Fourth Amendment to Credit Agreement

EX-4.3 5 k79985exv4w3.txt FOURTH AMENDMENT TO CREDIT AGREEMENT EXHIBIT 4.3 FOURTH AMENDMENT FOURTH AMENDMENT dated as of October 7, 2003 (this "Amendment"), to the CREDIT AGREEMENT, dated as of December 20, 2001 (as amended prior to the date hereof, the "Credit Agreement"), among COLLINS & AIKMAN PRODUCTS CO., a Delaware corporation (the "Company"), COLLINS & AIKMAN CANADA INC., a Canadian corporation, COLLINS & AIKMAN PLASTICS, LTD., a Canadian corporation, COLLINS & AIKMAN CORPORATION, a Delaware corporation ("Holdings"), the financial institutions parties thereto (the "Lenders"), CREDIT SUISSE FIRST BOSTON, as syndication agent, DEUTSCHE BANK SECURITIES INC. and MERRILL LYNCH CAPITAL CORPORATION, as co-documentation agents, JPMORGAN CHASE BANK, a New York banking corporation ("JPMorgan Chase Bank"), as administrative agent (in such capacity, the "Administrative Agent"), and JPMORGAN CHASE BANK, TORONTO BRANCH , a Foreign Bank Branch under the Bank Act (Canada), as Canadian administrative agent. WHEREAS pursuant to the Credit Agreement, the Lenders have agreed to make certain loans to the Borrowers; WHEREAS the Company has requested that certain provisions of the Credit Agreement be modified in the manner provided for in this Amendment, and the Lenders are willing to agree to such modifications as provided for in this Amendment; and NOW, THEREFORE, the parties hereto hereby agree as follows: 1. Defined Terms. Capitalized terms used and not defined herein shall have the meanings given to them in the Credit Agreement, as amended hereby. 2. Amendment to Section 1.01. (a) The definition of "Applicable Margin" is hereby amended by deleting "0.25%" and "0.50%" from the last sentence thereof and adding in their place "0.50% and "0.75%", respectively. (b) The definition of "EBITDA" in Section 1.01 of the Credit Agreement is hereby amended (for purposes of Sections 6.14 and 6.15 of the Credit Agreement only) by deleting "and" which appears immediately before clause (xvii) thereof and by adding the following after clause (xvii) thereof and immediately before the proviso: "and (xviii) to the extent reducing income from continuing and discontinued operations for any fiscal quarter ending after September 30, 2003, costs and charges not to exceed $11,000,000 arising from the restructuring plans announced by the Company in August 2003 and fees and expenses associated with the Fourth Amendment dated as of October 7, 2003 to this Agreement;" 3. Amendment to Section 6.01. Section 6.01 of the Credit Agreement is hereby amended by (i) deleting the word "and" from the end of clause (q), (ii) deleting the period from the end of clause (r) and substituting therefor the phrase "; and" and (iii) adding the following new clause (s) at the end thereof: "(s) an unsecured Guarantee by the Company or any of its Subsidiaries of lease obligations incurred by a Mexican Subsidiary of the Company in connection with a "build-to-suit" construction of an operating facility in Hermasillo, Mexico for use by such Mexican Subsidiary provided that the aggregate amount guaranteed shall not exceed $35,000,000." 4. Amendment to Section 6.03. Section 6.03 of the Credit Agreement is hereby amended by deleting the amount "$185,000,000" for fiscal year 2004 and substituting therefor the amount "$150,000,000, it being agreed that up to $35,000,000 of the amount, if any, of Capital Expenditures deemed to have been made in connection with the proposed "build-to-suit" construction of an operating facility referred to in Section 6.01(s) arising solely as a result of the Mexican Subsidiary's possessing title to such facility pending a sale-leaseback shall be deemed not to constitute Capital Expenditures for purposes of this Agreement. 5. Amendment to Section 6.14. Section 6.14 of the Credit Agreement is hereby amended by deleting such Section in its entirety and by adding the following in its place: "SECTION 6.14. Interest Coverage Ratio. In the case of Holdings, permit the Interest Coverage Ratio for any period of four consecutive fiscal quarters to be less than the ratio set forth below opposite the period which includes the last day of such period of consecutive fiscal quarters:
Quarter Ending: Ratio: September 30, 2003 2.00:1.00 December 31, 2003 1.85:1.00 March 31, 2004 1.85:1.00 June 30, 2004 1.85:1.00 September 30, 2004 2.00:1.00 December 31, 2004 2.20:1.00 March 31, 2005 2.25:1.00 June 30, 2005 - December 31, 2005 3.00:1.00"
6. Amendment to Section 6.15. Section 6.15 of the Credit Agreement is hereby amended by deleting such Section in its entirety and by adding the following in its place: "SECTION 6.15. Leverage Ratio. In the case of Holdings, permit the Leverage Ratio as of the last day of any fiscal quarter occurring during any period set forth below to be greater than the ratio set forth below for such period:
Quarter Ending: Ratio: September 30, 2003 4.50:1.00 December 31, 2003 5.00:1.00 March 31, 2004 5.00:1.00 June 30, 2004 4.75:1.00 September 30, 2004 4.50:1.00 December 31, 2004 4.25:1.00 March 31, 2005 3.75:1.00 June 30, 2005 - December 31, 2005 3.00:1.00"
