgia, South Carolina, Tennessee, Missouri, Mississippi, Illinois and Virginia;

WHEREAS, Robinson desires to be employed by TitleMax and TitleMax desires to employ Robinson under the terms of this Agreement;

WHEREAS, TitleMax and Robinson desire to define their respective rights, obligations and duties as specified herein; and

WHEREAS, TitleMax and Robinson entered and are performing under an Employment Contract dated as of January 1, 2007, as amended by an Amendment to Employment Contract dated as of May 27, 2008 , and a Second Amendment to Employment Contract dated as of April 16, 2009 (as amended, the “Contract”).

NOW THEREFORE, for and in consideration of the mutual covenants and promises contained herein, the Parties, each intending to be legally bound, hereto agree as follows:

SECTION 1: POSITION AND DUTIES OF ROBINSON

(a) TitleMax hereby employs Robinson as its President, and Robinson agrees to be employed as such on a full-time basis and to exert his best efforts and devote substantially all of his business time exclusively to TitleMax’s operations, subject to reasonable vacations, charitable, civic and similar activities which do not unreasonably interfere with the performance of his duties hereunder.

(b) Robinson shall discharge his duties in consultation with and under the supervision of TitleMax’s Chief Executive Officer.

(c) As President, Robinson shall be charged with the following duties and responsibilities:


(1) to oversee the management of the day-to-day operations of TitleMax’s business as conducted by TitleMax of Alabama, Inc., an Alabama corporation, TitleMax of Georgia, Inc., a Georgia corporation, TitleMax of South Carolina Inc., a South Carolina corporation, TitleMax of Tennessee, Inc., a Tennessee corporation, TitleMax of Missouri, Inc., a Delaware corporation, TitleMax of Mississippi, Inc., a Delaware corporation, TitleMax of Illinois, Inc., a Delaware corporation, TitleMax of Texas, Inc., a Delaware corporation, and EquityAuto Loan, LLC, a Georgia limited liability company (each such corporation being a “Subsidiary” of the Holding Company);

(2) to oversee TitleMax’s external funding and capital raising efforts as conducted by TitleMax Funding, Inc., or other subsidiaries, and to oversee and manage the internal financing activities as conducted by TitleMax Financing, Inc., or other subsidiaries (said corporations each being a “Subsidiary” of the Holding Company, and together with the corporations set forth above in subsection 1(c)(1), shall be collectively referred to as the “Subsidiaries”);

(3) to oversee the coordination, integration and collective operations of all of TitleMax’s various Subsidiaries in common furtherance of TitleMax’s business;

(4) to be an integral part of the maintenance, development and implementation of TitleMax’s short and long term strategic business planning in areas to include, but not limited to:

 

  (A) retaining and expanding market share in existing markets,

 

  (B) expanding into new locations and markets,

 

  (C) analyzing relevant financial information and market data (both internal and industry-wide),

 

  (D) maximizing use of available capital,

 

  (E) securing or raising additional capital via both debt and equity,

 

  (F) promoting increased efficiencies and maximizing economies of scale,

 

  (G) hiring, training, reviewing and retaining quality employees,

 

  (H) monitoring and improving customer and public relations, and

 

  (I) supervising and maximizing TitleMax’s marketing and advertising efforts.

(5) to perform all duties incident to the foregoing as well as any other duties not incompatible with the status and responsibility of Robinson’s office which may be assigned to Robinson from time to time by TitleMax’s Chief Executive Officer.

SECTION 2: TERM AND TERMINATION

(a) This Agreement shall be for a period commencing on the date hereof and terminating

 

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at the close of business on December 31, 2011, unless sooner terminated as provided herein.

(b) Either party may terminate this Agreement at any time prior to the expiration of the term hereof, with or without cause, upon providing two weeks written notice to the other party. Termination will have the consequences specified in Section 5 hereof.

SECTION 3: BASE SALARY

(a) TitleMax shall pay to Robinson an annual base salary determined on a calendar year basis as follows:

 

Year

   Salary  

2010

   $ 375,000   

2011

   $ 400,000   

(b) The base salary shall be prorated on a daily basis for any calendar year in which Robinson is employed less than the full calendar year and shall be paid to Robinson on a biweekly basis.

SECTION 4: ANNUAL PROFIT SHARING BONUS

(a) In addition to the base salary, Robinson shall be entitled to an annual profit sharing bonus for each calendar year of his employment in which he is employed on December 31 (the “Profit Sharing Bonus”).

(b) The Profit Sharing Bonus for any given calendar year shall be determined on an annual basis at the close of each calendar year and shall be paid to Robinson no later than March 15 of the next calendar year.

(c) The Profit Sharing Bonus shall be 1.5% of TitleMax’s “earnings before taxes, amortization and depreciation,” as determined by TitleMax’s certified public accountant using generally acceptable accounting practices, consistently applied.

(d) In the event the “earnings before taxes, amortization and depreciation” as so determined is zero or a negative amount in any given calendar year, Robinson shall not be entitled to a Profit Sharing Bonus for that calendar year.

SECTION 5: TERMINATION PAYMENTS

(a) In the event that Robinson’s employment is terminated prior to December 31, 2011, by TitleMax or by Robinson for any reason, he shall be paid his base salary to and including the effective date of the termination.

 

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(b) In the event Robinson’s employment is terminated by TitleMax for any reason prior to December 31, 2011, then Robinson shall be paid, in addition to the prorated salary pursuant to subsection 5(a) above, a termination payment which shall be a prorated Profit Sharing Bonus for the calendar year in which he is terminated by TitleMax, which shall be paid as an amount on account for the prorated bonus based on the “earnings before taxes, amortization and depreciation” for the prior year. Promptly after the close of the fiscal year during which termination occurred (and in any event prior to March 15 of the ensuing year) the actual prorated Profit Sharing Bonus shall be calculated and an adjusting payment shall be made from TitleMax to Robinson if the payment on account was less than the actual prorated annual Profit Sharing Bonus, or from Robinson to TitleMax if the payment on account was in excess of the actual prorated annual Profit Sharing Bonus.

SECTION 6: TERMINATION OF PURCHASE RIGHT; PHANTOM UNIT AWARD

(a) Termination of Purchase Right. Robinson’s right to purchase up to three percent (3%) of all membership interests in the Holding Company (or any successor thereto in a merger or similar reorganization) formerly provided under Section 6 of the Contract is hereby terminated, and Robinson acknowledges and agrees that he shall have no rights to purchase or otherwise receive membership interests in the Holding Company or any of its various Subsidiaries pursuant to this Employment Agreement or otherwise.

(b) Phantom Unit Award. On the date of this Amended and Restated Contract (the “Date of Grant”), the Holding Company hereby grants to Robinson vested phantom units (the “Phantom Units”) representing the right to receive, upon a Payment Event described in Section 6(c), the Phantom Unit Payment described in Section 6(c). The Phantom Units shall not constitute ownership of any membership interest or other equity interest in the Holding Company or any of its Subsidiaries. The Phantom Units shall not represent any voting rights in the Holding Company or its Subsidiaries and shall not in any manner entitle Robinson to an allocation of the profits or losses of the Holding Company or its Subsidiaries. Rather, the Phantom Units merely represent Robinson’s right to receive a cash payment from the Holding Company in the manner set forth in this Section 6. The parties shall treat any cash payments made pursuant to this Section 6 as compensation paid by Holding Company to Robinson for all tax purposes. Nothing in this Contract shall be construed as: (i) admitting Robinson as a member of the Holding Company or a shareholder of any of its Subsidiaries; (ii) restricting the Holding Company from making any distributions to its member(s); or (iii) prohibiting the Holding Company from admitting additional members.

(c) Payment Events; Calculation of Phantom Unit Payment. Upon the earlier of (a) Robinson’s death, (b) Robinson’s Separation from Service, (c) a Change in Control of the Holding Company or (d) December 31, 2011 (each, a “Payment Event”), the Holding Company shall pay Robinson, in satisfaction of the Phantom Units and as compensation for his services, an amount (the “Phantom Unit Payment”) equal to the difference, if positive, obtained by subtracting (A) two million dollars ($2,000,000), from (B) an amount equal to three percent (3.0%) of the Fair Market Value of the outstanding membership interests of the Holding Company as of the Payment Event (specifically without reduction for the Phantom Unit Payment). From and after the date of the

 

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Payment Event, all rights of Robinson with respect to the Phantom Units shall terminate, except for the right to receive the Phantom Unit Payment, which shall survive such termination.

(d) Fair Market Value and Timing of Phantom Unit Payment in the Event of Death or Separation from Service. For purposes of Section 6(c) and this Section 6(d), if the Payment Event is Robinson’s death or Separation from Service, the “Fair Market Value” of the membership interests of the Holding Company shall be the value of the equity of the Holding Company, on a going concern basis, and without discounts for minority interest, lack of marketability and the like, which the parties agree shall be an amount equal to three and two tenths (3.2) times TitleMax’s consolidated earnings before interest, taxes, depreciation and amortization (“EBITDA”), as determined in accordance with Generally Accepted Accounting Principles (i.e., GAAP) to the extent applicable and otherwise in accordance with the consolidated financial reports submitted by TitleMax in connection with its secured financing, for the twelve (12) calendar month period ended immediately prior to the commencement of the calendar month in which the Payment Event occurred (and, for the avoidance of doubt, without any adjustment for the amount of indebtedness or cash of TitleMax). Notwithstanding the foregoing, in the event Material Legislation (as hereafter defined) has been enacted (with or without delayed effectiveness) as of the date of the Payment Event, “Fair Market Value” of the membership interests shall be the average of the calculation determined in accordance with the foregoing and the Liquidation Value (as hereafter defined) of TitleMax as of the date of the Payment Event. “Material Legislation” shall mean legislation, regulations or binding judicial precedent that limits the Annual Percentage Rate (as defined under Regulation Z of Part 12 of the Code of Federal Regulations) to less than sixty percent (60%) on more than twenty percent (20%) of the principal amount of all existing loan or pawn contracts of TitleMax (determined as if such legislation were applied to all contracts existing on the date of such determination). “Liquidation Value” shall mean (i) the principal amount of all customer accounts of TitleMax either current or less than sixty-one (61) days past due, less (ii) the outstanding principal amount of all interest-bearing indebtedness of TitleMax (specifically excluding any indebtedness for the Phantom Unit Payment itself), plus (iii) all cash and cash equivalents on hand and all marketable securities held by TitleMax, and plus (iv) all Extraordinary Distributions (as hereinafter defined) made to any member or equity owner in the Holding Company during the term of this Agreement. “Extraordinary Distributions” shall mean any distributions made prior to the Payment Event in excess of, in the aggregate, the sum of (A) ten percent (10%) of the cumulative net operating income of the Holding Company (on a consolidated basis with the Subsidiaries) from the date hereof through the Payment Event, plus (B) the amount of distributions made to the members or other equity owners as necessary to fund their respective income tax liabilities with respect to such consolidated net operating income. The Phantom Unit Payment shall be made by providing Robinson a note (unconditionally personally guaranteed by Tracy Young) for the amount due, with such note to be dated as of the date of the Payment Event, delivered within ten days (10) thereafter and payable in twelve (12) equal monthly installments beginning one month from the date of said note (or such later date as may be required pursuant to Section 6(l)), without interest. The note may be prepaid at any time without penalty. Each installment payment under this Section 6(d), shall be considered a separate payment, as described in Treas. Reg. Section 1.409A-2(b)(2), for purposes of Section 409A of the Code.

