Civista Bancshares, Inc. Undertaking to Furnish Debt Instruments to SEC

Summary

Civista Bancshares, Inc. has informed the SEC that, while it is not filing certain long-term debt agreements as exhibits to its 2021 Annual Report, it will provide copies of these documents to the SEC upon request. The company states that none of these debt instruments represent more than 10% of its total consolidated assets. This letter is signed by the company's President and CEO, Dennis G. Shaffer.

EX-4.3 2 d276836dex43.htm EX-4.3 EX-4.3

Exhibit 4.3

[CIVISTA BANCSHARES, INC. LETTERHEAD]

March 15, 2022

Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Re: Civista Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2021

Ladies and Gentlemen:

Civista Bancshares, Inc., an Ohio corporation (“CBI”), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2021 (the Form 10-K), as executed on March 15, 2022.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, CBI hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. None of such long-term debt exceeds 10% of the total assets of CBI and its subsidiaries on a consolidated basis.

Very truly yours,

/s/ Dennis G. Shaffer

Dennis G. Shaffer

President and Chief Executive Officer