CASH AMERICA INTERNATIONAL, INC. AMENDMENT NO. 1 TO NOTE PURCHASE AGREEMENT

Exhibit 10.13

EXECUTION COPY

CASH AMERICA INTERNATIONAL, INC.

AMENDMENT NO. 1 TO NOTE PURCHASE AGREEMENT

As of May 25, 2012

To the Persons Named on

Annex 1 Hereto

Ladies and Gentlemen:

Cash America International, Inc., a Texas corporation (hereinafter, the “Company”), together with its successors and assigns, agrees with you as follows:

1. PRELIMINARY STATEMENTS.

WHEREAS, the Company issued and sold $25,000,000 in aggregate principal amount of its 7.26% Senior Notes due January 28, 2017 (as they may be amended, restated or otherwise modified from time to time, and together with any and all other notes for which such notes, or any successor notes, have been substituted or exchanged, collectively, the “Notes”) pursuant to that certain Note Purchase Agreement, dated as of January 28, 2010 (as in effect immediately prior to giving effect to the Amendments provided for hereby, the “Existing Note Purchase Agreement”, and as amended as contemplated hereby, the “Note Purchase Agreement”);

WHEREAS, the Company represents to each of you that the register for the registration and transfer of the Notes provided for in Section 13.1 of the Existing Note Purchase Agreement indicates that (i) each of the parties named in Annex 1 (collectively, the “Current Holders”) to this Amendment No. 1 to Note Purchase Agreement (this “Amendment Agreement”) is currently a holder of the Notes whose outstanding principal amount is indicated in such Annex, and (ii) the Current Holders are currently the holders of the entire outstanding principal amount of the Notes;

WHEREAS, Enova International, Inc. (“Enova”), a Wholly-Owned Subsidiary of the Company, is preparing to make an initial public offering of a portion of its common stock as more particularly described in a Form S-1 and several amendments thereto currently on file with the United States Securities and Exchange Commission (as amended, the “S-1”), and upon completion of the sale of such common stock, Enova will no longer be a Wholly-Owned Subsidiary of the Company but the Company will hold at least 80% of the outstanding common stock of Enova (the “Transaction”); and

WHEREAS, in order to permit the Transaction, the Company has requested that the Current Holders amend certain provisions of the Existing Note Purchase Agreement, and the Current Holders are willing to amend the Existing Note Purchase Agreement (the amendments to the Existing Note Purchase Agreement as provided for by this Amendment Agreement are referred to herein, collectively, as the “Amendments”), on the terms and subject to the conditions set forth herein.

NOW, THEREFORE, subject to the conditions precedent set forth in Section 5 hereof, and for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows:

2. DEFINED TERMS.

Capitalized terms used herein and not otherwise defined herein have the meanings ascribed to them in the Note Purchase Agreement.

3. AMENDMENTS TO THE EXISTING NOTE PURCHASE AGREEMENT.

Subject to Section 5, the Existing Note Purchase Agreement is hereby amended as provided for by this Amendment Agreement as follows:

1. Clause (d) of Section 10.9 of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as follows:

“(d) Notwithstanding the foregoing, in no event shall the aggregate book value, without duplication, of all investments by the Company or any Subsidiary in (i) Non-Wholly-Owned Subsidiaries other than the Enova Entities, and (ii) South/Latin American Entities, exceed 30% of Consolidated Net Worth, in each case determined as of the date of each such investment.”

2. Section 10.10 of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as follows:

“10.10. Consolidated Net Worth.

The Company will not permit Consolidated Net Worth at any time to be less than the sum of (a) $445,788 plus (b) 50% of Consolidated Adjusted Net Income (but only if positive) for each fiscal quarter of the Company ending on or after September 30, 2009 plus (c) 100% of Net Equity Proceeds received after September 30, 2009 plus (d) if Enova International, Inc. is a Subsidiary, an amount equal to 50% of the fair market value of all net proceeds received by the Company or any of its Subsidiaries from the sale of capital stock of Enova International, Inc.”