 

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(e) Fair Market Value and Timing of Phantom Unit Payment in the Event of a Change in Control. Notwithstanding the foregoing, in the event that the Payment Event is a Change in Control, the Fair Market Value shall be determined with respect to the value of the gross proceeds from the Change in Control available for distribution to the members of the Holding Company after subtracting therefrom (to the extent not already subtracted) all transaction expenses, including but not limited to, brokerage commissions, professional fees and costs, prorations, and indemnification payments (the “Net Proceeds”). All amounts paid to Robinson under this Section 6(e) shall be made solely out of the portion of the Net Proceeds otherwise payable to the members of the Holding Company, and shall be charged to and deducted from the portion of Net Proceeds otherwise payable to each member in the proportion that his respective interest in the Holding Company bears to the interests of all members. In the event that the Payment Event is a Change in Control, the Phantom Unit Payment shall be paid to Robinson in a lump sum in cash within five (5) business days from the date of the Change in Control, the exact payment date to be determined by the Holding Company.

(f) Change in Control. For purposes of this Contract, a “Change in Control” means and includes the occurrence of any one of the following events:

(i) any person or persons (in each case, excluding Tracy Young) acting as a group (within the meaning of Treasury Regulation § 1.409A-3(i)(5)(v)(B)) acquires (or has acquired during the 12-month period ending on the date of the most recent acquisition by such person or persons), directly or indirectly, either (A) 50% or more of the then-outstanding membership interests of the Holding Company or (B) securities of the Holding Company representing 50% or more of the combined voting power of the Holding Company’s then outstanding securities eligible to vote for the election of managers or directors (the “Company Voting Securities”); provided, however, that for purposes of this subsection (i), the following acquisitions of membership interests shall not constitute a Change in Control: (x) an acquisition by the Holding Company or a Subsidiary, (y) an acquisition by any employee benefit plan (or related trust) sponsored or maintained by the Holding Company or any Subsidiary, or (z) an acquisition pursuant to a Non-Qualifying Transaction (as defined in subsection (ii) below); or

(ii) the consummation of a reorganization, merger, consolidation, statutory share exchange or similar form of corporate transaction involving the Holding Company or a Subsidiary (a “Reorganization”), or the sale or other disposition of all or substantially all of TitleMax’s assets (a “Sale”) or the acquisition of assets or stock of another corporation or other entity (an “Acquisition”), unless immediately following such Reorganization, Sale or Acquisition: (A) all or substantially all of the individuals and entities who were the beneficial owners of the outstanding Holding Company membership interests and outstanding Company Voting Securities immediately prior to such Reorganization, Sale or Acquisition beneficially own, directly or indirectly, more than 50% of the then outstanding membership interests or shares of common stock and the combined voting power of the then outstanding voting securities entitled to vote generally in the election of managers or directors, respectively, as the case may be, of the entity resulting from such Reorganization, Sale or

 

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Acquisition (including, without limitation, an entity which as a result of such transaction owns the Holding Company or all or substantially all of the Holding Company’s assets or membership interests either directly or through one or more subsidiaries, the “Surviving Entity”) in substantially the same proportions as their ownership, immediately prior to such Reorganization, Sale or Acquisition, of the outstanding membership interests and the outstanding Company Voting Securities, as the case may be, and (B) no person (other than (a) the Holding Company or any Subsidiary, (b) the Surviving Entity or its ultimate parent entity, (c) Tracy Young or (d) any employee benefit plan (or related trust) sponsored or maintained by any of the foregoing) is the beneficial owner, directly or indirectly, of 50% or more of the total common stock or 50% or more of the total voting power of the outstanding voting securities eligible to elect managers or directors of the Surviving Entity (any Reorganization, Sale or Acquisition which satisfies all of the criteria specified in (A) and (B) above shall be deemed to be a “Non-Qualifying Transaction”); or

(iii) any person or persons acting as a group (within the meaning of Treasury Regulation 1.409A-3(i)(5)(v)(B)) acquires (or has acquired during the 12-month period ending on the date of the most recent acquisition by such person or persons), directly or indirectly, equity ownership interests in, and/or the assets of, one or more Subsidiaries representing, in the aggregate if applicable, fifty percent (50%) or more of the total gross fair market value of all of the assets of the Holding Company (on a consolidated basis with the Subsidiaries) immediately before such acquisition or acquisitions.

(g) Separation from Service. For purposes of this Contract, a “Separation from Service” shall have the meaning set forth in Section 409A of the Code and Treas. Reg §1.409A-1(h) (without giving effect to any elective provisions that may be available under such definition).

(h) Non-Transferability. Robinson may not sell, assign, or transfer the Phantom Units or any of the benefits under this Contract, and the Phantom Units shall not be subject in any manner to alienation, sale, transfer, assignment, pledge, encumbrance, attachment or garnishment by Robinson’s creditors.

(i) Withholding. TitleMax may withhold from any amounts payable under this Contract such Federal, state, local or foreign taxes as shall be required to be withheld pursuant to any applicable law or regulation.

(j) Section 280G Gross-Up. Notwithstanding anything in this Contract to the contrary, in the event any purchase by Robinson pursuant to the terms of this Contract is subject to the excise tax imposed by Section 4999 of the Internal Revenue Code of 1986, as amended, or any successor provision, or any interest or penalties are incurred by Robinson with respect to such excise tax (such excise tax, together with any such interest and penalties, collectively, the “Excise Tax”), then Robinson shall be entitled to receive an additional payment in cash from TitleMax on the date of the purchase (the “Gross-Up Payment”) in an amount such that after payment by Robinson of all taxes imposed upon the Gross-Up Payment (including, without limitation, all income taxes and the Excise

 

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Tax imposed upon the Gross-Up Payment and any interest or penalties imposed with respect thereto), Robinson retains an amount of the Gross-Up Payment equal to the Excise Tax imposed upon the purchase.

(k) Section 409A. This Contract shall be interpreted and administered in a manner so that any amount or benefit payable hereunder shall be paid or provided in a manner that is either exempt from or compliant with the requirements Section 409A of the Code and applicable Internal Revenue Service guidance and Treasury Regulations issued thereunder (and any applicable transition relief under Section 409A of the Code). Nevertheless, the tax treatment of the benefits provided under the Contract is not warranted or guaranteed. Neither TitleMax nor its directors, officers, employees or advisers shall be held liable for any taxes, interest, penalties or other monetary amounts owed by Robinson as a result of the application of Section 409A of the Code.

(l) Six Month Delay in Certain Circumstances. Notwithstanding anything in this Contract to the contrary, if the Phantom Unit Payment or any other amount or benefit that would constitute non-exempt “deferred compensation” for purposes of Section 409A of the Code would otherwise be payable or distributable under this Contract by reason of Robinson’s Separation from Service during a period in which he is a Specified Employee (as defined below), then, subject to any permissible acceleration of payment by the Holding Company under Treas. Reg. Section 1.409A-3(j)(4)(ii) (domestic relations order), (j)(4)(iii) (conflicts of interest), or (j)(4)(vi) (payment of employment taxes):

(i) the Phantom Unit Payment and the amount of any other such non-exempt deferred compensation that would otherwise be payable during the six-month period immediately following Robinson’s Separation from Service will be accumulated through and paid or provided on the first day of the seventh month following Robinson’s Separation from Service (or, if Robinson dies during such period, within 30 days after Robinson’s death) (in either case, the “Required Delay Period”); and

(ii) the normal payment or distribution schedule for any remaining payments or distributions will resume at the end of the Required Delay Period.

For purposes of this Agreement, the term “Specified Employee” has the meaning given such term in Code Section 409A and the final regulations thereunder: provided, however, that the Holding Company’s Specified Employees and its application of the six-month delay rule of Code Section 409A(a)(2)(B)(i) shall be determined in accordance with rules adopted by the Manager, which shall be applied consistently with respect to all nonqualified deferred compensation arrangements of the Holding Company, including this Contract.

 

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SECTION 7: COVENANT NOT TO COMPETE AND NON-PIRACY OF EMPLOYEES

(a) Robinson recognizes that TitleMax has committed substantial time and resources to developing its title pawn and consumer lending business including its marketing, advertising, employee training, customer relations and customer lists, internal business systems, techniques and operations, raising or obtaining funds, capital allocation, geographic and market share expansion and goodwill; that the development of these foregoing aspects of the business are necessary for the success and continuing success of TitleMax.

(b) Robinson further recognizes that, at the time he entered the employ of TitleMax, he had no background or special knowledge regarding the title pawn and consumer lending business; that his employment hereunder will include training and involvement with all aspects of TitleMax’s title pawn and consumer lending business, that he will be well compensated for his services, that he has, during his employment with TitleMax, learned the business “from the ground up” from the day-to-day activities of individual locations to the multi-state operation and management of all of the various locations; therefore his future competition with TitleMax in the title pawn business in the same markets that TitleMax is now operating could have a major adverse effect on TitleMax’s business.

