COLUMBIA BANCORP Contracts & Agreements

Guarantee Agreement between Columbia Bancorp and Wilmington Trust Company (March 24, 2005)

Guaranty Agreements

COLUMBIA BANCORP

Banks

NY

2005

Guarantee Agreement between Columbia Bancorp and Wilmington Trust Company (December 30, 2004)

Guaranty Agreements

COLUMBIA BANCORP

Banks

NY

2005

Order to Cease and Desist by FDIC and Oregon Division of Finance Against Columbia River Bank

Settlement Agreements

COLUMBIA BANCORP

Banks

OR

2009

Employment Agreement between Columbia River Bank and Staci L. Coburn (2008)

Employment Agreements

COLUMBIA BANCORP

Banks

2009

Severance and Release Agreement between Roger L. Christensen and Columbia Bancorp/Columbia River Bank

Severance Agreements

COLUMBIA BANCORP

Banks

2009

Credit Card Account Purchase Agreement between U.S. Bank National Association ND (Elan Financial Services) and Columbia River Bank

Purchase Agreements

COLUMBIA BANCORP

Banks

MN

2008

Interim Servicing Agreement between U.S. Bank National Association ND (Elan Financial Services) and Columbia River Bank

Services Agreements

COLUMBIA BANCORP

Banks

OR

2008

Elan Financial Services and Columbia River Bank Joint Marketing Agreement (Credit Card Plan)

Collaboration Agreements

COLUMBIA BANCORP

Banks

OR

2008

2008 Employment Agreement between Columbia River Bank and Employee

Employment Agreements

COLUMBIA BANCORP

Banks

2008

2008 Employment Agreement between Columbia Bancorp and Roger L. Christensen

Employment Agreements

COLUMBIA BANCORP

Banks

2008

Amendment No. 2 to Executive Salary Continuation Agreement between Columbia River Bank and Roger L. Christensen (2008)

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

2008

2008 Employment Agreement between Columbia River Bank and Employee

Employment Agreements

COLUMBIA BANCORP

Banks

2008

Executive Salary Continuation Agreement between Columbia River Bank and Christine M. Herb

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2008

Employment Agreement between Columbia River Bank and Tamera Millington Bhatti (2008)

Employment Agreements

COLUMBIA BANCORP

Banks

2008

2007 Employment Agreement between Columbia River Bank and Employee

Employment Agreements

COLUMBIA BANCORP

Banks

2007

2007 Employment Agreement between Columbia River Bank and Employee

Employment Agreements

COLUMBIA BANCORP

Banks

2007

Amended and Restated Executive Bonus Deferral Agreement between Columbia River Bank and Executive

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2007

Executive Salary Continuation Agreement between Columbia River Bank and Executive

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2007

Release of All Claims and Hold Harmless Agreement between Terry L. Cochran and Columbia Bancorp

Release Agreements

COLUMBIA BANCORP

Banks

OR

2007

2006 Employment Agreement between Columbia Bancorp and Roger L. Christensen

Employment Agreements

COLUMBIA BANCORP

Banks

2006

2006 Employment Agreement between Columbia Bancorp and Greg B. Spear

Employment Agreements

COLUMBIA BANCORP

Banks

2006

2006 Employment Agreement between Columbia River Bank and Craig J. Ortega

Employment Agreements

COLUMBIA BANCORP

Banks

2006

2006 Employment Agreement between Columbia River Bank and Britt W. Thomas

Employment Agreements

COLUMBIA BANCORP

Banks

2006

2006 Employment Agreement between Columbia River Bank and R. Shane Correa

Employment Agreements

COLUMBIA BANCORP

Banks

2006

2006 Employment Agreement between Columbia River Bank and James C. McCall

Employment Agreements

COLUMBIA BANCORP

Banks

2006

Columbia River Bank Executive Bonus Deferral Agreement with R. Shane Correa

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2006

2005 Employment Agreement between Columbia River Bank and James C. McCall

Employment Agreements

COLUMBIA BANCORP

Banks

2005

Amended and Restated Warrant Agreement between Fulton Financial Corporation and Columbia Bancorp (August 5, 2005)

Warrant Agreements

COLUMBIA BANCORP

Banks

2005

2005 Employment Agreement between Columbia Bancorp and Roger L. Christensen

Employment Agreements

COLUMBIA BANCORP

Banks

2005

2005 Employment Agreement between Columbia Bancorp and Greg B. Spear

Employment Agreements

COLUMBIA BANCORP

Banks

2005

2005 Employment Agreement between Columbia River Bank and Craig J. Ortega

Employment Agreements

COLUMBIA BANCORP

Banks

2005

2005 Employment Agreement between Columbia River Bank and Britt W. Thomas

Employment Agreements

COLUMBIA BANCORP

Banks

2005

2005 Employment Agreement between Columbia River Bank and R. Shane Correa

Employment Agreements

COLUMBIA BANCORP

Banks

2005

Agreement and Plan of Merger between Columbia Bancorp and Fulton Financial Corporation (July 26, 2005)

Merger Agreements

COLUMBIA BANCORP

Banks

PA

2005

Warrant Agreement between Fulton Financial Corporation and Columbia Bancorp (July 26, 2005)

Warrant Agreements

COLUMBIA BANCORP

Banks

2005

Warrant Agreement to Purchase Common Stock of Columbia Bancorp by Fulton Financial Corporation

Warrant Agreements

COLUMBIA BANCORP

Banks

MD

2005

Stockholder Voting Agreement between Columbia Bancorp Stockholder and Fulton Financial Corporation (July 2005)

Voting Agreements

COLUMBIA BANCORP

Banks

2005

Employment Agreement between The Columbia Bank, Columbia Bancorp, Fulton Financial Corporation, and John M. Bond, Jr.

