Cortland Bancorp Undertaking to Furnish Debt Instruments to SEC (2012 10-K)
Cortland Bancorp, in connection with its 2012 Annual Report filing, agrees to provide the SEC with copies of certain long-term debt agreements upon request. These agreements define the rights of holders of the company's and its subsidiaries' long-term debt, but are not included as exhibits because none represent debt exceeding 10% of the company's consolidated assets. This letter is signed by the company's President and CEO, James M. Gasior.
EXHIBIT 4.2
CORTLAND BANCORP
194 West Main Street
Cortland, OH 44410
March 29, 2013
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
| Re: | Cortland Bancorp Annual Report on Form 10-K for the year ended December 31, 2012 |
Ladies and Gentlemen:
Cortland Bancorp, an Ohio corporation, is today filing an Annual Report on Form 10-K for the year ended December 31, 2012 (the “Form 10-K”), as executed on March 29, 2013.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.
| Very truly yours, |
| /s/ James M. Gasior |
| James M. Gasior President and CEO |