(c) Based on the foregoing, Robinson agrees and acknowledges that the following covenants are reasonably necessary for the protection of the legitimate business interests of TitleMax, and that the protection provided by this Agreement is imperative to TitleMax’s business and the continuing success thereof, and Robinson covenants and agrees that:

(1) During the term of this Agreement, and for a period of twenty-four (24) months following the termination of this Agreement for any reason by either party, Robinson shall not perform any of the services for which he is being employed hereunder to perform for TitleMax as set out in Section 1(c), above, for any individual or entity engaged in the title pawn or consumer lending business within three (3) miles of any of the TitleMax store locations in Alabama, Georgia, South Carolina, Tennessee, Mississippi, Illinois, Virginia or Missouri which are specifically listed by internal store reference name and physical address on the attached Exhibit A, which is attached hereto and incorporated herein by this reference.

(2) During the term of this Agreement, and for a period of twenty-four (24) months following the termination of this Agreement for any reason by either party, Robinson shall not recruit or attempt to recruit, directly or by assisting others, any employee of TitleMax at the time of the recruiting or attempted recruiting to leave the employ of TitleMax and become employed by another individual or entity who is engaged in the title pawn or consumer lending business within three (3) miles of any of the TitleMax store locations in Alabama, Georgia, South Carolina, Tennessee, Mississippi, Illinois, Virginia or Missouri which are specifically listed by internal store reference name and physical address on the attached Exhibit A, which is attached hereto and incorporated herein by this reference.

 

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(d) Robinson agrees, as matters of fact, that the covenants referred to above, including but not limited to:

(1) the post-employment time period of twenty-four (24) months;

(2) the territorial restriction covering three (3) miles from the TitleMax locations listed on Exhibit A; and

(3) the scope of the prohibited activities,

are all reasonable, necessary, and sufficiently narrow (i.e., not overly broad) to protect TitleMax’s legitimate business interests and that the compensation to be paid by Robinson hereunder is full and adequate consideration for his services and the additional protection afforded TitleMax by these covenants.

SECTION 8: TRADE SECRETS AND CONFIDENTIAL INFORMATION

(a) Robinson hereby acknowledges that certain information and knowledge which Robinson will obtain while in the employ of TitleMax constitute “Trade Secrets” (as defined below) of TitleMax that are proprietary to and a valuable trade secrets of TitleMax at all times.

(b) For purposes of this Agreement, “Trade Secrets” shall include confidential and proprietary information disclosed to Robinson or known by Robinson as a consequence of or through his employment by TitleMax (including information conceived, assimilated, composed, amended or developed by Robinson), not generally known in the relevant trade or industry, about TitleMax’s business including, but not limited to TitleMax’s services, internal policies and processes, accounting and financial arrangements and information, customer lists, marketing and advertising strategies, business strategic plans, copyrights, service marks and any other confidential information which TitleMax reasonably deems essential for the protection of TitleMax’s legitimate business interests.

(c) Robinson agrees to treat Trade Secrets in the strictest confidence and to undertake the following additional covenants and obligations with respect thereto at all times during his employment hereunder and for a twenty-four (24) months following the termination of his employment for any reason:

(1) to use Trade Secrets for the sole purpose of the legitimate business of TitleMax;

(2) not to disclose, communicate, divulge or furnish, directly or indirectly, Trade Secrets to any third party, whether for the benefit of Robinson or any other person, firm, or corporation or entity, or to make use of Trade Secrets for any purpose other than that specified in subparagraph (1) of this paragraph, above; and

(3) to return any documents, lists, records, photographs, computer programs, software and data or any other tangible expressions, including copies thereof in any medium, containing Trade Secrets furnished by TitleMax.

 

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(d) TitleMax agrees that information will not be deemed to be a Trade Secret, if:

(1) on the date of this Agreement or at the time of disclosure to Robinson it has been previously available to the general public;

(2) after disclosures to Robinson it is published, unless such information is published as a breach of this particular Agreement; or

(3) subsequent to disclosure to Robinson, it is obtained from a third party or person who is lawfully in possession of such information and is not in violation of any contractual or legal fiduciary obligation to the original holder of the proprietary information.

SECTION 9: ENFORCEMENT OF COVENANTS.

(a) The covenants contained in Sections 7 and 8 hereof shall be construed as agreements independent of each other and of any other provision of this or any other contract between the parties hereto, and that the existence of any claim or cause of action by Robinson against TitleMax, whether predicated upon this or any other contract, shall not constitute a defense to the enforcement by TitleMax of said covenants.

(b) The covenants described in Sections 7 and 8 reasonably bear a material and rational connection to the protection and preservation of TitleMax’s legitimate business interests and, where legally required, are reasonable as to duration and geographical coverage and in all other respects, including scope of prohibited activities and the parties hereby irrevocably waive the right to make a factual assertion to the contrary.

(c) In the event of an actual or threatened breach by Robinson of the provisions of Sections 7 and/or 8:

(1) TitleMax shall be entitled to an injunction (both temporary and permanent) restraining Robinson from the commission of such breach to the full extent hereof;

(2) TitleMax shall be entitled to an injunction restraining Robinson from removing or disclosing, in whole or in part, TitleMax’s Trade Secrets or the information contained therein, or from rendering any prohibited services to any individual or entity to whom such Trade Secrets or the information contained therein, in whole or in part, have been disclosed or are threatened to be disclosed; and

(3) TitleMax shall be entitled to pursue any other remedies available to it for such breach or threatened breach, including the recovery of money damages from Robinson.

(d) Severability. In the event any provisions or covenants (or any portions thereof) of this Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provisions hereof. Each provision and covenant and portion thereof contained in this Agreement is separate, distinct and severable not only from the other provisions, covenants and portions thereof but also from the remaining

 

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provisions of this Agreement. It is the express intent of the parties that a court of law not only may interpret the remaining portions hereof in order to effectuate those portions of this Agreement, which said court determines to be legally enforceable, but should interpret this Agreement using the remaining provisions and covenants. The parties are thus asking any tribunal that renders a legal opinion with respect to this Agreement to honor the freedom of contract of the parties and to give effect to the covenants and provisions herein even if said court, applying the “blue pencil rule,” renders some covenants and/or provisions unenforceable and the remaining covenants and provisions not to be unreasonable or void. If, moreover, any one or more of the provisions contained in this Agreement shall for any reason be held to be excessively broad as to time, duration, geographical scope, activity or subject, it shall be construed by limiting and reducing it, so as to be enforceable to the extent compatible with the applicable law as it shall then appear.

SECTION 10:

NOTE

(a) Note. The provisions of the Section 10 shall apply to the promissory note from TitleMax payable to Robinson dated April 14, 2010, in the principal amount of $2,461,474.00 (the “New Note”) and shall be incorporated therein by reference.

(b) Prepayment. The New Note may not be prepaid, except under the following conditions:

(1) an “Initial Public Offering” which shall be defined as the first issuance by the Holding Company or a Subsidiary of its stock/equity for which a registration statement is filed with the United States Securities and Exchange Commission;

(2) Tracy Young ceases to be the beneficial owner of more than 90% of the total ownership interests in the Holding Company, or a Subsidiary that operates retail stores, or fails to hold the right to vote more than 90% of the total ownership interests in the Holding Company, whether such change is the result of a sale, merger, share exchange, combination, takeover, spinoff, or similar transaction; provided, however, this provision shall not apply to any transaction which Tracy Young effects for estate planning purposes or any transfer by him or his estate of ownership in the Holding Company to or for the benefit of a member of his family, a family-owned entity or a trust created by him or anyone else for the benefit of members of his family;

(3) the Holding Company sells 10% or more of the assets of the Holding Company in a single transaction, including the stock or assets of Holding Company’s subsidiaries, exclusive of transfers made to an entity created solely for the purpose of obtaining financing on the receivables of the Holding Company or its subsidiaries; or

(4) the death or incapication of Tracy Young.

(5) in the event a lender to TitleMax requires that the New Note be paid as a condition to providing financing.

If the prepayment occurs as a result of the foregoing subsection 10(b)(5), a prepayment penalty shall

 

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be due on the New Note in the amount of twenty percent (20%) of the outstanding principal balance thereof. The New Note may not under any circumstance be partially prepaid, except in connection with Robinson’s purchase of shares in the Holding Company as described herein.

(c) Termination. In the event Robinson’s employment is terminated by TitleMax for any reason prior to December 31, 2011, the New Note shall be modified to change the maturity date to two years from the date of such termination, and Robinson (or his representative) shall have the right at any time to demand full payment thereof upon one hundred eighty (180) days’ notice to TitleMax. If Robinson’s resigns, the New Note shall be due on its maturity date, provided that Robinson (or his representative) shall have the right at any time to demand full payment thereof upon one hundred eighty (180) days’ notice to TitleMax.

SECTION 11: MISCELLANEOUS

(a) Employee Debt. Robinson agrees that he will not personally make, draw, accept or endorse any promissory note, bill of exchange, lease, contract or other engagement for the payment of money or its equivalent by TitleMax, nor pledge the credit of TitleMax in any manner whatsoever except as he may be authorized by TitleMax’s Chief Executive Officer.

(b) Applicable Law. This Agreement shall be governed by the Laws of the State of Georgia and shall be construed in accordance therewith.

(c) No Waiver. This Agreement shall not be modified or amended except by further written document signed by Robinson and approved by the Member of the TitleMax. No provision hereof shall be waived except by an agreement in writing singed by the waiving Party. Waiver of any term or provision shall not be construed as a waiver of any other term or provision.

(d) Benefit. This Agreement shall bind Robinson and shall be binding and beneficial to TitleMax, including the Holding Company and each Subsidiary, and their and its successors and assigns. This Agreement shall not be assignable by the Robinson.

(e) Notices. All notices provided for hereunder shall be made in writing, and shall be deemed to have been duly given on the date of service if served personally on the party to whom notice is to be given, or five days after the date of depositing the same in the U.S. Mail and mailed to the party to whom notice is to be given, by first class mail, registered or certified, postage prepaid, and property addressed as follows:

 

 

To TitleMax:

  c/o Tracy Young, Manager  
    15 Bull Street  
    Suite 200  
    Savannah, GA 31401  

 

13


  With a copy to:   Marvin A. Fentress, Esq.  
    Gray & PANNELL LLP  
    24 Drayton Street, Suite 1000  
    Savannah, GA 31401  
 

To Robinson:

  John W. Robinson, III  
    Post Office Box 308  
    Savannah, GA 31402  

Either party may change their address for purposes of this section by giving the other party written notice of the new address in the manner set forth above.

(f) Severability. In the event any provisions of this Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provisions hereof.

