INSIDE LETTER WITH SPONSOR

Exhibit 10.10

[Form of Letter Agreement for TBBK Acquisitions I, LLC and The Bancorp, Inc.]

, 2008

FinTech Acquisition Corp.
405 Silverside Road
Wilmington, DE 19809

UBS Securities LLC
299 Park Avenue
New York, New York 10171-0026

Re: Initial Public Offering of FinTech Acquisition Corp.

Ladies and Gentlemen:

     This letter is being delivered to you in accordance with the Underwriting Agreement (the “Underwriting Agreement”) entered into by and between FinTech Acquisition Corp., a Delaware corporation (the “Company”), and UBS Securities LLC as the representative (the “Representative”) of the underwriters named in Schedule A thereto (the “Underwriters”), relating to an underwritten initial public offering (the “IPO”) of the Company’s units (the “Units”), each composed of one share of the Company’s common stock, par value $0.0001 per share (the “Common Stock”), and one warrant, which is exercisable for one share of Common Stock (the “Warrants”). Certain capitalized terms used herein are defined in paragraph 10 hereof.

     In order to induce the Company and the Underwriters to enter into the Underwriting Agreement and to proceed with the IPO, and in recognition of the benefit that such IPO will confer upon the undersigned, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the undersigned hereby agree with the Company as follows:

     1. In the event that the Company fails to consummate an Initial Business Combination within 24 months from the effective date (the “Effective Date”) of the registration statement on Form S-1 (File No. 333-149977) relating to the IPO (the “Registration Statement”), the undersigned will take all reasonable actions within its power to (a) cause the Trust Account to be liquidated and distributed to the holders of the IPO Shares as soon as reasonably practicable and (b) cause the Company to liquidate as soon as reasonably practicable (the earliest date on which the conditions in clauses (a) and (b) are both satisfied being the “Liquidation Date”). The undersigned agrees that in connection with any cessation of corporate existence of the Company on [___, 2010], it will cause the Company to adopt a plan of dissolution and distribution in accordance with Section 281(b) of the General Corporation Law of the State of Delaware or any successor provision thereto. The undersigned agrees that in connection with any cessation of corporate existence of the Company on [      ], 2010, it will not interfere with or obstruct in any way, the Company’s adoption of a plan of dissolution and distribution in accordance with Section 281(b) of the General Corporation Law of the State of Delaware or any successor provision thereto.

     2. (a) Neither the undersigned nor any affiliate of the undersigned will be entitled to receive, and no such person will accept, any finder’s fee, reimbursement or cash payment from the Company for services rendered to the Company prior to or in connection with the consummation of an Initial Business Combination, other than (subject to the following sentence) (i) repayment of that certain Promissory Note in the amount of $100,000 made to the Company by TBBK Acquisitions I, LLC, to cover offering-related

and organizational expenses; (ii) a payment of an aggregate of $7,500 per month to The Bancorp, Inc. for office space, secretarial and administrative services; and (iii) reimbursement for any out-of-pocket expenses or advances related to: (A) the IPO, (B) identifying, investigating and consummating an Initial Business Combination or (C) other expenses or advances that the Company is permitted incur. The undersigned acknowledge that the Company’s Audit Committee (or the Company’s Board of Directors in the case of a director who is a member of the Company’s Audit Committee) will review and approve all payments made to the undersigned, the Company’s officers and directors and the Company’s or their affiliates, other than the $7,500 per month payment described in the immediately preceding sentence.

     (b) Neither the undersigned, nor any affiliate of the undersigned, will accept a finder’s fee, consulting fee or any other compensation or fees from any person or other entity in connection with an Initial Business Combination, other than compensation or fees that may be received for any services provided following such Initial Business Combination.

