Cortland Bancorp Undertaking to Furnish Long-Term Debt Instruments to SEC
Cortland Bancorp, through this letter, informs the SEC that it is filing its Quarterly Report on Form 10-Q for the quarter ended September 30, 2015. The company agrees to provide the SEC, upon request, with copies of agreements and instruments defining the rights of holders of its long-term debt and that of its subsidiaries, which are not included as exhibits in the filing. The letter clarifies that none of these instruments represent debt exceeding 10% of the company's total consolidated assets.
Exhibit 4.2
CORTLAND BANCORP
194 West Main Street
Cortland, OH 44410
November 12, 2015
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re: Cortland Bancorp Quarterly Report on Form 10-Q for the quarter ended September 30, 2015
Ladies and Gentlemen:
Cortland Bancorp, an Ohio corporation, is today filing a Quarterly Report on Form 10-Q for the quarter ended September 30, 2015 (the "Form 10-Q"), as executed on November 12, 2015.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-Q. No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.
Very truly yours,
| /s/ James M. Gasior |
| James M. Gasior |
| President and CEO |