3. Schedule B of the Existing Note Purchase Agreement is hereby amended by adding the following new terms in proper alphabetical order:

““Enova” means Enova International, Inc., a Delaware corporation, so long as (i) it is a Non-Wholly-Owned Subsidiary and (ii) not less than 80% of its equity interests and voting interests are owned by the Company or the Company’s Wholly-Owned Subsidiaries.”

““Enova Entities” means Enova and each of its Wholly-Owned Subsidiaries.”

4. REPRESENTATIONS AND WARRANTIES OF THE COMPANY.

2

To induce you to enter into this Amendment Agreement and to consent to the Amendments, the Company represents and warrants to you as follows:

4.1. Full Disclosure.

Neither the financial statements and other certificates previously provided to each of the Current Holders pursuant to the provisions of the Existing Note Purchase Agreement nor the statements made in this Amendment Agreement nor any other written statements furnished to each of the Current Holders by or on behalf of the Company in connection with the proposal and negotiation of the transactions contemplated hereby, taken as a whole, contained any untrue statement of a material fact or omitted a material fact necessary to make the statements contained therein and herein not misleading, in each case as of the time such financial statements or certificates were provided or such statements were made or furnished. There is no fact known to the Company relating to any event or circumstance that has occurred or arisen since the date of that the Company has not disclosed to each of the Current Holders in writing that has had or, so far as the Company can now reasonably foresee, could reasonably be expected to have, a Material Adverse Effect.

4.2. Organization; Power and Authority.

The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of Texas, and is duly qualified as a foreign corporation and is in good standing in each jurisdiction in which such qualification is required by law, except where the failure to be so qualified would not reasonably be expected to have a Material Adverse Effect. The Company has all requisite corporate power and authority to enter into and perform its obligations under this Amendment Agreement.

4.3. Due Authorization.

This Amendment Agreement has been duly authorized by all necessary action on the part of the Company, has been executed and delivered by a duly authorized officer of the Company, and constitutes a legal, valid and binding obligation of the Company, enforceable in accordance with its terms, except as such enforceability may be limited by (a) applicable bankruptcy, reorganization, arrangement, insolvency, moratorium, or other similar laws affecting the enforceability of creditors’ rights generally and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law).

4.4. No Defaults.

No Default or Event of Default has occurred and is continuing, either before or after giving effect to the Amendments.

4.5. Notice Concerning the S-1.

The Company shall have delivered to each holder of Notes written notice that a copy of the S-1 is publicly available at the United States Securities and Exchange Commission.

5. EFFECTIVENESS OF AMENDMENTS.

3

The Amendments shall become effective as of the first date written above (the “Effective Date”) upon the satisfaction of the conditions precedent described in Sections 5.1, 5.2, 5.3 and 5.4 below:

5.1. Execution and Delivery of this Amendment Agreement.

The Company and the Current Holders shall have executed and delivered this Amendment Agreement.

5.2. Guarantors.

Each Guarantor shall have executed and delivered to you the Consent and Reaffirmation attached hereto as Exhibit B.

5.3. Sale of Stock of Enova.

The sale of up to 20% of the common stock of Enova pursuant to an initial public offering as contemplated by, and consistent with the terms of, the S-1, shall have been completed.

5.4. Representations and Warranties.

The representations and warranties of the Company in this Amendment Agreement shall be true and correct as of the date hereof.

5.5. Fees and Expenses.

Whether or not the Amendments become effective, the Company will promptly (and in any event within thirty Business Days of receiving any statement or invoice therefor) pay all reasonable fees, expenses and costs relating to this Amendment Agreement, including, but not limited to, the reasonable fees of your special counsel, Bingham McCutchen LLP, incurred in connection with the preparation, negotiation and delivery of this Amendment Agreement and any other documents related hereto. Nothing in this Section shall limit the Company’s obligations pursuant to Section 15.1 of the Note Purchase Agreement.