     (c) The undersigned acknowledge and agree that the Company is not permitted to enter into an Initial Business Combination with any target in which the undersigned, any of its respective affiliates, officers or directors, or officers or directors of the Company, have a financial interest, unless (i) the Company obtains an opinion from an unaffiliated, independent investment banking firm that is a member of the Financial Institutions Regulatory Authority (“FINRA”), that such business combination is fair to the Company’s stockholders from a financial point of view and (ii) the business combination is approved by a majority of the Company’s independent and disinterested directors.

     3. If the Company seeks approval of its stockholders of an Initial Business Combination, the undersigned will:

     (a) vote all of its Founders’ Shares owned directly or indirectly by it either for or against an Initial Business Combination in the same manner as a majority of the Company’s Public Stockholders who vote at the meeting called for the purpose of approving the Initial Business Combination; and

     (b) vote all shares of Common Stock that it may acquire in or following the IPO in favor of the Initial Business Combination.

     4. Notwithstanding the $7,500 per month payment for office space and secretarial and administrative services, the undersigned hereby waive any and all right, title, interest or claim of any kind in or to any distributions of the Trust Account, or to any other amounts distributed in connection with a liquidating distribution of the Company, with respect to its Founders’ Shares (any “Claim”), and hereby waive any Claim the undersigned may have in the future as a result of, or arising out of, any contracts or agreements with the Company and will not seek recourse against the Trust Account for any reason whatsoever; provided that the foregoing shall not apply to any IPO Shares acquired by the undersigned. The undersigned hereby agree that the Company shall be entitled to reimbursement from the undersigned for any distribution of the Trust Account or any other amounts distributed by the Company in connection with a liquidating distribution received by the undersigned with respect to its Founders’ Shares.

     5. In the case of the Company’s dissolution and liquidation, the undersigned understand that the Company expects that all costs and expenses associated with implementing the Company’s plan of distribution, as well as payments to any creditors, will be funded from amounts remaining out of the $50,000 of proceeds from the IPO held outside the Trust Account and from the $2.0 million in interest income on the balance of the Trust Account that will be released to the Company to fund its working capital requirements. The undersigned further understand that if those funds are not sufficient to cover the costs and expenses associated with implementing the Company’s plan of distribution, to the extent that there is any interest accrued in the Trust Account not required to pay income taxes on interest income

earned on the Trust Account balance, the Company may request that the Trustee release to it an additional amount of up to $75,000 of such accrued interest to pay those costs and expenses. Should there be no such accrued interest available or should the aforementioned funds still not be sufficient, the undersigned hereby agree to reimburse the Company for its out-of-pocket costs associated with its dissolution and liquidation, excluding any special, indirect or consequential costs, such as litigation, pertaining to the dissolution and liquidation. The undersigned hereby represent and warrant to the Company that it is an accredited investor as such term is defined in Regulation D under the Securities Act of 1933, as amended.

     6. The undersigned agree to indemnify and hold harmless the Company against any and all losses, liabilities, claims, damages and expenses whatsoever (including, but not limited to, any and all legal or other expenses reasonably incurred in investigating, preparing or defending against any litigation, whether pending or threatened, or any claim whatsoever) (collectively, “Damages”) to which the Company may become subject, but only if, and to the extent (i) the claims reduce the amounts in the Trust Account available for payment to holders of the IPO Shares in the event of a liquidation of the Trust Account and (ii) the claims are made by (A) a vendor for services rendered, or products sold, to the Company, (B) by a third party with which the Company enters into a contractual relationship following consummation of the IPO, or (C) by a prospective target business arising out of any negotiations, contracts or agreements with the Company, provided that such indemnity shall not apply to any amounts claimed owed to a third party who executed a valid and legally enforceable waiver of any right, title, interest or claim of any kind in or to the Trust Account, or as to any claims under the Company’s obligation to indemnify the Underwriters against certain liabilities, including liabilities under the Securities Act of 1933, as amended.