2 7. Textron Sale/Leaseback Financing. Notwithstanding anything to the contrary in the Credit Agreement, it is agreed that, for all purposes of the Credit Agreement, the accounting treatment under GAAP of the Textron Sale/Leaseback Financing shall be without giving effect to the change in GAAP effected in 2003 by Financial Accounting Standards Board Interpretation No. 46. 8. Pricing Grid. Schedule 1.01(A) to the Credit Agreement is hereby amended by replacing such Schedule with Schedule 1.01(A) attached to this Amendment. 9. Representations and Warranties. The Company hereby represents and warrants to the Administrative Agent and the Lenders that, as of the date hereof and after giving effect to the amendments contained herein: (a) No Default or Event of Default has occurred and is continuing. (b) The execution, delivery and performance by the Company of this Amendment has been duly authorized by all necessary corporate and other action and does not and will not require any registration with, consent or approval of, notice to or action by, any person (including any Governmental Authority) in order to be effective and enforceable. The Credit Agreement as amended by this Amendment constitutes the legal, valid and binding obligation of Holdings and the Borrowers, enforceable against each in accordance with its terms, subject to applicable bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium or other laws affecting creditors' rights generally and subject to general principles of equity, regardless of whether considered in a proceeding in equity or at law. (c) All representations and warranties of each Loan Party set forth in the Loan Documents as amended hereby are true and correct in all material respects. 10. Conditions Precedent to Effectiveness. This Amendment shall become effective on the date on which each of the following conditions is satisfied (the "Effective Date"): (a) The Administrative Agent shall have received counterparts thereof duly executed and delivered by the Holdings, the Borrowers and the Required Lenders; (b) The Administrative Agent shall have received all fees and other amounts due and payable on or prior to the Effective Date, including, to the extent invoiced, reimbursement or payment of all out-of-pocket expenses (including reasonable fees, charges and disbursements of counsel) required to be reimbursed or paid by any Loan Party hereunder or under any other Loan Document; and (c) The Company shall have paid to the Administrative Agent, in immediately available funds, for the account of each Lender that has delivered (including by telecopy) an executed counterpart of this Amendment to the Administrative Agent or its counsel prior to 5:00 p.m. New York time, on October 14, 2003, an amendment fee in an amount separately agreed to by the Company and such Lender. 3 11. Expenses. The Company agrees to pay or reimburse the Administrative Agent for its out-of-pocket expenses in connection with this Amendment, including the reasonable fees, charges and disbursements of Simpson Thacher & Bartlett LLP, counsel for the Administrative Agent. 12. Governing Law; Counterparts. (a) (a) This Amendment and the rights and obligations of the parties hereto shall be governed by, and construed and interpreted in accordance with, the laws of the State of New York. (b) This Amendment may be executed by one or more of the parties to this Amendment on any number of separate counterparts, and all of said counterparts taken together shall be deemed to constitute one and the same instrument. This Amendment may be delivered by facsimile transmission of the relevant signature pages hereof. [REMAINDER OF PAGE INTENTIONALLY BLANK] 4 IN WITNESS WHEREOF, the Company, the Canadian Borrowers, Holdings, the Agents, and the Lenders have caused this Amendment to be duly executed by their respective authorized officers as of the day and year first above written. COLLINS & AIKMAN PRODUCTS CO. By: /s/ Robert A. Krause ----------------------------- Name: Robert A. Krause Title: VP and Treasurer COLLINS & AIKMAN CORPORATION By: /s/ Robert A. Krause ----------------------------- Name: Robert A. Krause Title: VP and Treasurer COLLINS & AIKMAN CANADA INC. By: /s/ Robert A. Krause ----------------------------- Name: Robert A. Krause Title: VP and Treasurer COLLINS & AIKMAN PLASTICS, LTD. By: /s/ Robert A. Krause ----------------------------- Name: Robert A. Krause Title: VP and Treasurer JPMORGAN CHASE BANK, as Administrative Agent, Collateral Agent and as a Lender By: /s/ RICHARD W. DUKER ------------------------------------------- Name: RICHARD W. DUKER Title: MANAGING DIRECTOR JPMORGAN CHASE BANK, TORONTO BRANCH, as Canadian Administrative Agent and Canadian Collateral Agent and as a Lender By: ------------------------------------------- Name: Title: JPMORGAN CHASE BANK, as Administrative Agent, Collateral Agent and as a Lender By: ------------------------------------------- Name: Title: JPMORGAN CHASE BANK, TORONTO BRANCH, as Canadian Administrative Agent and Canadian Collateral Agent and as a Lender By: /s/ DREW MCDONALD ------------------------------------------- Name: DREW MCDONALD Title: Vice President [CANYON CAPITAL ADVISORS LOGO] CANYON CAPITAL ADVISORS 9665 WILSHIRE BLVD., #200 BEVERLY HILLS, CA 90212 PROPORTIONATE VOTING PROVISION The