First Citizens Banc Corp. Undertaking to Furnish Debt Instruments to SEC
First Citizens Banc Corp. (FCBC) informs the Securities and Exchange Commission that, while it is not filing certain long-term debt agreements as exhibits to its 2011 Annual Report, it will provide copies of these documents to the SEC upon request. This applies to debt instruments that do not exceed 10% of FCBC's total consolidated assets. The letter is signed by FCBC's President and CEO, James O. Miller.
Exhibit 4.3
[FIRST CITIZENS BANC CORP. LETTERHEAD]
March 8, 2012
Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549
Re: First Citizens Banc Corp. Form 10-K for the fiscal year ended December 31, 2011
Ladies and Gentlemen:
First Citizens Banc Corp., an Ohio corporation (FCBC), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2011 (the Form 10-K), as executed on March 8, 2012.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, FCBC hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. None of such long-term debt exceeds 10% of the total assets of FCBC and its subsidiaries on a consolidated basis.
| Very truly yours, |
| /s/ James O. Miller |
| James O. Miller |
| President and Chief Executive Officer |
(i)
