DIRECT GENERAL CORP Contracts & Agreements

NINTH AMENDMENT TO EIGHTH AMENDED AND RESTATED LOAN AGREEMENT (Filed With SEC on December 13, 2006)

EIGHTH AMENDMENT TO SEVENTH AMENDED AND RESTATED SECURITY AGREEMENT (Filed With SEC on December 13, 2006)

EIGHTH AMENDMENT TO SEVENTH AMENDED AND RESTATED PLEDGE AND SECURITY AGREEMENT (Filed With SEC on December 13, 2006)

AGREEMENT AND PLAN OF MERGER BY AND AMONG ELARA HOLDINGS, INC. ELARA MERGER CORPORATION AND DIRECT GENERAL CORPORATION Dated as of December 4, 2006 TABLE OF CONTENTS (Filed With SEC on December 5, 2006)

FORM LIMITED GUARANTEE (Filed With SEC on December 5, 2006)

RESIGNATION AND RESTRICTIVE COVENANTS AGREEMENT (Filed With SEC on December 5, 2006)

EMPLOYMENT AGREEMENT (Filed With SEC on December 5, 2006)

DIRECTOR INDEMNIFICATION AGREEMENT (Filed With SEC on December 5, 2006)

SPECIAL COMMITTEE INDEMNIFICATION AGREEMENT (Filed With SEC on December 5, 2006)

EX-10.1 EIGHTH AMENDMENT TO EIGHTH AMENDED AND RESTATED LOAN AGREEMENT (Filed With SEC on August 8, 2006)

EX-10.2 FIFTEENTH AMENDED AND RESTATED GUARANTY AGREEMENT (Filed With SEC on August 8, 2006)

EX-10.3 SEVENTH AMENDMENT TO SEVENTH AMENDED AND RESTATED PLEDGE AND SECURITY AGREEMENT (Filed With SEC on August 8, 2006)

EX-10.4 SEVENTH AMENDMENT TO SEVENTH AMENDED AND RESTATED SECURITY AGREEMENT (Filed With SEC on August 8, 2006)

EX-10.1 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT (Filed With SEC on November 9, 2005)

EX-10.2 EMPLOYMENT AGREEMENT (Filed With SEC on November 9, 2005)

EX-10.3 INDENTURE (Filed With SEC on November 9, 2005)

EX-10.4 GUARANTEE AGREEMENT (Filed With SEC on November 9, 2005)

EX-10.5 AMENDED AND RESTATED DECLARATION OF TRUST (Filed With SEC on November 9, 2005)

Ex-10.11 Restated Loan Agreement (Filed With SEC on March 16, 2005)

Ex-10.12 Restated Pledge and Security Agreement (Filed With SEC on March 16, 2005)

Ex-10.13 Restated Security Agreement (Filed With SEC on March 16, 2005)

Ex-10.23 Employment Agreement Kenneth A. Collom (Filed With SEC on March 16, 2005)

EX-10.11 FIFTH AMENDMENT TO RESTATED AGREEMENT (Filed With SEC on March 4, 2004)

EX-10.12 FOURTH AMENDMENT TO RESTATED AGREEMENT (Filed With SEC on March 4, 2004)

EX-10.13 FOURTH AMENDMENT TO SECURITY AGREEMENT (Filed With SEC on March 4, 2004)

EX-10.23 QUOTA SHARE REINSURANCE AGREEMENT (Filed With SEC on March 4, 2004)

EX-10.24 EXCESS CESSIONS REINSURANCE COVER NOTE (Filed With SEC on March 4, 2004)

EX-10.25 LOSS REINSURANCE COVER NOTE (Filed With SEC on March 4, 2004)

EX-10.31 STOCK PURCHASE AGREEMENT (Filed With SEC on September 23, 2003)

FULLY PAID AND NON-ASSESSABLE SHARES OF THE COMMON STOCK, NO PAR VALUE PER SHARE, OF (Filed With SEC on August 1, 2003)

EX-10.1 EMPLOYMENT AGREEMENT WILLIAM C ADAIR JR (Filed With SEC on July 21, 2003)

