Undertaking to Furnish Instruments Defining Rights of Long-Term Debt Holders – CF Bankshares Inc. to SEC
CF Bankshares Inc. has notified the SEC that, while it is not filing certain instruments defining the rights of holders of long-term debt as exhibits to its 2022 Annual Report, it agrees to provide copies of these documents to the SEC upon request. The company states that none of the omitted long-term debt instruments represent more than 10% of its total consolidated assets. This letter is signed by the company's President and CEO, Timothy T. O’Dell.
Exhibit 4.5
March 31, 2023
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re: CF Bankshares Inc.—Annual Report on Form 10-K for the fiscal year ended December 31, 2022.
Ladies and Gentlemen:
CF Bankshares Inc., a Delaware corporation, is today filing with the Securities and Exchange Commission (the "SEC") its Annual Report on Form 10-K of CF Bankshares Inc. for the fiscal year ended December 31, 2022.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, CF Bankshares Inc. hereby agrees to furnish to the SEC, upon request, copies of instruments defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to CF Bankshares Inc.’s 2022 Annual Report on Form 10-K. None of such long-term debt exceeds 10% of the total assets of CF Bankshares Inc. and its subsidiaries on a consolidated basis.
Very truly yours,
CF BANKSHARES INC.
/s/Timothy T. O’Dell
Timothy T. O’Dell
President and Chief Executive Officer