(g) Costs. The Holding Company shall pay Robinson’s legal fees and expenses incurred in the negotiation of this Agreement and any other documentation contemplated hereby or otherwise in connection herewith

(h) Replacement of Prior Agreement. This Agreement supersedes and replaces in its entirety all prior Employment Contracts entered between the parties and all other understandings or representations of the parties, whether written or otherwise.

[remainder of page intentionally blank]

 

14


IN WITNESS WHEREOF, TitleMax, on its own behalf and on behalf of its Subsidiaries, has caused this Agreement to be executed and Robinson has hereunto set his hand and seal, each intending to be legally bound, as of the date first above written.

 

    TitleMax Holdings, LLC
    By:  

/s/ Tracy Young

          Tracy Young
          Manager

 

     

Witness

     
   

/s/ John W. Robinson, III

   

John W. Robinson, III

 

   

Witness

     

 

15


Exhibit A

TitleMax Locations (same as prior contract)

 

16


Exhibit A

LOCATIONS AS OF 4/16/09

 

Store Name

  

Address

 

City

  

State

  

Zip

TM-Douglasville-GA1

   5728 Fairburn Rd   Douglasville    GA    30134

TM-Augusta-GA3

   821 15th St   Augusta    GA    30901

TB-Anniston-Al2

   300 South Quintard Street   Anniston    Al    36201

TM-Gainesville-GA3

   2307 Brown Bridge Rd. #A   Gainesville    GA    30504

TM-Columbus-GA4

   3515 Macon Rd.   Columbus    GA    31907

TB-Columbus-GA3

   4105 L Buena Vista Rd.   Columbus    GA    31907

TM-Columbus-GA3

   3707 Buena Vista Rd.   Columbus    GA    31906

US-Columbus-GA2

   3290 Victory Drive Suite B   Columbus    GA    31903

TM-Jonesboro-GA1

   6639 Tara Blvd.   Jonesboro    GA    30236

TB-Norcross-GA1

   4975 Jimmy Carter Blvd. Ste 710   Norcross    GA    30093

TM-Marietta-GA2

   2810 Canton Road NE   Marietta    GA    30066

TM-Cumming-GA1

   656 Atlanta Hwy   Cumming    GA    30040

TM-Norcross-GA2

   5309 Jimmy Carter Blvd.   Norcross    GA    30093

TB-Snellville-GA1

   2537 W. Main St.   Snellville    GA    30078

TM-Aiken-SC1

   1932 Whiskey Road, Suite A   Aiken    SC    29803

TM-Charleston-SC2

   5381 Dorchester Road   North Charleston    SC    29418

TM-Albany-GA2

   2533 Dawson Road   Albany    GA    31707

TM-Americus-GA1

   1556 E. Forsythe Street   Americus    GA    31709

TB-Montgomery-AL3

   111 West Fairview Avenue   Montgomery    AL    36105

TB-Murfreesboro-TN1

   520 NW Broad Street   Murfreesboro    TN    37130

TM-Murfreesboro-TN2

   1259 N W Broad Street   Murfreesboro    TN    37129

TM-Kennesaw-GA1

   2764 Cobb Parkway NW   Kennesaw    GA    30152

TM-Buford-GA1

   4264 Buford Drive   Buford    GA    30518

TM-Dalton-Ga1

   2600 Waltnut Ave Suite A & B   Dalton    Ga    30719

TM-Griffin-GA1

   1308 West Taylor Street   Griffin    GA    30223

TM-Norcross-GA1

   181 Norcross Tucker Road   Norcross    GA    30071

TM-Doraville-GA1

   5679 Buford Highway   Atlanta    GA    30340

TM-Riverdale-GA1

   7527 Highway 85   Riverdale    GA    30274

TM-Columbia-SC4

   3100 Two Notch Rd   Columbia    SC    29204

TM-Georgetown-SC1

   1331 Church St. , Ste A   Georgetown    SC    29440

TM-Jasper-AL1

   602 W Hwy 78   Jasper    AL    35501

TM-GreenSpringsHwy-AL1

   2424 Green Springs Hwy   Birmingham    AL    35209

TM-Tuscaloosa-AL1

   3003 Lurleen B Wallace Blvd.   Northport    AL    35476

TB-Northport-AL1

   3385 McFarland Blvd. North   Northport    AL    35476

TB-Tuscaloosa-AL1

   636 15th Street East   Tuscaloosa    AL    35401

AM-Fairfield-AL1

   654 Bessemer Hwy   Midfield    AL    35228

TM-Bessemer-AL1

   912 9th Ave., North   Bessemer    AL    35020

AM-Bessemer-AL1

   1000 9th Ave North   Bessemer    AL    35020

TM-Hueytown-AL1

   3051 Allison Bonnett Drive   Hueytown    AL    35023

TM-Roebuck-AL1

   9790 Park Way East   Birmingham    AL    35215

TM-Tuscaloosa-AL3

   3318 McFarland Blvd. East   Tuscaloosa    AL    35405

TM-Gardendale-AL1

   1005 Decatur Hwy   Gardendale    AL    35071

AM-Pelham-AL1

   3363 Pelham Pkwy, Ste A   Pelham    AL    35124

TM-Pelham-AL1

   3051 Hwy 31 South   Pelham    AL    35124

TM-Alabaster-AL1

   1003 1st St North   Alabaster    AL    35007

TM-Tuscaloosa-AL2

   92 15th St.   Tuscaloosa    AL    35401

 

1 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-FivePoints-AL1    2012 Bessemer Road   Birmingham    AL    35208
TM-Birmingham-AL2    7155 Aaron Aronov Drive   Fairfield    AL    35064
TM-Forestdale-AL1    986 Forestdale Blvd.   Forestdale    AL    35214
AM-Forestdale-AL1    939 Forestdale Blvd. Ste. 16   Forestdale    AL    35214
TM-TarrantCity-AL1    1821 Pinson Valley Pkwy   Tarrant    AL    35217
TM-B’ham(Centerpoint)-AL1    2380 Centerpoint Pkwy   Birmingham    AL    35215
TM-Eastlake-AL1    7004 1st Ave North   Birmingham    AL    35206
AM-Roebuck-AL1    9121 Park Way East   Birmingham    AL    35206
AM-Centerpoint-AL1    1855 Centerpoint Pkwy Ste. 103   Birmingham    AL    35215
TB-Homewood-AL1    38 Green Springs Hwy   Homewood    AL    35209
TM-Hoover-AL1    1580 Montgomery Hwy., Ste 3   Hoover    AL    35216
TM-Springfield-IL1    2746 S. 6th Street   Springfield    IL    62703
TM-Springfield-IL3    2155 South MacArthur Blvd   Springfield    IL    62704
TM-Valdosta-GA1    610 North Ashley St   Valdosta    GA    31601
TB-Thomasville-GA1    114 S. Madison St.   Thomasville    GA    31792
TM-Valdosta-GA2    2904 North Ashley St   Valdosta    GA    31602
TM-Bainbridge-GA1    1111 E Shotwell St   Bainbridge    GA    39819
TB-Valdosta-GA1    1621 N. Ashley St.   Valdosta    GA    31602
TM-Cordele-GA1    401A 16th Ave East   Cordele    GA    31015
TM-Tifton-GA1    619 W 7th St   Tifton    GA    31794
TB-Albany-GA1    617 North Slappey Blvd   Albany    GA    39801
TM-Albany-GA1    512 A&B South Slappey Blvd   Albany    GA    39801
TM-Thomasville-GA1    1308 E Jackson St   Thomasville    GA    31792
TM-Albany-GA3    1712 E. Oglethrope Avenue   Albany    GA    39805
TM-Moultrie-GA1    604 1st Ave. SE   Moultrie    GA    31768
TM-Mobile-Moffatt-AL1    4710 Moffett Rd.   Mobile    AL    36618
TM-Mobile-Wilson-AL1    600 S. Wilson Ave.   Mobile    AL    36617
TM-Mobile-Chickasaw-AL1    358 North Craft. Highway   Chickasaw    AL    36611
TM-Mobile-AL1    4656 Airport Blvd. Suite A   Mobile    AL    36608
TM-Mobile-AL2    1960 Government Rd.   Mobile    AL    36606
TM-Mobile-Tillman’sCorner-AL1    5383 Highway 90 West   Mobile    AL    36619
TM-Mobile-Schillinger-AL1    620 Schillinger Rd. S   Mobile    AL    36695
TM-Mobile-Semmes-AL1    7835 Moffett Rd.   Semmes    AL    36575
TM-Mobile-Hillcrest-AL1    2488 Hillcrest Rd., Ste B   Mobile    AL    36695
TM-Mobile-Saraland-AL1    215 Hwy 43 N Ste. D   Saraland    AL    36571
TM-Sylacauga-AL1    714 Ft Williams St   Sylacauga    AL    35150
TM-AlexanderCity-AL1    3916 Hwy. 280, Ste C   Alexander City    AL    35010
TM-Athens-AL1    1129 South Jefferson St   Athens    AL    35611
TM-Anniston-AL1    2101 Quintard Ave   Anniston    AL    36201
TM-Decatur-AL1    901 6th Ave SE   Decatur    AL    35601
TM-Decatur-AL2    1235 Beltline Road   Decatur    AL    35603
TB-Decatur-AL1    2204 6th Avenue SE   Decatur    AL    35601
TM-Talladega-AL1    713 East Battle St.   Talladega    AL    35160
TM-MuscleShoals-AL1    305 Woodward Ave.   Muscle Shoals    AL    35661
TM-Huntsville-AL2    2801 University Dr.   Huntsville    AL    35816
TM-Huntsville-AL1    2710 South Memorial Pkwy   Huntsville    AL    35801
TM-Gadsden-AL2    1127 W. Meighan Blvd.   Gadsden    AL    35901

 

