[Croghan Bancshares, Inc. Letterhead] August 2, 2013
Exhibit 4.1
[Croghan Bancshares, Inc. Letterhead]
August 2, 2013
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re: | Croghan Bancshares, Inc. Registration Statement on Form S-4 |
Ladies and Gentlemen:
Croghan Bancshares, Inc., an Ohio corporation (Croghan), is today filing with the Securities and Exchange Commission (the Commission), a Registration Statement on Form S-4 (the Form S-4).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Croghan hereby agrees to furnish to the Commission, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiary, which are not being filed as exhibits to the Form S-4. None of such long-term debt exceeds 10% of the total assets of Croghan and its subsidiaries on a consolidated basis.
Very truly yours, |
CROGHAN BANCSHARES, INC. |
/s/ Kendall W. Rieman |
Kendall W. Rieman |
Treasurer |