Civista Bancshares, Inc. Undertaking to Furnish Debt Instruments to SEC
Civista Bancshares, Inc. agrees to provide the SEC with copies of agreements defining the rights of holders of its long-term debt and that of its subsidiaries, upon request. These documents are not filed as exhibits with the company's 10-K annual report because none of the relevant debt exceeds 10% of the company's total consolidated assets. This letter is signed by the company's President and CEO and is dated March 10, 2025.
Exhibit 4.3
[CIVISTA BANCSHARES, INC. LETTERHEAD]
March 10, 2025
Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549
Re: Civista Bancshares, Inc. Form 10-K for the fiscal year ended December 31, 2024
Ladies and Gentlemen:
Civista Bancshares, Inc., an Ohio corporation (“CBI”), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2024 (the Form 10-K), as executed on March 10, 2025.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, CBI hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. None of such long-term debt exceeds 10% of the total assets of CBI and its subsidiaries on a consolidated basis.
Very truly yours,
/s/ Dennis G. Shaffer
Dennis G. Shaffer
President and Chief Executive Officer