2 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

US-Gadsden-AL1    931 W Meighan   Gadsden    AL    35901
TM-Gadsden-AL1    203 East Meighan Blvd.   Gadsden    AL    35903
TM-Huntsville-AL5    2010 Jordan Lane NW   Huntsville    AL    35816
TM-Cullman-AL2    716 2nd Ave. NW   Cullman    AL    35055
TM-Cullman-AL1    1402 2nd. Ave. S.W.   Cullman    AL    35055
US-Anniston-AL1    2116 Quintard Ave   Anniston    AL    36201
TM-Hartselle-AL1    155 Hwy 31 SW   Hartselle    AL    35640
TM-Florence-AL1    1225 Florence Blvd.   Florence    AL    35630
TM-Madison-AL1    8591 Madison Blvd.   Madison    AL    35758
TM-Oxford-AL1    539 South Quintard Ave   Oxford    AL    36203
TM-Boaz-AL1    841 US Highway 431   Boaz    AL    35957
TM-Huntsville-AL3    2610 N Memorial Pkwy   Huntsville    AL    35810
US-Huntsville-AL1    9007 Memorial Parksway SW   Huntsville    AL    35802
TM-Huntsville-AL4    11203 Memorial Pkwy SW   Huntsville    AL    35803
TM-Albertville-AL1    7245 US Highway 431   Albertville    AL    35950
TM-Arab-AL1    765 N. Brindlee Mountain Pkwy   Arab    AL    35016
TM-Bristol-VA1    3150 Lee Hwy   Bristol    VA    24202
TM-Pekin-IL1    2800 Court Street   Pekin    IL    61554
TM-Peoria-IL3    715 Western Avenue   Peoria    IL    61604
TM-Bloomington-IL1    1702 East Empire St.   Bloomington    IL    61704
TM-Peoria-IL1    3308 North University   Peoria    IL    61604
TM-Peoria-IL2    2520 W War Memorial Drive   Peoria    IL    61615
TM-East_Peoria-IL1    1318 Washington St   East Peoria    IL    61611
TM-Northwoods-MO1    1B North Oaks Plaza   St. Louis    MO    63121
TM-Wellston-MO1    6212 Dr. Martin Luther King, Suite D   Wellston    MO    63133
TM-Berkeley-MO1    9640 Natural Bridge Rd.   Berkeley    MO    63134
TM-Berkeley-MO2    8640 Airport Road   Berkeley    MO    63134
TM-Florissant-MO2    2749 N. Highway 67   Florissant    MO    63033
TM-Florissant-MO1    12865 New Halls Ferry   Florissant    MO    63066
TM-Florissant-MO3    785 N. Highway 67   Florissant    MO    63031
TM-Moline_Acres-MO1    2474 Chambers Rd.   Moline Acres    MO    63136
TM-Shrewsbury-MO1    7742 Watson Road   Shrewsbury    MO    63119
US-Montgomery-AL2    3119 Atlanta Hwy   Montgomery    AL    36109
TB-Montgomery-AL1    5300 Atlanta Highway   Montgomery    AL    36109
US-Montgomery-AL1    2224 East South Blvd.   Montgomery    AL    36116
TM-Montgomery-AL3    542 W. Fairview Ave   Montgomery    AL    36105
TM-PhenixCity-AL1    1155 US Hwy 280/431 N   Phenix City    AL    36867
TB-Phenix_City-AL2    1414 Fourteenth St   Phenix City    AL    36867
TB-Prattville-AL1    215 South Memorial Dr.   Prattville    AL    36067
TM-Prattville-AL1    733 S. Memorial Dr.   Prattville    AL    36067
TM-Enterprise-AL1    912 1/2 Rucker Blvd.   Enterprise    AL    36330
TM-Montgomery-AL4    5308 Atlanta Hwy   Montgomery    AL    36109
TM-Montgomery-AL2    3328 Atlanta Hwy   Montgomery    AL    36109
TM-Andalusia-AL1    1800 E Three Notch   Andalusia    AL    36420
TM-Ozark-AL1    2205 S US Hwy 231   Ozark    AL    36360
TB-Auburn-AL2    1848 Opelika Road   Auburn    AL    36830
TM-Wetumpka-AL1    5566 US Hwy 231   Wetumpka    AL    36092

 

3 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Troy-AL1    1211 US Hwy 231 South   Troy    AL    36081
TM-Montgomery-AL1    2453 East South Blvd   Montgomery    AL    36116
TM-Lanett-AL1    2106 S. Broad Ave.   Lanett    AL    36863
US-Lanett-AL1    1318 South Gilmer Ave   Lanett    AL    36863
TB-Dothan-AL1    2426 S. Oates St.   Dothan    AL    36301
TM-Dothan-AL2    1085 Ross Clark Circle Ste 1   Dothan    AL    36303
TB-Dothan-AL3    2321 Montgomery Hwy.   Dothan    AL    36303
TM-Eufaula-AL1    1001 South Eufaula Ave   Eufaula    AL    36027
TM-Dothan-AL1    3565 Montgomery Hwy Ste. 2   Dothan    AL    36303
TM-Phenix_City-AL2    810 13th St   Phenix City    AL    36867
TM-Opelika-AL2    1616 Pepperell Pkwy   Opelika    AL    36801
TM-Opelika-AL1    3901 Pepperell Pkwy   Opelika    AL    36801
US-Opelika-AL1    1906 Pepperell Pkwy   Opelika    AL    36801
US-Selma-AL1    1618 Broad St   Selma    AL    36701
TM-Selma-AL1    1016 Highland Ave   Selma    AL    36701
TM-Dekalb-GA1    3665 Flat Shoals Road Suite B   Decatur    GA    30034
TB-Dekalb-GA1    2889 South Rainbow Dr. Ste B   Decatur    GA    30034
TM-Avondale-GA1    3454 Memorial Dr   Decatur    GA    30032
TM-Candler-GA1    307 Candler Road SE   Atlanta    GA    30317
TM-Dekalb-GA2    4918 Covington Hwy. Ste. 7   Decatur    GA    30035
TM-Clarkston-GA1    4222 E Ponce Deleon Ave   Clarkston    GA    30021
TM-Cheshire_Bridge-GA1    2280 Cheshire Bridge Rd, Ste B   Atlanta    GA    30324
TM-Atlanta-GA7    2740 Greenbriar Parkway S.W., Suite 17   Atlanta    GA    30331
TM-ForestPark-GA2    5970 Old Dixie Highway   Forest Park    GA    30297
TM-ForestPark-GA1    3819 Jonesboro Road Ste. B   Atlanta    GA    30354
TB-MLK-GA1    2870 MLK Blvd. Jr. Dr. SW   Atlanta    GA    30311
TM-Dekalb-GA4    4689 B Memorial Dr   Decatur    GA    30032
TM-Atlanta-GA2    1231 Moreland Avenue SE   Atlanta    GA    30316
TM-MLK-GA1    3024A MLK Jr. Drive   Atlanta    GA    30311
TM-Campbellton-GA1    2132 Campbellton Road, Ste   Atlanta    GA    30311
TM-Atlanta-GA6    1820 Metropolitan Parkway   Atlanta    GA    30315
TM-CollegePark-GA1    5195 Old National Hwy.   College Park    GA    30349
TM-Eastpoint-GA1    3137 Main Street   Eastpoint    GA    30344
TM-Springfield-MO1    1325 W. Kearney Street   Springfield    MO    65803
TM-Kingsport-TN1    1112 East Stone Drive   Kingsport    TN    37660
TM-Morristown-TN1    1715 W Andrew Johnson Hwy   Morristown    TN    37814
TM-Cleveland-TN2    104 Keith Street   Cleveland    TN    37311
TM-Elizabethton-TN1    141 West Elk Ave   Elizabethton    TN    37643
TM-Chattanooga-TN1    6215 Lee Hwy, Ste A   Chattanooga    TN    37421
TM-Chattanooga-TN4    4425 Highway 58   Chattanooga    TN    37416
TM-Cleveland-TN1    2865 Keith St NW   Cleveland    TN    37312
TB-Cleveland-TN1    2501 North Ocoee St   Cleveland    TN    37311
TB-Chattanooga-TN1    4617 Brainerd Rd. Ste. D   Chattanooga    TN    37411
TM-Chattanooga-TN2    4317 Ringgold Rd.   Chattanooga    TN    37412
TM-Newport-TN1    514 A West Broadway   Newport    TN    37821
TM-Greeneville-TN1    1255 East Andrew Johnson Hwy   Greeneville    TN    37745
TM-Bristol-TN2    1266 Volunteer Parkway   Bristol    TN    37620

 

4 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Athens-TN1    1415-B Decatur Pike   Athens    TN    37303
TM-Rossville-TN2    4720 Rossville Blvd.   Chattanooga    TN    37407
TM-RedBank-TN1    1943 Dayton Blvd.   Chattanooga    TN    37415
TM-Hixson-TN1    5221 Highway 153   Hixson    TN    37343
TB-Hixson-TN1    4844 Hixson Pike   Hixson    TN    37343
TB-Chattanooga-TN2    6925 Lee Hwy.   Chattanooga    TN    37421
TM-JohnsonCity-TN2    1918 South Roan St.   Johnson City    TN    37601
TM-JohnsonCity-TN1    2617 North Roan St.   Johnson City    TN    37601
TM-Bristol-TN1    2849 W. State St.   Bristol    TN    37620
TM-WarnerRobins-GA2    1110 Russell Pkwy   Warner Robins    GA    31088
TM-Swainsboro-GA1    219 South Main Street   Swainsboro    GA    30401
TM-Dublin-GA2    225 East Jackson Street, Suite A&B   Dublin    GA    31021
TB-Dublin-GA1    713 North Jefferson St.   Dublin    GA    31021
TM-Dublin-GA1    1955 Veterans Blvd.   Dublin    GA    31021
TB-Milledgeville-GA1    1240 N. Columbia St.   Milledgeville    GA    31061
TM-Milledgeville-GA1    2419 North Columbia St.   Milledgeville    GA    31061
TM-Macon-GA4    3597 Mercer University Drive   Macon    GA    31204
TM-Macon-GA2    605 Shurling Drive   Macon    GA    31217
TB-Macon-GA2    1068 Gray Highway   Macon    GA    31211
TB-Macon-GA1    3557 Pio Nono Ave.   Macon    GA    31206
TM-Macon-GA1    4121 Pio Nono Ave.   Macon    GA    31206
TM-Macon-GA3    2444 Pio Nono Ave.   Macon    GA    31206
TM-FortValley-GA1    304 N. Camelia Blvd., Ste C   Ft. Valley    GA    31030
TB-Warner_Robins-GA1    1455 Watson Blvd.   Warner Robins    GA    31093
TM-WarnerRobins-GA1    1901 Watson Blvd.   Warner Robins    GA    31093
TM-Perry-GA1    1424 C Sam Nunn Bvld   Perry    GA    31069
TM-Cape_Girardeau-MO1    204 North Kingshighway Street   Cape Girardeau    MO    63701
TM-Farmington-MO1    215 W. Karsch   Farmington    MO    63640
TM-Pearl-MS1    3013 Highway 80   Pearl    MS    39208
TM-Nashville-GallatinRd-TN1    908 Gallatin Ave.   Nashville    TN    37206
TB-Nashville-TN1    2803 Gallatin Pike   Nashville    TN    37206
TM-Nashville-TN3    2939 Dickerson Pike   Nashville    TN    37207
TM-Nashville-TN10    712 Dickerson Pike, Suite 201   Nashville    TN    37207
TM-Hendersonville-TN1    277 West Main St.   Hendersonville    TN    37075
TM-Nashville-TN8    5528 Charlotte Pike   Nashville    TN    37209
TM-Nashville-TN6    6403 Charlotte Pike   Nashville    TN    37209
TM-Nashville-TN5    2562 Murfreesboro Rd.   Nashville    TN    37217
TM-Nashville-TN2    1050 Murfreesboro Pike   Nashville    TN    37217
TM-Springfield-TN1    906 Memorial Blvd.   Springfield    TN    37172
TM-Lebanon-TN1    1106 W. Main St.   Lebanon    TN    37087
TM-Dickson-TN1    424 Hwy 46 South   Dickson    TN    37055
TB-Lebanon-TN1    321 N. Cumberland Ave.   Lebanon    TN    37087
TN-Gallatin-TN1    171 W Broadway   Gallatin    TN    37066
TM-Franklin-TN1    1117 Murfreesboro Rd.   Franklin    TN    37064
TM-Smyrna-TN1    128 North Lowry St.   Smyrna    TN    37167
TM-Madison-TN2    1008 South Gallatin Pike   Madison    TN    37115
TM-Nashville-TN9    3801 Gallatin Road   Nashville    TN    37216

