Cortland Bancorp Undertaking to Furnish Long-Term Debt Instruments to SEC (2015 Annual Report)

Summary

Cortland Bancorp, in connection with its 2015 Annual Report filing, agrees to provide the SEC with copies of agreements and instruments defining the rights of holders of its long-term debt and that of its subsidiaries, if requested. These documents are not included as exhibits because none represent debt exceeding 10% of the company’s total consolidated assets. This letter is signed by the company’s President and CEO, James M. Gasior.

EX-4.2 2 cldb-ex42_8.htm EX-4.2 cldb-ex42_8.htm

Exhibit 4.2

CORTLAND BANCORP

194 West Main Street

Cortland, OH 44410

March 24, 2016

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Re:  Cortland Bancorp Annual Report on Form 10-K for the year ended December 31, 2015

Ladies and Gentlemen:

Cortland Bancorp, an Ohio corporation, is today filing an Annual Report on Form 10-K for the year ended December 31, 2015 (the "Form 10-K"), as executed on March 24, 2016.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K.  No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.

Very truly yours,

 

/s/ James M. Gasior

James M. Gasior

President and Chief Executive Officer

(Principal Executive Officer)