Schedule regarding Deferred Stock Unit Agreement with Messrs. Hanway, Bell and Murabito and Form of Amended Deferred Stock Unit Agreement, amended in its entirety as of July 26, 2006

1.

Definitions. Under this Agreement, these terms shall have the following meanings:

(a)

“Agreement” - this Amended Deferred Stock Unit Agreement.

(b)

“CIGNA” - CIGNA Corporation, or a successor.

(c)

“CIGNA Company” - CIGNA Corporation and/or any CIGNA Corporation subsidiary.

(d)

“Code” - the Internal Revenue Code of 1986, as amended.

(e)

“Deferred Plan” - the CIGNA Deferred Compensation Plan.

(f)

“Grant Date” - August 6, 2003.

(h)

“Stock Plan” - the CIGNA Long-Term Incentive Plan, or a successor plan.

(i)

“Termination of Employment” - the termination of your employment relationship with CIGNA Companies, or a transaction by which your employing CIGNA Company ceases to be part of the CIGNA controlled group of corporations (as defined in Code section 414(b) (or by which the entity that employs you ceases to be under common control, as defined by Code section 414(c), with CIGNA), in either case only to the extent that such termination or transaction also constitutes a separation from service under Code section 409A.

(j)

“Units” - the deferred stock units described in paragraph 2.

(k)

“Vesting Date” - the date your right to Units vests under paragraphs 3, 4 or 5.

(l)

“Change of Control,” “Committee,” “Disability,” “Retirement” and “Termination upon a Change of Control” - all as defined in Article 2 of the Stock Plan.

(b)

Each Unit represents your right to receive, under the terms and conditions described in this Agreement, payment of:

(1)

One share of CIGNA common stock; and

(2)

Dividend equivalents (described in paragraph 7) on one share of CIGNA common stock from the Grant Date until the Payment Date.

(c)

Your right to Unit payments is subject to the conditions described in this Agreement, including the forfeiture provisions described in paragraphs 3 and 9.

(a)

The Units vest on an accelerated Vesting Date as described in paragraph 4;

(b)

The Units vest early as described in paragraph 5; or

(c)

You forfeit the Units.

(a)

From the Grant Date until the Vesting Date, CIGNA shall pay you an amount equal to the per share dividend CIGNA pays on common stock for each Unit granted to you under paragraph 2 that has not yet become vested. CIGNA shall pay these amounts on or about each date that CIGNA makes dividend payments with respect to shares of common stock, but in any event no later than the end of the year in which such dividends are paid.

(b)

From the Vesting Date until the Payment Date, CIGNA will credit an amount equal to the dividends CIGNA pays on each share of common stock to your Deferred Plan account for each vested Unit. CIGNA will pay you these deferred dividend equivalents on the Payment Date under the terms of the Deferred Plan. During this deferral period CIGNA will also credit (or debit) your Deferred Plan account with hypothetical earnings (or losses) on the deferred dividend equivalents, as if you had voluntarily elected to defer the Unit shares under the Deferred Plan. CIGNA will base the hypothetical earnings credits (or loss debits) on the provisions of the Deferred Plan. CIGNA will pay you any accumulated hypothetical earnings on the Payment Date.

(c)

Your right to further payment of any dividend equivalents under paragraph 7 shall end immediately if you forfeit the Units.

9.

(a)

If you have a Forfeiture Event, you shall forfeit any Unit, have no right to receive any shares or dividend equivalent payments related to that Unit, and shall be obligated to return to CIGNA (as described in paragraph 9(c)) any Unit shares that are issued to you. You will have a Forfeiture Event if you do any of the following at any time up to and including the first anniversary of the Vesting Date:

(1)

Have a Termination of Employment initiated by a CIGNA Company because of your misconduct;

(2)

Own or operate a business, or accept a job as an employee or independent contractor with a business, that competes with any CIGNA Company, unless your Termination of Employment is initiated by a CIGNA Company for reasons other than your misconduct;

(3)

Try to persuade any employee or customer of any CIGNA Company to end an existing relationship, contractual or otherwise, with that company; or

(4)

Do anything after your Termination of Employment that would, if you were still a CIGNA Company employee, be reason for your Termination of Employment for misconduct.

(b)

The Committee shall determine whether you have a Forfeiture Event. Determinations of the Committee shall be final and binding on all parties.

(c)

If you have a Forfeiture Event, you must return any Unit shares issued to you by any or all of the following methods that CIGNA management determines are needed for CIGNA to recover all the Unit shares issued to you.

(1)

When a Forfeiture Event occurs, if you have any shares in your Stock Account or in any other account in book-entry form, you will forfeit up to the number of Unit shares issued to you.

(2)

You will deliver to CIGNA any shares you hold in certificate form (up to the number of Unit shares issued to you) within 30 days after the Forfeiture Event.

(3)

If you do not then own enough shares, you will purchase shares (up to the number of Unit shares issued to you) and deliver them to CIGNA within 30 days after the Forfeiture Event.

10.

(a)

In the event of a stock dividend, stock split, or other subdivision or combination of CIGNA common stock, the Committee shall make a proportionate adjustment in the number of shares under paragraph 2(b)(1) and in the number of shares that form the basis of the dividend equivalents under paragraph 2(b)(2).

(b)

If the outstanding shares of CIGNA common stock are changed or converted into, exchanged or exchangeable for, a different number or kind of shares or other securities of CIGNA or of another corporation, by reason of a reorganization, merger, consolidation, reclassification or combination (an Event), the Committee shall make an appropriate adjustment in the number and/or kind of shares under paragraph 2(b)(1) and in the number and/or kind of shares that form the basis of the dividend equivalents under paragraph 2(b)(2), so that your proportionate interest under this Agreement shall be maintained as before the Event. However, in case of any contemplated Event that may constitute a Change of Control, the Committee, with the approval of a majority of the members of the Board who are not then CIGNA Company employees, may modify any and all outstanding Units so as to accelerate, as a consequence of or in connection with the Event, the vesting of your Units.

CIGNA Corporation

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By:

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