 

5 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Nashville-TN11    4807 Nolensville Rd.   Nashville    TN    37211
TB-Nashville-TN2    4022 Nolensville Road   Nashville    TN    37211
TM-Bordeaux-TN1    3731 Clarksville Pike   Nashville    TN    37218
TM-Nashville-TN1    3002 Nolensville Pike   Nashville    TN    37211
TM-Murfreesboro-TN1    906 Memorial Blvd.   Murfreesboro    TN    37130
TM-Goodlettsville-TN1    305 South Main St.   Goodlettsville    TN    37072
TM-Madison-TN1    109 Edgemeade Blvd.   Madison    TN    37115
TM-Nashville-LebanonPike-TN1    2604 Lebanon Pike   Nashville    TN    37214
TM-Hermitage_Hills-TN1    3950 Lebanon Rd.   Hermitage    TN    37076
TM-Belleville-IL1    772 Carlyle Avenue   Belleville    IL    62221
TM-East_Alton-IL1    610 Lewis and Clark Blvd.   East Alton    IL    62024
TM-WoodRiver-IL1    1102 East Edwardsville Road   Wood River    IL    62095
TM-Cahokia-IL1    1301 Camp Jackson Rd.   Cahokia    IL    62206
TM-Fairview_Heights-IL1    10226 Lincoln Trail   Fairview Heights    IL    62208
TM-Fairview_Heights-IL2    518 Lincoln Highway   Fairview Heights    IL    62208
TM-Highland-IL1    2633 Northtown Way   Highland    IL    62249
TM-Naperville-IL1    803 E. Ogden Ave.   Naperville    IL    60563
TM-Glen_Ellyn-IL1    315 Roosevelt Rd.   Glen Ellyn    IL    60137
TM-O’Fallon-MO1    1330 Highway K   O’Fallon    MO    63366
TM-Pacific-MO1    301 Hoven Drive   Pacific    MO    63069
TM-Fenton-MO1    170 Gravois Bluffs Circle Ste. E   Fenton    MO    63026
TM-High_Ridge-MO1    4510 Gravois Village   High Ridge    MO    63049
TM-Troy-MO1    160 Magee Street   Troy    MO    63379
TM-Arnold-MO1    4023 Jeffco Blvd., Ste A   Arnold    MO    63010
TM-Ballwin-MO1    15209 Manchester Road   Ballwin    MO    63011
TM-Lake_St._Louis-MO1    6259 Ronald Reagan Drive   Lake St. Louis    MO    63367
TM-Crystal_City-MO1    302 S. Truman Blvd.   Crystal City    MO    63019
TM-Olive_Branch-MS1    4811 Goodman Road   Olive Branch    MS    38654
TB-Covington-GA1    9119 Highway 278 E Suite C   Covington    GA    30014
TM-Marietta-GA4    570 Cobb Pkwy   Marietta    GA    30060
TB-Cumming-GA1    548 Atlanta Hwy   Cumming    GA    30040
TM-Snellville-GA2    2028 Scenic Hwy   Snellville    GA    30078
TM-Roswell-GA1    10475 Alpharetta St.   Roswell    GA    30075
TM-Lawrenceville-GA2    911 Duluth Highway   Lawrenceville    GA    30043
TB-Conyers-GA1    1810 Georgia Highway 20   Conyers    GA    30013
TM-Jonesboro-GA2    1291 Mount Zion Road   Morrow    GA    30260
TM-Newnan-GA1    120 Jefferson St.   Newnan    GA    30263
TM-Sandy_Springs-GA1    7875 Roswell Road   Sandy Springs    GA    30350
TM-Gainesville-GA2    215 Jesse Jewell Pkwy.   Gainesville    GA    30501
TB-Roswell-GA1    10350 Alpharetta Street   Roswell    GA    30075
TM-Lawrenceville-GA3    575 W. Pike St. Suite 4   Lawrenceville    GA    30045
TM-Cumming-GA2    231 Atlanta Hwy   Cumming    GA    30040
TM-Hiram-GA1    5739 Wendy Bagwell Pky Ste 1   Hiram    GA    30141
TM-McDonough-GA1    842 Hampton Road 20/81   McDonough    GA    30253
TM-Loganville-GA1    4648 Hwy 78   Walton    GA    30052
TB-Gainesville-GA2    1507 Browns Bridge Rd   Gainesville    GA    30501
TM-Carrollton-GA1    928 South Park St, Ste A   Carrollton    GA    30117

 

6 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TB-Carrollton-GA1    719 Bankhead HWY   Carrollton    GA    30117
TB-Marietta-GA1    492 Cobb Parkway   Marietta    GA    30060
TM-Fayetteville-GA1    1300 Highway 85 N   Fayetteville    GA    30214
TM-Elberton-GA1    125 Elberton Street   Elberton    GA    30635
TM-Athens-GA1    2225 West Broad St   Athens    GA    30606
TM-Rome-GA2    1705 Turner McCall Blvd. SE   Rome    GA    30161
TB-Dalton-GA1    208 E. Walnut Ave.   Dalton    GA    30721
TM-Dalton-GA2    301 North Glenwood Ave   Dalton    GA    30721
TM-Toccoa-GA1    102 Rose Lane   Toccoa    GA    30577
TM-Augusta-GA4    3240 Peach Orchard Rd., Ste 10   Augusta    GA    30906
TB-Columbus-GA1    3401 Veterans Pkwy, Ste A   Columbus    GA    31904
TM-Columbus-GA1    4507 Veterans Pkwy   Columbus    GA    31904
TM-Madison-GA1    1648 A Eatonton Rd.   Madison    GA    30650
TM-Rome-GA1    2108 Shorter Ave NW   Rome    GA    30165
TM-Chatsworth-GA1    49 D Jackson Lake Rd.   Chatsworth    GA    30705
US-Athens-GA1    1855 W. Broad St.   Athens    GA    30604
TM-Athens-GA2    130 Gaines School Rd   Athens    GA    30605
TM-Waynesboro-GA1    1209 N. Liberty St.   Waynesboro    GA    30830
TM-Augusta-GA1    3096 Deans Bridge Rd.   Augusta    GA    30906
TM-Thomson-GA1    1001 Washington Rd.   Thomson    GA    30824
TM-Calhoun-GA1    333 Hwy 53   Calhoun    GA    30701
TM-Thomaston-GA1    616 N. Church St.   Thomaston    GA    30286
TM-Columbus-GA2    3809 Victory Drive, Ste B   Columbus    GA    31903
TB-Columbus-GA2    3245 Victory Drive   Columbus    GA    31903
TM-Jasper-GA1    106 Travel Rest Rd. Suite C   Jasper    GA    30143
TM-Augusta-GA6    2625 Deans Bridge Rd., Suite A   Augusta    GA    30906
TB-Augusta-GA3    3018 Peach Orchard Road   Augusta    GA    30906
TM-Ft.Oglethorpe-GA1    1134 Battlefield Pkwy   Ft. Oglethorpe    GA    30742
TM-Augusta-GA2    3865 Washington Rd.   Martinez    GA    30907
TB-Augusta-GA1    3727 Washington Rd.   Martinez    GA    30907
TB-Rossville-GA1    511-513 Chickamauga Ave   Rossville    GA    30741
TM-LaGrange-GA1    422 New Franklin Road, Ste B   LaGrange    GA    30240
TB-LaGrange-GA1    101 New Franklin Road, Ste D   LaGrange    GA    30240
TM-Jackson-TN1    2089 N. Highland Ave. Suite E   Jackson    TN    38305
TM-Jackson-TN2    2030 South Highland Avenue   Jackson    TN    38301
TM-Milan-TN1    3100 South 1st St.   Milan    TN    38358
TM-Lovejoy-GA1    11386 Tara Blvd   Hampton    GA    30228
TB-Jonesboro-GA2    7868 Tara Blvd.   Jonesboro    GA    30236
TB-Newnan-GA1    168 Temple Avenue   Newnan    GA    30263
TM-Monroe-GA1    1025 D West Spring St   Monroe    GA    30655
TM-Lawrenceville-GA4    2349 Highway 29   Lawrenceville    GA    30044
TM-Tucker-GA1    210 Scenic Hwy   Lawrenceville    GA    30045
TM-Norcross-GA4    6405 A Peachtree Ind. Blvd.   Norcross    GA    30092
TM-Cartersville-GA1    36 South Morningside Drive   Cartersville    GA    30120
TM-Griffin-GA2    1650 N Expressway   Griffin    GA    30223
TM-Smyrna-GA1    2052 S. Cobb Drive   Marietta    GA    30060
TM-Chamblee-GA1    5513 Peachtree Industrial Blvd   Chamblee    GA    30341

 