EX-10.2 EMPLOYMENT AGREEMENT JACQUELINE C ADAIR (Filed With SEC on July 21, 2003)

EX-10.3 EMPLOYMENT AGREEMENT TAMMY R ADAIR (Filed With SEC on July 21, 2003)

EX-10.4 EMPLOYMENT AGREEMENT WILLIAM J. HARTER (Filed With SEC on July 21, 2003)

EX-10.5 EMPLOYMENT AGREEMENT BARRY D. ELKINS (Filed With SEC on July 21, 2003)

EX-10.8 TRADITIONAL REINSURANCE CONTRACT (Filed With SEC on July 21, 2003)

EX-10.9 NON TRADITIONAL REINSURANCE CONTRACT (Filed With SEC on July 21, 2003)

EX-4.2 SERIES A CONVERTIBLE PREFERRED SECURITIES (Filed With SEC on June 30, 2003)

EX-10.10 PRIVATE PASSENGER AUTOMOBILE EXCESS (Filed With SEC on June 30, 2003)

EX-10.11 PROPERTY CATASTROPHE EXCESS OF LOSS (Filed With SEC on June 30, 2003)

EX-10.12 EXCESS OF LIABILITY REINSURANCE AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.14 QUOTA SHARE REINSURANCE AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.15 EIGHT AMENDED & RESTATED LOAN AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.16 SEVENTH AMENDED & RESTATED PLEDGE (Filed With SEC on June 30, 2003)

EX-10.17 SEVENTH AMENDED & RESTATED SECURITY AGREE (Filed With SEC on June 30, 2003)

EX-10.18 LOAN AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.19 THIRD AMENDED & RESTATED LOAN AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.20 TRADITIONAL PRIVATE PASSENGER AUTOMOBILE (Filed With SEC on June 30, 2003)

EX-10.21 NON-TRADITONAL PRIVATE PASSENGER (Filed With SEC on June 30, 2003)

EX-10.22 FLORIDA MGA AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.23 OPTION AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.24 MANAGING GENERAL AGENCY AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.25 OPTION AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.26 TEXAS SUB-PRODUCERS AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.27 SECURITY TRUST AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.28 STOCK PURCHASE AGREEMENT (Filed With SEC on June 30, 2003)

EX-10.29 THIRD AMENDED & RESTATED PLEDGE (Filed With SEC on June 30, 2003)

EX-10.30 THIRD AMENDED & RESTATED SECURITY AGREE (Filed With SEC on June 30, 2003)

EX-4.2 SERIES A PREFERRED SECURITIES AGREEMENT (Filed With SEC on May 23, 2003)

EX-4.3 SERIES B PREFERRED STOCK PURCHASE AGREEMENT (Filed With SEC on May 23, 2003)

EX-4.4 SERIES B PREFERRED STOCK PURCHASE AGREEMENT (Filed With SEC on May 23, 2003)

EX-4.5 COMMON STOCK PURCHASE WARRANT (Filed With SEC on May 23, 2003)

EX-10.6 EMPLOYEE STOCK PLAN (Filed With SEC on May 23, 2003)

EX-10.7 2003 EQUITY INCENTIVE PLAN (Filed With SEC on May 23, 2003)

EX-10.12 EXCESS OF LIABILITY REINSURANCE AGREEMENT (Filed With SEC on May 23, 2003)

EX-10.13 QUOTA SHARE REINSURANCE AGREEMENT (Filed With SEC on May 23, 2003)

EX-10.14 EIGHTH AMENDED LOAN AGREEMENT (Filed With SEC on May 23, 2003)

EX-10.15 EIGHTH AMENDED & RESTATED LOAN AGREEMENT (Filed With SEC on May 23, 2003)

EX-10.16 RESTATED PLEDGE AND SECURITY AGREEMENT (Filed With SEC on May 23, 2003)

EX-10.17 SEVENTH AMENDED SECURITY AGREEMENT (Filed With SEC on May 23, 2003)

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DIRECT GENERAL CORP Contracts & Agreements