undersigned, CANYON CAPITAL CDO 2002-1 LTD., ("Canyon"), is a Lender to COLLINS & AIKMAN PRODUCTS CO., dated as of December 20, 2001 (the "Credit Agreement".) Canyon's approval of a proposed FOURTH AMENDMENT TO THE CREDIT AGREEMENT has been requested pursuant to the terms of the Credit Agreement. The FOURTH AMENDMENT TO THE CREDIT AGREEMENT must be approved by the Required Lenders under the Credit Agreement. Canyon hereby votes its percentage interest as a Lender in favor of and/or against the approval of the FOURTH AMENDMENT TO THE CREDIT AGREEMENT in direct proportion to the votes of those other Lenders under the Credit Agreement that have voted for or against the approval of the FOURTH AMENDMENT TO THE CREDIT AGREEMENT (without counting failure to vote or abstentions.) CANYON CAPITAL CDO 2002-1 LTD. An exempted limited liability company incorporated Under the laws of the Cayman Islands By: Canyon Capital Advisors LLC a Delaware limited liability company, its Collateral Manager By: /s/ R. Christian B. Evensen Date: 10/13/03 --------------------------------- -------------------- R. Christian B. Evensen Managing Partner Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent LCMI Limited Partnership, As Lender ----------------------------------- [Name of Lender] By Lyon Capital Management LLC, As Collateral Manager By: /s/ F. Tavangar ------------------------------- LYON CAPITAL MANAGEMENT LLC FARBOUD TAVANGAR SENIOR PORTFOLIO MANAGER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent The Sumitomo Trust & Banking Co., Ltd. New York Branch ----------------------------------------- [Name of Lender] By: /s/ Frances E. Wynne ------------------------------------ Name: Frances E. Wynne Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent NORTHWOODS CAPITAL LIMITED ----------------------------------------- [Name of Lender] BY: ANGELO, GORDON & CO., L.P., AS COLLATERAL MANAGER By: /s/ John W. Fraser ------------------------------------ Name: JOHN W. FRASER Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent NORTHWOODS CAPITAL II, LIMITED ----------------------------------------- [Name of Lender] BY: ANGELO, GORDON & CO., L.P., AS COLLATERAL MANAGER By: /s/ John W. Fraser ------------------------------------ Name: JOHN W. FRASER Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent NORTHWOODS CAPITAL III, LIMITED ----------------------------------------- [Name of Lender] BY: ANGELO, GORDON & CO., L.P., AS COLLATERAL MANAGER By: /s/ John W. Fraser ------------------------------------ Name: JOHN W. FRASER Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AERIES FINANCE-II LTD. By: Patriarch Partners X, LLC, Its Managing Agent By: /s/ Lynn Tilton ------------------------------------ Name: Lynn Tilton Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent CERES II FINANCE LTD. By: Patriarch Partners IX, LLC Its Managing Agent By: /s/ Lynn Tilton ------------------------------------ Name: Lynn Tilton Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Deutsche Bank Trust Company Americas ------------------------------------ [Name of Lender] By: /s/ Marco Orlando ------------------------------- Name: MARCO ORLANDO Title: DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ------------------------------------ DEUTSCHE BANK AG, CANADA BRANCH By: /s/ Stephen Miller /s/ Marcellus Leung ---------------------------------------- Name: Stephen Miller Marcellus Leung Title: Vice President AVP Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ------------------------------------ Merrill Lynch Capital Corporation By: /s/ Stephanie Vallillo ---------------------------------------- Name: Stephanie Vallillo Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Pacifica Partners I, LP ------------------------------------ [Name of Lender] By: Alcentia, Inc. as its Investment Manager By: /s/ Dean K. Kawai ---------------------------------------- Name: DEAN K. KAWAI Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Pacifica CDO II, Ltd. ------------------------------------ [Name of Lender] By: Alcentia, Inc. as its Investment Manager By: /s/ Dean K. Kawai ---------------------------------------- Name: DEAN K. KAWAI Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent PRINCIPAL LIFE INSURANCE COMPANY By: Principal Global Investors, LLC a Delaware limited liability company, its authorized signatory By: /s/ Jon G. Heiny ---------------------------------------- Its: JON G. HEINY, COUNSEL --------------------------------------- By: /s/ Elizabeth D. Swanson ---------------------------------------- Its: ELIZABETH D. SWANSON, COUNSEL --------------------------------------- Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent National City Bank ----------------------------------------- [Name of Lender] By: /s/ John W. Thompson ------------------------------------ Name: JOHN W. THOMPSON Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent CREDIT SUISSE FIRST BOSTON, acting through its CAYMAN ISLANDS BRANCH ----------------------------------------- [Name of Lender] By: /s/ Mark E. Gleason ------------------------------------ Name: MARK E. GLEASON Title: DIRECTOR By: /s/ Joshua Parrish ------------------------------------ Name: JOSHUA PARRISH Title: ASSOCIATE Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Trumbull THC, Ltd. ----------------------------------------- [Name of Lender] By: /s/ Stacey L. Malek ------------------------------------ Name: Stacey L. Malek Title: Attorney in Fact Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent NATEXIS BANQUES POPULAIRES ------------------------------------- [Name of Lender] By: /s/ William J. Burke ---------------------------------- Name: WILLIAM J. BURKE Title: VICE PRESIDENT /s/ Michael J. Storms MICHAEL J. STORMS ASSOCIATE Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ARCHIMEDES FUNDING IV (CAYMAN), LTD. By: ING Capital Advisors LLC, as Collateral Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President BALANCED HIGH-YIELD FUND II, LTD. By: ING Capital Advisors LLC, as Asset Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President NEMEAN CLO, LTD. By: ING Capital Advisors LLC, as Investment Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ENDURANCE CLO I, LTD. c/o: ING Capital Advisors LLC, as Collateral Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President ORYX CLO, LTD. By: ING Capital Advisors LLC, as Collateral Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President SEQUILS-ING I (HBDGM), LTD. By: ING Capital Advisors LLC, as Collateral Manager /s/ Philip C. Robbins ------------------------------------- By: Philip C. Robbins Title: Senior Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent MW Post Opportunity Offshore Fund, LTD. ---------------------------------------- [Name of Lender] By: MW Post Advisory Group, LLC AS INVESTMENT MANAGER By: /s/ Lawrence A. Post ------------------------------------ Name: LAWRENCE A. POST Title: CHAIRMAN Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Post Opportunity Fund, L.P. ----------------------------------------- [Name of Lender] By: MW Post Advisory Group, LLC AS INVESTMENT MANAGER By: /s/ Lawrence A. Post -------------------------------------- Name: LAWRENCE A. POST Title: CHAIRMAN Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent THE TORONTO-DOMINION BANK ----------------------------------------- [Name of Lender] By: /s/ Peter S. Spielman ------------------------------------- Name: Peter S. Spielman (S-285) Title: Managing Director The Toronto-Dominion Bank Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent The Foothill Group, Inc. --------------------------------------- [Name of Lender] By: /s/ Dennis R. Ascher ------------------------------------ Name: Dennis R. Ascher Title: Senior V.P. Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Foothill Income Trust, L.P. --------------------------------------- [Name of Lender] By: /s/ Dennis R. Ascher ------------------------------------ Name: Dennis R. Ascher Title: Managing Member Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent --------------------------------------- [Name of Lender] By: ------------------------------------ Name: Title: OAK HILL SECURITIES FUND, L.P. By: Oak Hill Securities GenPar, L.P. its General Partner By: Oak Hill Securities MGP, Inc., its General Partner By: /s/ Scott D. Krase ----------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent --------------------------------------- [Name of Lender] By: ------------------------------------ Name: Title: OAK HILL SECURITIES FUND II, L.P. By: Oak Hill Securities GenPar II, L.P. its General Partner By: Oak Hill Securities MGP II, Inc., its General Partner By: /s/ Scott D. Krase ----------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ------------------------------------------ [Name of Lender] By: --------------------------------------- Name: Title: OAK HILL CREDIT PARTNERS I, LIMITED By: Oak Hill CLO Management I, LLC as Investment Manager By: /s/ Scott D. Krase -------------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ------------------------------------------ [Name of Lender] By: --------------------------------------- Name: Title: OAK HILL CREDIT PARTNERS II, LIMITED By: Oak Hill CLO Management II, LLC as Investment Manager By: /s/ Scott D. Krase -------------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Dolphin Investment Co, Ltd. ------------------------------------------ [Name of Lender] By: Oak Hill CLO Management III, LLC as Investment Manager By: /s/ Scott D. Krase --------------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent VP CBO, Limited (fka Triton CBO III) ------------------------------------------ [Name of Lender] By: OH Value Partners, LLC As Investment Manager By: /s/ Scott D. Krase -------------------------------------- Name: Scott D. Krase Title: Authorized Signatory Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ORIX Financial Services, Inc. ------------------------------------------ [Name of Lender] By: /s/ R. Terry Standifer --------------------------------------- Name: R. Terry Standifer Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KATONAH I, LTD. ---------------------------------------- [Name of Lender] By: /s/ Ralph Della Rocca ------------------------------------- Name: RALPH DELLA ROCCA Title: Authorized Officer Katonah Capital, L.L.C. As Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KATONAH II, LTD. ---------------------------------------- [Name of Lender] By: /s/ Ralph Della Rocca ------------------------------------- Name: RALPH DELLA ROCCA Title: Authorized Officer Katonah Capital, L.L.C. As Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KATONAH III, LTD. ---------------------------------------- [Name of Lender] By: /s/ Ralph Della Rocca ------------------------------------- Name: RALPH DELLA ROCCA Title: Authorized Officer Katonah Capital, L.L.C. As Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KATONAH IV, LTD. ---------------------------------------- [Name of Lender] By: /s/ Ralph Della Rocca ------------------------------------- Name: RALPH DELLA ROCCA Title: Authorized Officer Katonah Capital, L.L.C. As Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KATONAH V, LTD. ---------------------------------------- [Name of Lender] By: /s/ Ralph Della Rocca ------------------------------------- Name: RALPH DELLA ROCCA Title: Authorized Officer Katonah Capital, L.L.C. As Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent TRANSAMERICA BUSINESS CAPITAL CORPORATION ------------------------------------------ [Name of Lender] By: /s/ Stephen K. Goetschius --------------------------------------- Name: Stephen K. Goetschius Title: Senior Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Heather Hollidge ----------------------------------- HEATHER HOLLIDGE ASSOCIATE COMERICA BANK PRIVATE EQUITY GROUP By: /s/ Heather Hollidge -------------------------------- Name: Title: Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Protective Life Insurance Company By: /s/ Diane S. Griswold -------------------------------------- Name: DIANE S. GRISWOLD Title: AVP Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent The Bank of New York ------------------------------------ [Name of Lender] By: /s/ Brendan T. Nedzi --------------------------------- Name: Brendan T. Nedzi Title: Senior Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ML CLO XV PILGRIM AMERICA (CAYMAN) LTD. By: ING INVESTMENTS, LLC AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak --------------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ML CLO XX PILGRIM AMERICA (CAYMAN) LTD. By: ING INVESTMENTS, LLC AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ----------------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent PILGRIM AMERICA HIGH INCOME INVESTMENTS LTD, By: ING INVESTMENTS, LLC AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ---------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent PILGRIM SLO 1999-1 LTD. By: ING INVESTMENTS, LLC AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ---------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SEQUILS - PILGRIM I. LTD By: ING INVESTMENTS, LLC AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ---------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ING SENIOR INCOME FUND By: AELTUS INVESTMENT MANAGEMENT, INC. AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ---------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ING PRIME RATE TRUST By: AELTUS INVESTMENTS MANAGEMENT, INC. AS ITS INVESTMENT MANAGER By: /s/ Mark F. Haak ---------------------------------- Name: MARK F. HAAK, CFA Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent CLOSE INTERNATIONAL CUSTODY SERVICES LIMITED RE CYPRESSTREE INTERNATIONAL LOAN HOLDING COMPANY LIMITED By: CypressTree Strategic Debt Management Co., Inc. as Investment Adviser By: /s/ Jeffrey Megar --------------------------------------- Name: JEFFREY MEGAR Title: DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Hewett's Island CDO, Ltd. By: CypressTree Investment Management Company, Inc., as Portfolio Manager. By: /s/ Jeffrey Megar -------------------------------------- Name: JEFFREY MEGAR Title: DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent THE BANK OF NOVA SCOTIA ------------------------------------- [Name of Lender] By: /s/ V. H. Gibson ---------------------------------- Name: V. GIBSON Title: ASSISTANT AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent WINGED FOOT FUNDING TRUST ------------------------------------ [Name of Lender] By: /s/ Ann E. Morris --------------------------------- Name: ANN E. MORRIS Title: AUTHORIZED AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent STANWICH LOAN FUNDING LLC ------------------------------------ [Name of Lender] By: /s/ Ann E. Morris --------------------------------- Name: ANN E. MORRIS Title: ASST VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent RIVIERA FUNDING LLC ------------------------------------ [Name of Lender] By: /s/ Ann E. Morris --------------------------------- Name: ANN E. MORRIS Title: ASST VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent JUPITER FUNDING TRUST ------------------------------------ [Name of Lender] By: /s/ Ann E. Morris --------------------------------- Name: ANN E. MORRIS Title: AUTHORIZED AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent JUPITER LOAN FUNDING LLC ------------------------------------ [Name of Lender] By: /s/ Ann E. Morris --------------------------------- Name: ANN E. MORRIS Title: ASST VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent OCTAGON INVESTMENT PARTNERS II, LLC By: Octagon Credit Investors, LLC as sub-investment manager ------------------------------------ [Name of Lender] By: /s/ Andrew Gordan --------------------------------- Name: Andrew Gordan Title: Principal Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent OCTAGON INVESTMENT PARTNERS III, LTD. By: Octagon Credit Investors, LLC as Portfolio Manager ------------------------------------ [Name of Lender] By: /s/ Andrew Gordan --------------------------------- Name: Andrew Gordan Title: Principal Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent OCTAGON INVESTMENT PARTNERS IV, LTD. By: Octagon Credit Investors, LLC as collateral manager ------------------------------------ [Name of Lender] By: /s/ Andrew Gordan --------------------------------- Name: Andrew Gordan Title: Principal Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent OCTAGON INVESTMENT PARTNERS V, LTD. By: Octagon Credit Investors, LLC as Portfolio Manager ------------------------------------ [Name of Lender] By: /s/ Andrew Gordan --------------------------------- Name: Andrew Gordan Title: Principal Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SENIOR DEBT PORTFOLIO By: Boston Management and Research as Investment Advisor ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE SENIOR INCOME TRUST By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE INSTITUTION SENIOR LOAN FUND By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE CDO II, LTD By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE CDO III, LTD. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE CDO IV, LTD. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent COSTANTINUS EATON VANCE CDO V, LTD. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE CDO VI LTD. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent GRAYSON & CO By: BOSTON MANAGEMENT AND RESEARCH AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent BIG SKY SENIOR LOAN FUND, LTD. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent EATON VANCE LIMITED DURATION INCOME FUND By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent TOLLI & CO. By: EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR ------------------------------------ [Name of Lender] By: /s/ Payson F. Swaffield --------------------------------- Name: Payson F. Swaffield Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Denali Capital LLC, managing member of DC Funding Partners, portfolio manager for DENALI CAPITAL CLO I, LTD., or an affiliate By: /s/ JOHN P. THACKER ----------------------------------- Name: JOHN P. THACKER Title: CHIEF CREDIT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Denali Capital LLC managing member of DC Funding Partners, portfolio manager form DENALI CAPITAL CLO II, LTD., or an affiliate By: /s/ JOHN P. THACKER -------------------------------- Name: JOHN P. THACKER Title: CHIEF CREDIT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Denali Capital LLC, managing member of DC Funding Partners, portfolio manager for DENALI CAPITAL CLO III, LTD., or an affiliate By: /s/ JOHN P. THACKER -------------------------------- Name: JOHN P. THACKER Title: CHIEF CREDIT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Galaxy CLO 2003-1, Ltd., ------------------------------------ [Name of Lender] By: AIG Global Investment Corp., Its Investment Advisor By: /s/ Steven S. Oh --------------------------------- Name: Steven S. Oh Title: Managing Director Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SunAmerica Life Insurance Company ------------------------------------ [Name of Lender] By: AIG Global Investment Corp., Its: Investment Advisor By: /s/ Steven S. Oh --------------------------------- Name: STEVEN S. OH Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AIG SunAmerica Life Insurance Company ------------------------------------- [Name of Lender] By: AIG Global Investment Corp., Its: Investment Advisor By: /s/ Steven S. Oh ---------------------------------- Name: STEVEN S. OH Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Galaxy CLO 1999-1, Ltd., ------------------------------------ [Name of Lender] By: AIG Global Investment Corp., Its: Collateral Manager By: /s/ Steven S. Oh --------------------------------- Name: STEVEN S. OH Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AMARA-I FINANCE, LTD. By: INVESCO Senior Secured Management, Inc. As Financial Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AMARA 2 FINANCE, LTD. By: INVESCO Senior Secured Management, Inc. As Financial Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AVALON CAPITAL LTD. By: INVESCO Senior Secured Management, Inc. As Portfolio Advisor By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AVALON CAPITAL LTD. 2 By: INVESCO Senior Secured Management, Inc. As Financial Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent OASIS COLLATERALIZED HIGH INCOME PORTFOLIOS-1, LTD. By: INVESCO Senior Secured Management, Inc. As Sub-Advisor By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent CHARTER VIEW PORTFOLIO By: INVESCO Senior Secured Management, Inc. As Investment Advisor By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent DIVERSIFIED CREDIT PORTFOLIO LTD. By: INVESCO Senior Secured Management, Inc. As Investment Advisor By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent AIM FLOATING RATE FUND By: INVESCO Senior Secured Management, Inc. As Sub-Adviser By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent INVESCO EUROPEAN CDO I S.A. By: INVESCO Senior Secured Management, Inc. As Collateral Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SEQUILS-LIBERTY, LTD. By: INVESCO Senior Secured Management, Inc. As Collateral Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SAGAMORE CLO LTD. By: INVESCO Senior Secured Management, Inc. As Collateral Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SARATOGA CLO I, LIMITED By: INVESCO Senior Secured Management, Inc. As Asset Manager By: /s/ Joseph Rotondo ------------------------------------ Name: JOSEPH ROTONDO Title: AUTHORIZED SIGNATORY Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Toronto Dominion (Texas), Inc. --------------------------------------------- [Name of Lender] By: /s/ Mark A. Baird ------------------------------------ Name: MARK A. BAIRD Title: VICE PRESIDENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Stanfield Arbitrage CDO, Ltd. By: Stanfield Capital Partners LLC as its Collateral Manager --------------------------------------- [Name of Lender] By: /s/ Christopher E. Jansen ------------------------------------ Name: Christopher E. Jansen Title: Managing Partner Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Stanfield Quattro CLO, Ltd. By: Stanfield Capital Partners LLC As its Collateral Manager --------------------------------------- [Name of Lender] By: /s/ Christopher E. Jansen ------------------------------------ Name: Christopher E. Jansen Title: Managing Partner Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Hamilton CDO, Ltd. By: Stanfield Capital Partners LLC As its Collateral Manager --------------------------------------- [Name of Lender] By: /s/ Christopher E. Jansen ------------------------------------ Name: Christopher E. Jansen Title: Managing Partner Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Stanfield Carrera CLO, Ltd. By: Stanfield Capital Partners LLC as its Asset Manager --------------------------------------- [Name of Lender] By: /s/ Christopher E. Jansen ------------------------------------ Name: Christopher E. Jansen Title: Managing Partner Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Flagship CLO 2001-I --------------------------------------- [Name of Lender] By: /s/ Mark S. Pelletier ------------------------------------ Name: Mark S. Pelletier Title: Director Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Flagship CLO II --------------------------------------- [Name of Lender] By: /s/ Mark S. Pelletier ------------------------------------ Name: Mark S. Pelletier Title: Director Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Black Diamond CLO 1998-I, Ltd By: /s/ Alan Corkish ------------------------------------ Name: ALAN CORKISH ---------------------------------- Title: DIRECTOR --------------------------------- Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Black Diamond CLO 2000-1, Ltd By: /s/ Alan Corkish ------------------------------------ Name: ALAN CORKISH ---------------------------------- Title: DIRECTOR --------------------------------- Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Black Diamond International Funding, Ltd By /s/ Alan Corkish --------------------------------------- Name ALAN CORKISH ------------------------------------- Title DIRECTOR ------------------------------------ Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KZH Soleil LLC ----------------------------------------- By: /s/ Dorian Herrera -------------------------------------- Name: DORIAN HERRERA Title: AUTHORIZED AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KZH Soleil - 2 LLC ----------------------------------------- By: /s/ Dorian Herrera -------------------------------------- Name: DORIAN HERRERA Title: AUTHORIZED AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent KZH Waterside LLC ----------------------------------------- By: /s/ Dorian Herrera -------------------------------------- Name: DORIAN HERRERA Title: AUTHORIZED AGENT Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent 1888 FUND, LTD. ----------------------------------------- [Name of Lender] By: /s/ Kaitlin Trinh -------------------------------------- Name: Kaitlin Trinh Title: Fund Controller Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent BY: CALLIDUS DEBT PARTNERS CDO FUND I, LTD. BY: ITS COLLATERAL MANAGER, CALLIDUS CAPITAL MANAGEMENT, LLC ----------------------------------------- [Name of Lender] By: /s/ Wayne Mueller -------------------------------------- Name: WAYNE MUELLER Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent BY: CALLIDUS DEBT PARTNERS CLO FUND II, LTD. BY: ITS COLLATERAL MANAGER, CALLIDUS CAPITAL MANAGEMENT, LLC ----------------------------------------- [Name of Lender] By: /s/ WAYNE MUELLER -------------------------------------- Name: WAYNE MUELLER Title: MANAGING DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Oppenheimer Senior Floating Rate Fund -------------------------------------------- [Name of Lender] By: /s/ Bill Campbell ----------------------------------------- Name: Bill Campbell Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Harbour