Employment Agreements

COLUMBIA BANCORP

Banks

PA

2005

Employment Agreement between The Columbia Bank, Columbia Bancorp, Fulton Financial Corporation, and John A. Scaldara, Jr. (July 26, 2005)

Employment Agreements

COLUMBIA BANCORP

Banks

PA

2005

Columbia Bancorp Qualified Stock Option Agreement under 1997 Stock Option Plan

Warrant Agreements

COLUMBIA BANCORP

Banks

MD

2005

Columbia Bancorp Non-Qualified Stock Option Agreement (Form)

Warrant Agreements

COLUMBIA BANCORP

Banks

MD

2005

2005 Split Dollar Agreement between Columbia River Bank and R. Shane Correa

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2005

Placement Agreement for Sale of Floating Rate Capital Securities by Columbia Bancorp and Columbia Bancorp Statutory Trust III to First Tennessee Bank National Association

Purchase Agreements

COLUMBIA BANCORP

Banks

NY

2005

Indenture Agreement for Floating Rate Junior Subordinated Deferrable Interest Debentures Due 2035 between Columbia Bancorp and Wilmington Trust Company

Indenture Agreements

COLUMBIA BANCORP

Banks

DE

2005

Amended and Restated Declaration of Trust of Columbia Bancorp Statutory Trust III (March 24, 2005)

Trust Agreements

COLUMBIA BANCORP

Banks

DE

2005

Indenture Agreement between Columbia Bancorp and Wells Fargo Bank, N.A. for Floating Rate Junior Subordinated Debt Securities Due 2033

Indenture Agreements

COLUMBIA BANCORP

Banks

OR

2005

2004 Employment Agreement between Columbia River Bank and Craig J. Ortega

Employment Agreements

COLUMBIA BANCORP

Banks

2005

Columbia River Bank Executive Salary Continuation Agreement with R. Shane Correa

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2005

Placement Agreement for Sale of Floating Rate Capital Securities by Columbia Bancorp and Columbia Bancorp Statutory Trust II to First Tennessee Bank National Association

COLUMBIA BANCORP

Banks

NY

2005

Indenture Agreement for Floating Rate Junior Subordinated Deferrable Interest Debentures due 2034 between Columbia Bancorp and Wilmington Trust Company

Indenture Agreements

COLUMBIA BANCORP

Banks

DE

2005

Amended and Restated Declaration of Trust of Columbia Bancorp Statutory Trust II (Wilmington Trust Company, Columbia Bancorp, John M. Bond, Jr., John A. Scaldara, Jr.)

Trust Agreements

COLUMBIA BANCORP

Banks

DE

2005

2004 Employment Agreement between Columbia Bancorp and Greg B. Spear

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2004 Employment Agreement between Columbia River Bank and Britt W. Thomas

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2004 Employment Agreement between Columbia River Bank and R. Shane Correa

Employment Agreements

COLUMBIA BANCORP

Banks

2004

Employment Agreement between Columbia Bancorp and Roger L. Christensen (2004)

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2004 Employment Agreement between Columbia River Bank and James C. McCall

Employment Agreements

COLUMBIA BANCORP

Banks

2004

Third Amendment to Employment Agreement among Columbia Bancorp, The Columbia Bank, and John M. Bond, Jr.

Employment Agreements

COLUMBIA BANCORP

Banks

2004

Third Amendment to Employment Agreement among Columbia Bancorp, The Columbia Bank, and John A. Scaldara, Jr.

Employment Agreements

COLUMBIA BANCORP

Banks

2004

Second Amendment to Board Chairman’s Services Agreement by Columbia Bancorp, The Columbia Bank, and Winfield M. Kelly, Jr.