7 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Chamblee-GA2    4667 Buford Hwy   Chamblee    GA    30341
TM-Jonesboro-GA3    8122 Tara Blvd.   Jonesboro    GA    30236
TB-Riverdale-GA1    720 Hwy 138   Riverdale    GA    30274
TM-Stockbridge-GA1    7348 Davidson Pkwy South, Suite B   Stockbridge    GA    30281
TM-Conyers-GA2    1896 Highway 20 SE   Conyers    GA    30013
TM-Stone_Mountain-GA1    1109 Goldsmith Road, Ste C   Stone Mountain    GA    30083
TM-Marietta-GA1    277 C South Marietta Pkwy   Marietta    GA    30064
TM-Marietta-GA8    4861 Canton Road   Marietta    GA    30066
TM-Gainesville-GA1    237 John Morrow Jr. Pkwy, Ste 1026   Gainesville    GA    30501
TB-Loganville-GA1    4132 Atlanta Hwy   Loganville    GA    30052
TM-Marietta-GA3    1416 Roswell Rd   Marietta    GA    30062
TM-Marietta-GA5    341 Cobb Parkway North   Marietta    GA    30062
TM-Woodstock-GA1    6869 Hwy 92   Woodstock    GA    30189
TM-Atlanta-GA3    2481 Cobb Pkwy   Smyrna    GA    30080
TB-Buford-GA1    1930 Buford Mill Dr. Ste. A   Buford    GA    30519
TM-Canton-GA1    652 Riverstone Pkwy. Ste. 107   Canton    GA    30114
TM-Mableton-GA1    744 Veterans Memorial Hwy   Mableton    GA    30126
TM-Cedartown-GA1    102 North Main St.   Cedartown    GA    30125
TM-Covington-GA1    3194 Highway 278   Covington    GA    30014
TM-Carrollton-GA2    744 Bankhead Hwy Ste B.   Carrollton    GA    30117
TM-Norcross-GA3    2070 Beaver Ruin Rd. Ste A   Norcross    GA    30071
TM-Winder-GA1    105 East May St., Ste 500   Winder    GA    30680
TM-Riverdale-GA3    6030 GA Hwy 85, Suite 238   Riverdale    GA    30274
TM-Riverdale-GA2    5431 Riverdale Rd, #3176   College Park    GA    30349
TB-Lilburn-GA2    5785 Lawrenceville Hwy   Tucker    GA    30084
TB-Acworth-GA1    5505 Bells Ferry Rd., Bldg.100, Ste. A   Acworth    GA    30102
TM-Conyers-GA1    1203 West Ave   Conyers    GA    30012
TM-Lilburn-GA1    4271 Lawrenceville Hwy. Ste   Lilburn    GA    30047
TM-Dekalb-GA3    2572 Lawrenceville Hwy Ste B   Decatur    GA    30033
TM-Lawrenceville-GA1    4192 Lawrenceville Hwy.   Tucker    GA    30084
TM-Austell-GA1    2993 Bankhead Hwy   Austell    GA    30168
TM-Douglasville-GA2    2978 Hwy 5   Douglasville    GA    30135
US-Douglasville-GA1    6239A Fairburn Rd   Douglasville    GA    30134
TM-Marietta-GA6    1873 Cobb Pkwy, SE   Marietta    GA    30060
TB-Jonesboro-GA1    6346 Tara Blvd.   Jonesboro    GA    30236
TM-Morrow-GA1    2331 Lake Harbin Rd.   Morrow    GA    30260
TM-UnionCity-GA1    4791 Jonesboro Road Ste 1   Union City    GA    30291
TM-Lilburn-GA2    4974 Hwy 78   Lilburn    GA    30047
TM-Acworth-GA1    5000 Cowan Road   Acworth    GA    30101
TM-Acworth-GA2    3934 Cobb Pkwy. NW   Acworth    GA    30101
TM-Snellville-GA1    3450 Highway 78, Ste A   Snellville    GA    30078
TB-Riverdale-GA2    6141 Hwy. 85, Ste. B   Riverdale    GA    30274
TM-NorthAugusta-SC2    328 Edgefield Rd.   North Augusta    SC    29841
TM-Lancaster-SC1    980 North Main St., Ste B   Lancaster    SC    29720
TM-Rock_Hill-SC1    1671 North Cherry Rd. Ste. 101   Rock Hill    SC    29732
TM-Newberry-SC1    2044 Wilson Rd.   Newberry    SC    29108
TM-Camden-SC1    1031 W. Dekalb St., Ste B   Camden    SC    29020

 

8 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-NorthAugusta-SC1    429 E. Martintown Rd.   North Augusta    SC    29841
TM-Aiken-SC2    1320 Richland Ave West   Aiken    SC    29801
TM-Orangeburg-SC1    891 John C. Calhoun Drive   Orangeburg    SC    29115
TM-Barnwell-SC1    10520 Dunbarton Blvd.   Barnwell    SC    29812
TM-Chester-SC1    1836 J.A. Cochran Bypass Ste.A   Chester    SC    29706
TM-York-SC1    715 East Liberty Street   York    SC    29745
TM-Columbia-SC8    1427 Broad River Rd.   Columbia    SC    29210
TM-Irmo-SC1    6157 St. Andrews Road   Columbia    SC    29210
TB-Columbia-SC2    7352- A Two Notch Road   Columbia    SC    29223
TM-Columbia-SC7    4624 Devine St., Ste B   Columbia    SC    29202
TM-Columbia-SC1    3038 Broad River Rd, Ste A   Columbia    SC    29210
TM-Sumter-SC1    1021 Broad St. Ext. Ste B   Sumter    SC    29150
TM-Columbia-SC6    7354 Garners Ferry Rd.   Columbia    SC    29209
TM-Columbia-SC3    7301 Two Notch Rd.   Columbia    SC    29223
TM-Columbia-SC5    1400 Charleston Hwy.   West Columbia    SC    29169
TM-WestColumbia-SC1    2600 Augusta Rd.   West Columbia    SC    29169
TM-Columbia-SC2    3320 North Main St, Ste A   Columbia    SC    29203
TM-Hampton-SC1    1006 West Elm Street.   Hampton    SC    29924
TM-RockHill-SC2    205 Albright Rd.   Rock Hill    SC    29730
TM-Florence-SC1    1416 S Irby St, Ste A   Florence    SC    29505
TM-Kingstree-SC1    1305 N Longstreet Ste 1   Kingstree    SC    29556
TM-Darlington-SC1    600 S. Main St.   Darlington    SC    29532
TM-Marion-SC1    105 East Liberty St., Ste A   Marion    SC    29571
TM-Myrtle_Beach-SC1    1627 Hwy 501, Ste A   Myrtle Beach    SC    29577
TM-Bennettsville-SC1    203 15-401 Bypass E   Bennettsville    SC    29512
TM-Mullins-SC1    105 McIntyre Street   Mullins    SC    29574
TM-Conway-SC1    420 Wright Blvd., Ste B   Conway    SC    29526
TM-PortRoyal-SC1    1330 Ribaut Rd., Suite A   Port Royal    SC    29935
TB-Beaufort-SC1    2311 Boundary St., Suite B   Beaufort    SC    29902
TM-Beaufort-SC1    2447 Boundary St, Ste A   Beaufort    SC    29906
TM-North_Charleston-SC1    5510 Rivers Ave   North Charleston    SC    29406
TM-Cheraw-SC1    129 Chesterfield Highway   Cheraw    SC    29520
TM-GooseCreek-SC1    114 St. James Ave, Ste A   Goose Creek    SC    29445
TM-Florence-SC2    1807 W Palmetto St   Florence    SC    29501
TM-MoncksCorner-SC1    303 North Hwy 52, Ste A   Moncks Corner    SC    29461
TM-Charleston-SC1    1738 Savannah Hwy   Charleston    SC    29407
TM-Charleston-SC4    3281 Ashley Phosphate Road, Ste A   North Charleston    SC    29418
TM-Dillon-SC1    1300 Highway 301 North, Ste 2   Dillon    SC    29536
TM-Walterboro-SC1    250 North Jefferies Blvd.   Walterboro    SC    29488
TM-Charleston-SC3    1030 Folly Road Ste B   Charleston    SC    29412
TM-Bluffton-SC1    1294 Fording Island Rd, Suite A   Bluffton    SC    29910
TM-Charleston-SC5    1735 Sam Rittenburg Blvd.   Charleston    SC    29407
TM-Mt.Pleasant-SC1    611 Johnnie Dodds Blvd.   Mt. Pleasant    SC    29464
TM-Hartsville-SC1    713 S 5th St   Hartsville    SC    29550
TM-Summerville-SC2    606 Bacons Bridge Road   Summerville    SC    29485
TM-Summerville-SC1    705 North Main St, Ste A   Summerville    SC    29483
TM-Greenville-SC3    6114 White Horse Road, Ste A   Greenville    SC    29611

 