6. MISCELLANEOUS.

6.1. Part of Existing Note Purchase Agreement; Future References, etc.

This Amendment Agreement shall be construed in connection with and as a part of the Existing Note Purchase Agreement and, except as expressly amended by this Amendment Agreement, all terms, conditions and covenants contained in the Existing Note Purchase Agreement are hereby ratified and shall be and remain in full force and effect. Any and all notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment Agreement may refer to the Existing Note Purchase Agreement without making specific reference to this Amendment Agreement, but nevertheless all such references shall include this Amendment Agreement unless the context otherwise requires.

4

6.2. Successor and Assigns.

This Amendment Agreement shall inure to the benefit of and be binding upon the successors and assigns of each of the parties hereto.

6.3. Counterparts.

This Amendment Agreement may be executed in any number of counterparts (including those transmitted by electronic transmission (including, without limitation, facsimile and e-mail)), each of which shall be an original but all of which together shall constitute one instrument. Each counterpart may consist of a number of copies hereof, each signed by less than all, but together signed by all, of the parties hereto. Delivery of an executed signature page by facsimile or electronic transmission shall be as effective as delivery of a manually signed counterpart hereof.

6.4. Governing Law.

THIS AMENDMENT AGREEMENT SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH, AND THE RIGHTS OF THE PARTIES SHALL BE GOVERNED BY, THE LAW OF THE STATE OF NEW YORK EXCLUDING CHOICE-OF-LAW PRINCIPLES OF THE LAW OF SUCH STATE THAT WOULD PERMIT THE APPLICATION OF THE LAWS OF A JURISDICTION OTHER THAN SUCH STATE.

[Remainder of page intentionally left blank; next page is signature page.]

5

If you are in agreement with the foregoing, please so indicate by signing the acceptance below on the accompanying counterpart of this agreement and returning it to the Company, whereupon it will become a binding agreement among you and the Company.

[Signature Page to Amendment No. 1 to Note Purchase Agreement (Cash America - 2010)]

The foregoing Amendment Agreement is hereby accepted as of the date first above written. By its execution below, each of the undersigned represents that it is either the registered owner of one or more of the Notes or is the beneficial owner of one or more of the Notes and is authorized to enter into this Amendment Agreement in respect thereof.

[Signature Page to Amendment No. 1 to Note Purchase Agreement (Cash America - 2010)]

[Signature Page to Amendment No. 1 to Note Purchase Agreement (Cash America - 2010)]

Annex 1

CURRENT HOLDERS AND OUTSTANDING PRINCIPAL AMOUNTS

Exhibit A

CONSENT AND REAFFIRMATION

Each of the undersigned (the “Guarantors”) hereby (i) acknowledges receipt of a copy of the foregoing Amendment No. 1 to Note Purchase Agreement (the “First Amendment”); (ii) consents to the Company’s execution and delivery thereof; (iii) agrees to be bound thereby; (iv) affirms that nothing contained therein shall modify in any respect whatsoever its guaranty of the obligations of the Company to the holders of the Notes pursuant to the terms of that certain Joint and Several Guaranty, entered into by the Guarantors pursuant to the terms of the Note Purchase Agreement (the “Guaranty”); and (v) reaffirms that the Guaranty is and shall continue to remain in full force and effect. Although each of the Guarantors has been informed of the matters set forth herein and in the First Amendment and has acknowledged and agreed to the same, such Guarantors understand that the holders of the Notes have no obligation to inform any of the Guarantors of such matters in the future or to seek any of the Guarantors’ acknowledgment or agreement to future amendments or waivers, and nothing herein shall create such a duty. Capitalized terms used in this Consent and Reaffirmation and not otherwise defined herein have the meanings ascribed to them in the First Amendment.

In witness whereof, each of the undersigned has executed this Consent and Reaffirmation on and as of the date of such First Amendment.