EDUCATIONAL DEVELOPMENT CORP Contracts & Agreements

Amended Credit Agreement, dated August 9, 2022, conformed through Third Amendment to Credit Agreement dated August 9, 2023, by and between the Company and BOKF, NA, Tulsa, OK (Filed With SEC on August 17, 2023)

Third Amendment to Credit Agreement dated August 9, 2023 by and between the Company and BOKF, NA, Tulsa, OK (Filed With SEC on August 17, 2023)

Second Amendment to Credit Agreement, dated May 10, 2023 by and between the Company and BOKF, NA, Tulsa, OK (Filed With SEC on May 17, 2023)

First Amendment to Credit Agreement, dated December 22, 2022 by and between the Company and BOKF, NA, Tulsa, OK (Filed With SEC on January 6, 2023)

Credit Agreement dated August 9, 2022 by and between the Company and BOKF, NA, Tulsa, OK (Filed With SEC on August 11, 2022)

Usborne Distribution Agreement dated May 16, 2022 by and between the Company and Usborne Publishing Limited, London, England (Filed With SEC on July 7, 2022)

Fifth Amendment to the Amended and Restated Loan Agreement, dated April 11, 2022 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 5, 2022)

Fourth Amendment to Amended and Restated Loan Agreement (Filed With SEC on November 24, 2021)

Second Amendment to the Amended and Restated Loan Agreement, dated July 16, 2021 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on October 7, 2021)

Third Amendment to the Amended and Restated Loan Agreement, dated August 31, 2021 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on October 7, 2021)

Amended and Restated Loan Agreement dated February 15, 2021 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 13, 2021)

First Amendment Amended and Restated Loan Agreement dated April 1, 2021 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 13, 2021)

Eleventh Amendment Loan Agreement (Filed With SEC on August 28, 2020)

Promissory Note (Filed With SEC on April 17, 2020)

Tenth Amendment Loan Agreement dated August 15, 2019 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on October 15, 2019)

Fourth Amendment Loan Agreement dated February 7, 2017 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 29, 2019)

Loan Agreement dated December 1, 2015 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 29, 2019)

Purchase and Sale Agreement dated December 1, 2015 by and between the Company and Hilti, Inc., Tulsa, OK (Filed With SEC on May 29, 2019)

Lease Agreement dated December 1, 2015 by and between the Company and Hilti, Inc., Tulsa, OK (Filed With SEC on May 29, 2019)

First Amendment Loan Agreement dated March 10, 2016 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 29, 2019)

Second Amendment Loan Agreement dated June 15, 2016 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 29, 2019)

Third Amendment Loan Agreement dated June 28, 2016 by and between the Company and MidFirst Bank, Tulsa, OK (Filed With SEC on May 29, 2019)

Ninth Amendment Loan Agreement (Filed With SEC on February 8, 2019)

Eighth Amendment Loan Agreement (Filed With SEC on June 21, 2018)

Seventh Amendment Loan Agreement (Filed With SEC on February 22, 2018)

Sixth Amendment Loan Agreement (Filed With SEC on September 7, 2017)

FIFTH AMENDMENT LOAN AGREEMENT (Filed With SEC on June 15, 2017)

Fourth Amendment Loan Agreement between Educational Development Corporation and MidFirst Bank (Filed With SEC on February 16, 2017)

Eighth Amendment to Restated Loan Agreement (Filed With SEC on October 13, 2006)

Amendment to Restated Loan Agreement (Filed With SEC on October 13, 2005)

Employment Agreement - Randall W. White (Filed With SEC on June 10, 2005)

Fifth Amendment to Restated Loan Agreement (Filed With SEC on June 10, 2005)

FOURTH AMENDMENT TO RESTATED CREDIT AND SECURITY AGREEMENT (Filed With SEC on May 25, 2004)