Cortland Bancorp Undertaking to Furnish Long-Term Debt Instruments to SEC
Cortland Bancorp, through this letter, informs the SEC that it is filing its Annual Report on Form 10-K for the year ended December 31, 2014. The company agrees to provide the SEC, upon request, with copies of agreements and instruments that define the rights of holders of its long-term debt and that of its subsidiaries, which are not included as exhibits in the filing. The letter clarifies that none of these instruments represent debt exceeding 10% of the company's total consolidated assets.
EXHIBIT 4.2
CORTLAND BANCORP
194 West Main Street
Cortland, OH 44410
March 24, 2015
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re: Cortland Bancorp Annual Report on Form 10-K for the year ended December 31, 2014
Ladies and Gentlemen:
Cortland Bancorp, an Ohio corporation, is today filing an Annual Report on Form 10-K for the year ended December 31, 2014 (the "Form 10-K"), as executed on March 24, 2015.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.
Very truly yours,
| /s/ James M. Gasior |
| James M. Gasior |
| President and Chief Executive Officer |
| (Principal Executive Officer) |
