Cortland Bancorp Undertaking to Furnish Debt Instruments to SEC (2020 Annual Report)
Cortland Bancorp, through this letter, informs the SEC that it is filing its 2020 Annual Report and agrees to provide copies of certain long-term debt agreements upon request. The company states that none of these agreements involve debt exceeding 10% of its total consolidated assets. This undertaking is made in compliance with SEC regulations and is signed by the company's President and CEO.
EXHIBIT 4.2
CORTLAND BANCORP
194 West Main Street
Cortland, OH 44410
March 17, 2021
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re: Cortland Bancorp Annual Report on Form 10-K for the year ended December 31, 2020
Ladies and Gentlemen:
Cortland Bancorp, an Ohio corporation, is today filing an Annual Report on Form 10-K for the year ended December 31, 2020 (the "Form 10-K"), as executed on March 17, 2021.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.
Very truly yours,
| /s/ James M. Gasior |
| James M. Gasior |
| President and Chief Executive Officer (Principal Executive Officer) |
