Clifton Savings Bancorp, Inc. Common Stock Certificate

Summary

This document certifies that the named holder owns fully paid and nonassessable shares of common stock in Clifton Savings Bancorp, Inc. The shares can only be transferred on the company's official books by the holder or an authorized representative, upon proper endorsement and surrender of the certificate. Ownership is subject to the company's charter and amendments. The shares are not insured by the FDIC. The certificate includes instructions for transfer and requires signature guarantees for assignments.

EX-4.1 4 clifton10kexb4-1.txt 1 EXHIBIT 4.1 COMMON STOCK COMMON STOCK CERTIFICATE NO. SHARES CLIFTON SAVINGS BANCORP, INC. ORGANIZED UNDER THE LAWS OF THE UNITED STATES THIS CERTIFIES THAT SPECIMEN is the owner of: FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK $0.01 PAR VALUE PER SHARE OF CLIFTON SAVINGS BANCORP, INC. A SUBSIDIARY STOCK HOLDING COMPANY ORGANIZED UNDER THE LAWS OF THE UNITED STATES. The shares represented by this certificate are transferable only on the stock transfer books of Clifton Savings Bancorp, Inc. (the "Company") by the holder of record hereof, or by his duly authorized attorney or legal representative, upon the surrender of this certificate properly endorsed. This certificate and the shares represented hereby are issued and shall be held subject to all the provisions of the Charter of the Company and any amendments thereto (copies of which are on file with the Corporate Secretary of the Company), to all of which provisions the holder by acceptance hereof, assents. The shares evidenced by this certificate are not of an insurable type and are not insured by the Federal Deposit Insurance Corporation. IN WITNESS WHEREOF, CLIFTON SAVINGS BANCORP, INC. has caused this certificate to be executed by the signatures of its duly authorized officers and has caused its corporate seal to be hereunto affixed. Dated: [SEAL] Chairman of the Board and Corporate Secretary Chief Executive Officer 2 The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common UNIF GIFTS MIN ACT - __________ custodian __________ (Cust) (Minor) TEN ENT - as tenants by the entireties under Uniform Gifts to Minors Act -------------------- (State) JT TEN - as joint tenants with right of survivorship and not as tenants in common Additional abbreviations may also be used though not in the above list. For value received __________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFICATION NUMBER OF ASSIGNEE - -------------------------------------------------------------------------------- PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE. __________________________________________________ SHARES OF THE COMMON STOCK REPRESENTED BY THIS CERTIFICATE AND DO HEREBY IRREVOCABLY CONSTITUTE AND APPOINT ______________________________________________________________________________, ATTORNEY, TO TRANSFER THE SAID STOCK ON THE BOOKS OF THE WITHIN-NAMED BANK WITH FULL POWER OF SUBSTITUTION IN THE PREMISES. DATED ______________________ _________________________________________ NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER. SIGNATURE GUARANTEED: ___________________________________________________ THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17AD-15