View CDO II, Ltd. -------------------------------------------- [Name of Lender] By: /s/ Bill Campbell ----------------------------------------- Name: Bill Campbell Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Harbour View CLO IV, Ltd. -------------------------------------------- [Name of Lender] By: /s/ Bill Campbell ----------------------------------------- Name: Bill Campbell Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Harbour View CLO V, Ltd. -------------------------------------------- [Name of Lender] By: /s/ Bill Campbell ----------------------------------------- Name: Bill Campbell Title: Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent PROMETHEUS INVESTMENT FUNDING NO. 1 LTD. BY: HVB CREDIT ADVISORS LLC -------------------------------------------- [Name of Lender] By: /s/ IRV ROA ----------------------------------------- Name: IRV ROA Title: DIRECTOR /S/ Elizabeth Tallmadge ELIZABETH TALLMADGE MANAGING DIRECTOR CHIEF INVESTMENT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent INDOSUEZ CAPITAL FUNDING IIA, LIMITED By: Indosuez Capital as Portfolio Advisor By: /s/ Charles Kobayashi ---------------------------------------- Name: Charles Kobayashi Title: Principal and Portfolio Manager Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent TRS Eclipse LLC -------------------------------------- [Name of Lender] By: /s/ Alice L. Wagner ----------------------------------- Name: Alice L. Wagner Title: Vice President Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent COLUMBUS LOAN FUNDING LTD. BY TRAVELERS ASSET MANAGEMENT INTERNATIONAL COMPANY, LLC ---------------------------------------------------- [Name of Lender] By: /s/ JOHN A. WILLS ------------------------------------------------- Name: JOHN A. WILLS Title: ASSISTANT INVESTMENT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent CITIGROUP INVESTMENTS CORPORATE LOAN FUND, INC. BY TRAVELERS ASSET MANAGEMENT INTERNATIONAL COMPANY, LLC ---------------------------------------------------- [Name of Lender] By: /s/ JOHN A. WILLS ------------------------------------------------- Name: JOHN A. WILLS Title: ASSISTANT INVESTMENT OFFICER Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent ------------------------------------------- SENECA CBO IV LIMITED By: /s/ Sandra Monticelli ---------------------------------------- Name: SANDRA MONTICELLI Title: CHIEF OPERATIONS OFFICER, SENECA CAPITAL MANAGEMENT AS PORTFOLIO MANAGER FOR SENECA CBO IV LIMITED Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Madison Avenue CDO III Ltd. ---------------------------------------- [Name of Lender] By: /s/ David W. Farrell ------------------------------------- Name: DAVID W. FARRELL Title: DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Metropolitan Life Insurance Company ---------------------------------------- [Name of Lender] By: /s/ Susan M. Garrett ------------------------------------- Name: SUSAN M. GARRETT Title: DIRECTOR Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Nationwide Life Insurance Company ---------------------------------------- [Name of Lender] By: Thomas S. Leggett ------------------------------------ Name: THOMAS LEGGETT Title: ASSOCIATE VICE PRESIDENT PUBLIC BONDS Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent SCOTTSDALE INSURANCE ---------------------------------------- [Name of Lender] By: Thomas S. Leggett ------------------------------------ Name: THOMAS LEGGETT Title: ASSOCIATE VICE PRESIDENT PUBLIC BONDS Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Nationwide Mutual Insurance Company ---------------------------------------- [Name of Lender] By: Thomas S. Leggett ------------------------------------ Name: THOMAS LEGGETT Title: ASSOCIATE VICE PRESIDENT PUBLIC BONDS Signature page to the Fourth Amendment, dated as of October 7, 2003, to the Credit Agreement, dated as of December 20, 2001, as amended, among Collins & Aikman Products Co., Collins & Aikman Canada Inc., Collins & Aikman Plastics, Ltd., Collins & Aikman Corporation, the financial institutions parties thereto, the syndication agent and co-documentation agents named therein, JPMorgan Chase Bank, as administrative agent, and JPMorgan Chase Bank, Toronto Branch, as Canadian administrative agent Nationwide Mutual Fire Insurance Company ---------------------------------------- [Name of Lender] By: Thomas S. Leggett ------------------------------------ Name: THOMAS LEGGETT Title: ASSOCIATE VICE PRESIDENT PUBLIC BONDS Schedule 1.01(A) to Credit Agreement APPLICABLE MARGIN
Revolving Loans, Swingline Loans and Tranche A Term Loans -------------------------------------------- Eurodollar and ABR and Canadian Bankers Acceptances Prime Rate Loan Ratios Rate Loan Margin Margin ------------------------------------- ------------------- ------------------ Leverage Ratio greater than 3.50:1.00 ("Level I") 4.00% 3.00% Leverage Ratio less than or equal to 3.50:1.00 and greater than 3.00:1.00 ("Level II") 3.50% 2.50% Leverage Ratio less than or equal to 3.00:1.00 and greater than 2.25:1.00 ("Level III") 3.00% 2.00% Leverage Ratio less than or equal to 2.25:1.00 and greater than 2.00:1.00 ("Level IV") 2.50% 1.50% Leverage Ratio less than or equal to 2.00:1.00 ("Level V") 2.50% 1.50%