9 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Anderson-SC2    100 W Shockley Ferry Rd.   Anderson    SC    29624
TB-Greenwood-SC1    1632 Bypass 72 NE   Greenwood    SC    29649
TM-Simpsonville-SC1    1014 N.E. Main St.   Simpsonville    SC    29681
TM-Greenville-SC1    1601 Laurens Road, Ste A   Greenville    SC    29607
TM-Taylors-SC1    3103 Wade Hampton Blvd.   Taylors    SC    29687
TM-Greenville-SC2    2711 Anderson Rd, Suite C   Greenville    SC    29611
TM-Greenville-SC5    201 Mauldin Road, Suite A   Greenville    SC    29605
TM-Mauldin-SC1    504 N. Main St.   Mauldin    SC    29662
TM-Greenville-SC6    1860 Woodruff Rd.   Greenville    SC    29607
TM-Anderson-SC1    3316 North Main St.   Anderson    SC    29621
TM-Greenville-SC4    947 N. Pleasantburg Dr., Ste B   Greenville    SC    29607
TB-Gaffney-SC1    201 Cherokee Ave. Ste. A   Gaffney    SC    29341
TM-Spartanburg-SC1    1305 Asheville Hwy, Ste B   Spartanburg    SC    29303
TM-Spartanburg-SC2    1940 E. Main Street   Spartanburg    SC    29307
TB-Laurens-SC1    920 East Main St., Ste A   Laurens    SC    29360
TM-Clinton-SC1    900-B South Broad Street   Clinton    SC    29325
TM-Easley-SC1    6793 Calhoun Memorial Pkwy   Easley    SC    29640
TM-Gaffney-SC1    1546 W. Floyd Baker Blvd(move)   Gaffney    SC    29341
TM-Greenwood-SC1    1004 Montague Ave., Ste B   Greenwood    SC    29649
TM-Pelzer-SC1    103 Highway 20 South   Pelzer    SC    29669
TM-Knoxville-TN5    7213 Kingston Pike   Knoxville    TN    37919
TM-Knoxville-TN2    5300 Clinton Hwy   Knoxville    TN    37912
TM-Knoxville-TN3    3009 North Broadway   Knoxville    TN    37917
TM-OakRidge-TN1    116 South Illinois Ave   Oak Ridge    TN    37830
TM-Knoxville-TN4    3917 Chapman Hwy   Knoxville    TN    37920
TM-Knoxville-TN1    2522 East Magnolia Ave   Knoxville    TN    37914
TM-Knoxville-TN6    6533 Maynardsville Hwy   Knoxville    TN    37918
TM-Alcoa-TN1    249 S. Hall Rd.   Alcoa    TN    37701
TM-LenoirCity-TN1    525 Hwy 321 N   Lenoir City    TN    37771
TM-Memphis-TN1    4440 Elvis Presley Blvd.   Memphis    TN    38116
TM-Memphis-TN3    3450 Mill Branch Rd.   Memphis    TN    38116
TM-Memphis-TN24    3037 N. Thomas St.   Memphis    TN    38127
TB-Memphis-TN1    2365 Frayser Blvd.   Memphis    TN    38122
TM-Memphis-TN22    2731 Range Line Rd.   Memphis    TN    38127
TM-Memphis-TN6    3956 Jackson Avenue   Memphis    TN    38128
TM-Memphis-TN8    4195 Summer Avenue   Memphis    TN    38122
TM-Memphis-TN9    3190 Summer Avenue   Memphis    TN    37112
TM-Memphis-TN7    3024 Hwy 61 South   Memphis    TN    38109
TM-Memphis-TN2    5343 Knight Arnold Road   Memphis    TN    38115
TM-Memphis-TN10    2439-A Covington Pike   Memphis    TN    38128
TM-Memphis-TN13    5231 Winchester Rd.   Memphis    TN    38118
TM-Memphis-TN11    3130 Austin Peay Hwy   Memphis    TN    38128
TM-Memphis-TN18    5409 Elvis Presley Blvd.   Memphis    TN    38116
TM-Memphis-TN14    6330 Winchester Road   Memphis    TN    38115
TM-Memphis-TN15    2265 Lamar Ave   Memphis    TN    38114
TM-Memphis-TN19    3798 Park Ave.   Memphis    TN    38111
TM-Memphis-TN20    4671 Riverdale Rd.   Memphis    TN    38141

 

10 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-Memphis-TN17    7243 Stage Road   Memphis    TN    38133
TM-Memphis-TN21    4894 Summer Ave.   Memphis    TN    38122
TM-Memphis-TN4    1623 Getwell Rd.   Memphis    TN    38111
TM-Memphis-TN16    1120 N Germantown Pkwy   Cordova    TN    38138
TM-Memphis-TN25    1930 South Third Street   Memphis    TN    38109
TM-Memphis-TN5    5996 Mt. Moriah Rd.   Memphis    TN    38115
TB-Brunswick-GA1    3490 Cypress Mill Road   Brunswick    GA    31520
TM-Waycross-GA1    908 Memorial Dr.,Ste A   Waycross    GA    31501
TM-Savannah-GA2    2717 Skidaway Road   Savannah    GA    31404
TM-Savannah-GA1    5507 Abercorn St   Savannah    GA    31405
TB-Savannah-GA1    6826 Abercorn St   Savannah    GA    31405
TM-Baxley-GA1    503-A West Parker St.   Baxley    GA    31513
TB-Hinesville-GA1    776 EG Miles Pkwy Suite A   Hinesville    GA    31313
TM-Hinesville-GA1    230 General Screven Way, Ste 106A   Hinesville    GA    31313
TM-Douglas-GA1    1205 South Madison Ave   Douglas    GA    31533
TB-Garden_City-GA1    5150 Augusta Rd.   Garden City    GA    31409
TM-Jesup-GA1    792-A North 1st St.   Jesup    GA    31545
TB-Savannah-GA2    1976 Victory Dr., Suite B&C   Savannah    GA    31404
TM-Brunswick-GA1    4400 Altama Ave   Brunswick    GA    31520
TM-GardenCity-GA1    4219 Augusta Road   Garden City    GA    31408
TM-Vidalia-GA1    700 East First St   Vidalia    GA    30474
TB-Vidalia-GA1    919 East First St.   Vidalia    GA    30474
TM-Kingsland-GA1    115 Kingsbay Rd, Ste D   Kingsland    GA    31548
TM-Pooler-GA1    856 Highway 80   Pooler    GA    31322
TM-Statesboro-GA1    208 C.Northside Dr. East   Statesboro    GA    30458
TM-Rincon-GA1    357 S. Columbia Ave   Rincon    GA    31326
TB-Hinesville-GA2    552 W. Oglethorpe Hwy. Ste. 108   Hinesville    GA    31313
TB-Savannah-GA3    8820 Abercorn Street   Savannah    GA    31406
TM-Savannah-GA3    10403 Abercorn St.   Savannah    GA    31419
TB-Columbia-TN1    1702 Carmack Blvd.   Columbia    TN    38401
TM-Columbia-TN1    1105 -A Nashville Highway   Columbia    TN    38401
TM-Lawrenceburg-TN1    319 North Locust Street   Lawrenceburg    TN    38464
TM-Lewisburg-TN1    854 N. Ellington Pkwy.   Lewisburg    TN    37091
TM-Pulaski-TN1    820 W. College St.   Pulaski    TN    38478
TM-Tullahoma-TN1    911 North Jackson St.   Tullahoma    TN    37388
TM-McMinnville-TN1    241 Northgate Dr   McMinnville    TN    37110
TM-Cookeville-TN1    800 South Jefferson   Cookeville    TN    38501
TM-Clarksville-TN2    2168 Wilma Rudolph Blvd.   Clarksville    TN    37040
TM-Shelbyville-TN1    531 Madison St.   Shelbyville    TN    37160
TM-Clarksville-TN1    1986 Ft. Campbell Blvd.   Clarksville    TN    37042
TM-Winchester-TN1    356 Dinah Shore Blvd.   Winchester    TN    37398
TM-Mobile-AL3    3223 Springhill Avenue   Mobile    AL    36607
TM-Clanton-AL1    208 7th Street South   Clanton    AL    35045
TM-Birmingham-AL5    7712 Crestwood Blvd   Brimingham    AL    35210
TM-Fort_Payne-AL1    1110 Glenn Blvd. Suite B   Fort Payne    AL    35967
TM-Dellwood-MO1    9814 W. Florissant Avenue   Dellwood    MO    63136
TM-Country_Club_Hills-MO1    7405 W. Florissant Avenue   Country Club Hills    MO    63136

 

11 of 12


Exhibit A

LOCATIONS AS OF 4/16/09

 

TM-St._Louis-MO7    2629 Gravois Avenue   St. Louis    MO    63118
TM-St. Louis-MO5    3227 South Kingshighway Blvd   St. Louis    MO    63139
TM-St._Louis-MO1    1311 North Grand Blvd   St. Louis    MO    63106
TM-East_Point-GA2    2690 Sylvan Road   East Point    GA    30344
TM-Springfield-MO2    1827 N. Glenstone Avenue   Springfiled    MO    65803
TM-Desloge-MO1    402 N. State St.   Desloge    MO    63601
TM-Murfreesboro-TN3    116 Chaffin Place   Murfreesboro    TN    37129
TM-LaVergne-TN1    5174 Murfreesboro Rd   LaVergne    TN    37086
TM-O’Fallon-MO2    503 South Main Street   O’Fallon    MO    63366
TM-Olive_Branch-MS2    7075 Cockrum Street   Olive Branch    MS    38654
TB-Doraville-GA1    5310 Buford Highway   Doraville    GA    30340
TB-Kennesaw-GA1    2176 Cobb Parkway N   Kennesaw    GA    30152
TB-Marietta-GA3    3097 Canton Rd.   Marietta    GA    30066
TM-Dallas-GA1    1099-A Merchants Drive   Dallas    GA    30132
TM-Marietta-GA7    2400 Delk Road   Marietta    GA    30067
TM-Claycomo-MO1    300 E US Highway 69   Kansas City    MO    64119
TM-Lee’_Summit-MO-1    760 NE State Route 291   Lee’s Summit    MO    64086
TM-Liberty-MO1    342A S 291 Hwy   Liberty    MO    64068
TM-Lake_City-SC1    105 S. Ron McNair Blvd   Lake City    SC    29560
TB-Greenville-SC1    1158 North Pleasantburg Drive   Greenville    SC    29607
TM-Berea-SC1    2 Farrs Bridge Road   Berea    SC    29617
TM-Memphis-TN23    2961 Covington Pike   Memphis    TN    38128
TM-Memphis-TN27    8939 US Hwy 64   Arlington    TN    38002
TM-Memphis-TN26    319 N Cleveland Street   Memphis    TN    38104
TM-Memphis-TN12    1646 Sycamore View Road   Memphis    TN    38134
TM-Savannah-GA4    11515 Abercorn Street   Savannah    GA    31419
TM-Manchester-TN1    2189 Hillsboro Blvd.   Manchester    TN    37355
TM-Granite_City-IL1    3685 Nameoki Road   Granite City    IL    62040
TM-Atlanta-GA1    3731 Austell Road   Marietta    GA    30060
TM-Swansea-IL1    1718 N. Illinois Street   Swansea    IL    62226
TM-Smyrna-GA2    3247 S. Cobb Drive   Smyrna    GA    30080
TM-Atlanta-GA8    4395 Fulton Industrial Blvd., Suite D   Atlanta    GA    30336
TB-Smyrna-GA1    2930 S. Cobb Dr.   Smyrna    GA    30080
TB-Austell-GA1    3630 Austell Rd.   Marietta    GA    30008
TM-St.Charles-MO-1    3850 W. Clay Street   St. Charles    MO   
TM-St._Charles-MO2    1889 South Old Highway 94   St. Charles    MO    63303

 

12 of 12