Croghan Bancshares, Inc. Undertaking to Furnish Debt Instruments to SEC (2007 10-K)

Summary

Croghan Bancshares, Inc., an Ohio corporation, has notified the Securities and Exchange Commission that it is filing its Annual Report on Form 10-K for the year ended December 31, 2007. The company agrees to provide the SEC, upon request, with copies of agreements and instruments defining the rights of holders of its long-term debt and that of its consolidated subsidiary, which are not included as exhibits in the 10-K. This applies only to debt that does not exceed 10% of the company's total consolidated assets.

EX-4.4 3 l30335aexv4w4.htm EX-4.4 EX-4.4

Exhibit 4.4

[Croghan Bancshares, Inc. Letterhead]

March 25, 2008

Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549

Re:

Croghan Bancshares, Inc. — Annual Report on Form 10-K for the fiscal year ended December 31, 2007

Ladies and Gentlemen:

Croghan Bancshares, Inc., an Ohio corporation (“Croghan”), is today filing with the Securities and Exchange Commission (the “SEC”) the Annual Report on Form 10-K of Croghan for the fiscal year ended December 31, 2007 ( “Croghan’s 2007 Form 10-K”)

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Croghan hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiary, which are not being filed as exhibits to Croghan’s 2007 Form 10-K. None of such long-term debt exceeds 10% of the total assets of Croghan and its subsidiaries on a consolidated basis.


	Very truly yours, CROGHAN BANCSHARES, INC.
	/s/ Kendall W. Rieman
	Kendall W. Rieman
	Treasurer