Exhibit 10.6a

Exhibit 10.6a

		Correction Amendment to Credit Agreement

This agreement is dated as of November 10, 2004, by and between Cavco Industries, Inc. (the “Borrower”) and Bank One, NA, with its main office in Chicago, IL (the “Bank”), and its successors and assigns. The provisions of this agreement are effective on the date that this agreement has been executed by all of the signers and delivered to the Bank (the “Effective Date”). This is a Correction Amendment to Credit Agreement and supercedes and replaces that certain Amendment to Credit Agreement (“Prior Amendment”) dated as of July 13, 2004 between Borrower and Bank wherein certain mistakes were made in the amending provisions of the Prior Amendment. The Prior Amendment is hereby rendered null and void and of no force or effect.

WHEREAS, the Borrower and the Bank entered into a credit agreement dated September 17, 2003, as amended (if applicable) (the “Credit Agreement”); and

WHEREAS, the Borrower has requested and the Bank has agreed to amend the Credit Agreement as set forth below;

NOW, THEREFORE, in mutual consideration of the agreements contained herein and for other good and valuable consideration, the parties agree as follows:

C.      Via either the Edgar System or its Home Page, within ninety (90) days after the timely filing of its Annual Report on Form 10-K for the fiscal year then ended with the Securities and Exchange Commission, the financial statements for such fiscal year as contained in such Annual Report on Form 10-K and, as soon as it shall become available, the annual report to shareholders of the Borrower for the fiscal year then ended.

D.      For each fiscal quarter other than the last fiscal quarter of each fiscal year, via either the EDGAR System or its Home Page, within forty-five (45) days after the timely filing of its Quarterly Report on Form 10-Q for the fiscal quarter then ended with the Securities Exchange Commission, copies of the financial statements for such fiscal quarter as contained in such Quarterly Report on Form 10-Q.

4.13 Compliance Certificate. Provide the Bank, within forty-five (45) days after the end of the first three fiscal quarters of each fiscal year and within ninety (90) days after the end of each fiscal year, with a certificate executed by the Borrower’s chief financial officer, or other officer or person acceptable to the Bank, certifying that, as of the date of the certificate, no event of default exists under any provision of this agreement.

M.      Fixed Charge Coverage Ratio. Permit as of each fiscal quarter end, its ratio of net income before taxes, plus amortization, depreciation, interest expense, rent and operating lease payments minus any Distributions and Capital Expenditures, for the twelve month period then ending, to prior period current maturities of long term debt and capital leases, interest expense, taxes, rent and operating lease payments for the same such period, to be less than 1.50 to 1.00.

I.      Investments. Except as provided in section 5.3 hereof, invest in, or purchase, create, form or acquire any interest in, any other enterprise or entity.

A.       Acquisitions. Purchase or acquire any securities, limited liability company interest or partnership interest (or warrants or other options or rights to acquire the same) of, or make any loans or advances to, any person, firm, limited liability company, partnership or corporation, except for a purchase, acquisition, loan or advance, where (i) the Borrower has provided to the Bank pro forma statements demonstrating to the Bank that such purchase, acquisition, loan or advance will not result in the Borrower being out of compliance with any financial or other covenant contained herein, (ii) such purchase, acquisition, loan or advance does not exceed $5,000,000.00, and (iii) such purchase, acquisition, loan or advance and all other such purchases, acquisitions, loans and advances do not exceed $7,500,000.00 in the aggregate for the then current fiscal year.

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