Modification Agreements

COLUMBIA BANCORP

Banks

2004

Third Amendment to Employment Agreement between Columbia Bancorp, The Columbia Bank, and Executive (2004)

Employment Agreements

COLUMBIA BANCORP

Banks

2004

Employment Agreement between Columbia Bancorp and Roger L. Christensen (2003)

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2003 Employment Agreement between Columbia River Bank and James C. McCall

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2003 Employment Agreement between Columbia River Bank and Craig J. Ortega

Employment Agreements

COLUMBIA BANCORP

Banks

2004

2003 Employment Agreement between Columbia River Bank and Britt W. Thomas

Employment Agreements

COLUMBIA BANCORP

Banks

OR

2004

Employment Agreement between Columbia River Bank and R. Shane Correa (2003)

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Amendment to Employment Agreement between Columbia Bancorp and Roger Christensen (April 15, 2002)

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Amendment to Employment Agreement between Columbia River Bank and James C. McCall

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Amendment to Employment Agreement between Columbia River Bank and Craig J. Ortega

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Columbia River Bank Executive Salary Continuation Agreement with James C. McCall

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Bonus Deferral Agreement with James C. McCall

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2003

2002 Split Dollar Agreement between Columbia River Bank and James C. McCall

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Salary Continuation Agreement with Craig J. Ortega

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Bonus Deferral Agreement with Craig J. Ortega

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2003

2002 Split Dollar Agreement between Columbia River Bank and Craig J. Ortega

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Salary Continuation Agreement with Britt W. Thomas

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Bonus Deferral Agreement with Britt W. Thomas

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2003

2002 Split Dollar Agreement between Columbia River Bank and Britt W. Thomas

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Salary Continuation Agreement with Greg B. Spear

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Columbia River Bank Executive Bonus Deferral Agreement with Greg B. Spear (June 3, 2002)

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2003

2002 Split Dollar Agreement between Columbia River Bank and Greg B. Spear

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2003

Second Amendment to Employment Agreement by and among Columbia Bancorp, The Columbia Bank, and John M. Bond, Jr.

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Amendment No. 3 to The Columbia Bank Deferred Compensation Plan

Retirement Agreements

COLUMBIA BANCORP

Banks

2003

Addendum to The Columbia Bank Deferred Compensation Plan for John M. Bond, Jr.

Compensation Agreements

COLUMBIA BANCORP

Banks

2003

Addendum to The Columbia Bank Deferred Compensation Plan (Section 4.4 Amendment)

Compensation Agreements

COLUMBIA BANCORP

Banks

2003

Columbia Bancorp Amended Incentive Stock Option Agreement under 1997 Stock Option Plan

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

MD

2003

Columbia Bancorp Amended Non-Qualified Stock Option Agreement under 1997 Stock Option Plan

Warrant Agreements

COLUMBIA BANCORP

Banks

MD

2003

First Amendment to Board Chairman's Services Agreement between Columbia Bancorp, The Columbia Bank, and Winfield M. Kelly, Jr.

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Columbia Bancorp 401(k) Plan & Trust Adoption Agreement with DailyAccess.Com, Inc.

Profit Sharing Plans

COLUMBIA BANCORP

Banks

2003

DailyAccess.com, Inc. Defined Contribution Prototype Plan and Trust Agreement

Profit Sharing Plans

COLUMBIA BANCORP

Banks

2003

Amendment to DailyAccess.Com, Inc. Standardized and Nonstandardized Prototype Plans (EGTRRA Compliance)

Retirement Agreements

COLUMBIA BANCORP

Banks

2003

Second Amendment to Employment Agreement between Columbia Bancorp, The Columbia Bank, and Executive (April 30, 2002)

Employment Agreements

COLUMBIA BANCORP

Banks

2003

Columbia River Bank Executive Salary Continuation Agreement with Roger L. Christensen

Salary Continuation Agreements

COLUMBIA BANCORP

Banks

OR

2002

Columbia River Bank Executive Bonus Deferral Agreement with Roger L. Christensen

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

OR

2002

2002 Split Dollar Agreement between Columbia River Bank and Roger L. Christensen

Compensation Agreements

COLUMBIA BANCORP

Banks

OR

2002

Columbia Bancorp Employee Phantom Stock Grant Agreement with Roger L. Christensen under 1999 Incentive Stock Option Plan

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

2002

Columbia Bancorp 1999 Stock Incentive Plan (as Amended in 2002)

Bonus & Incentive Agreements

COLUMBIA BANCORP

Banks

2002

Employment Agreement between Columbia Bancorp and Roger Christensen (2001)

Employment Agreements

COLUMBIA BANCORP

Banks

2002

Employment Agreement between Columbia Bancorp and Greg B. Spear (2001)

Employment Agreements

COLUMBIA BANCORP

Banks

2002

Employment Agreement between Columbia River Bank and James C. McCall (2000)

Employment Agreements

COLUMBIA BANCORP

Banks

2002

Employment Agreement between Columbia River Bank and Craig J. Ortega (2000-2002)

Employment Agreements

COLUMBIA BANCORP

Banks

2002

Employment Agreement between Columbia Bancorp, The Columbia Bank, and Adelbert D. Karfonta (March 23, 2001)

Employment Agreements

COLUMBIA BANCORP

Banks

2001

Employment Agreement between Columbia Bancorp and Roger Christensen (2001)

Employment Agreements

COLUMBIA BANCORP

Banks

2001

Employment Agreement between Columbia Bancorp and Neal T. McLaughlin (2000)

Employment Agreements

COLUMBIA BANCORP

Banks

2001

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COLUMBIA BANCORP Contracts & Agreements