     7. The undersigned’s FINRA questionnaire furnished to the Company and the Underwriters and attached hereto as Exhibit A is true and accurate in all respects. Each of the undersigned represents and warrants that:

     (a) the undersigned is not subject to or a respondent in any legal action for, any injunction, cease-and-desist order or order or stipulation to desist or refrain from any act or practice relating to the offering of securities in any jurisdiction;

     (b) the undersigned has never been convicted of or pleaded guilty to any crime (i) involving any fraud or (ii) relating to any financial transaction or handling of funds of another person, or (iii) pertaining to any dealings in any securities and the undersigned is not currently a defendant in any such criminal proceeding; and

     (c) the undersigned has never been suspended or expelled from membership in any securities or commodities exchange or association or had a securities or commodities license or registration denied, suspended or revoked.

     8. The undersigned has full right and power, without violating any agreement by which it is bound, to enter into this letter agreement, and hereby consents to being named in the Registration Statement as a shareholder of the Company.

     9. The undersigned hereby acknowledge and agree that in addition to the transfer restrictions set forth in (1) the Sponsor Securities Purchase Agreement, dated as of March 10, 2008, (the “Sponsor Purchase Agreement”) by and between the Company and TBBK Acquisitions I, LLC, and (2) the Warrant Agreement, dated as of                     , 2008, (the “Warrant Agreement”) by and between the Company and American Stock Transfer & Trust Company, it will not (A) offer, sell, contract to sell, pledge, hypothecate, grant any option to purchase or otherwise dispose of (or enter into any transaction which is designed to, or might reasonably be expected to, result in the disposition (whether by actual

disposition or effective economic disposition due to cash settlement or otherwise) by the undersigned or any affiliate of the undersigned or any person in privity with the undersigned or any affiliate of the undersigned), directly or indirectly, including the participation in the filing of a registration statement with the Securities and Exchange Commission in respect of, (B) establish or increase a put equivalent position or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Securities Exchange Act of 1934, as amended, and the rules and regulations of the Securities and Exchange Commission promulgated thereunder, with respect to or (C) enter into any swap or other arrangement that transfers to another, in whole or in part, any of the economic consequences of ownership of, or any securities convertible into or exercisable or exchangeable for, or other rights to purchase, whether any such transaction is to be settled by delivery of Common Stock or such other securities, in cash or otherwise, any Securities (as defined in the Sponsor Purchase Agreement), or publicly announce an intention to effect any such transaction, for a period of one year from the date the Company completes its Initial Business Combination; provided, however, that notwithstanding anything to the contrary in this paragraph 9, the undersigned may, at any time, (i) transfer such Securities to Permitted Transferees (as defined in the Warrant Agreement but subject to the terms of the Sponsor Purchase Agreement), (ii) transfer Private Placement Warrants (as defined in the Sponsor Purchase Agreement) and Shares underlying such Private Placement Warrants after the Company completes its Initial Business Combination, (iii) exercise Sponsor Warrants and Private Placement Warrants (as defined in the Sponsor Purchase Agreement) as contemplated by the Warrant Agreement and (iv) issue additional membership interests in TBBK Acquisitions I, LLC.

     10. As used herein, (i) “Initial Business Combination” shall mean the acquisition through a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or other similar business combination, of one or more businesses or assets in connection with which the Company will require that a majority of the shares of Common Stock voted by the Public Stockholders are voted in favor of such acquisition and stockholders owning up to one share less than 30% of the IPO Shares exercise their conversion rights; (ii) “Founders’ Shares” shall mean an aggregate of 2,875,000 shares of Common Stock (and any shares received as dividends thereon) acquired prior to the IPO owned by (a) TBBK Acquisitions I, LLC, which is wholly-owned by The Bancorp, Inc., (b) officers and directors of the Company, and (c) certain employees of The Bancorp, Inc.; (iii) “IPO Shares” shall mean the shares of Common Stock underlying the Units issued in the Company’s IPO (iv) “Public Stockholders” shall mean purchasers of Common Stock in the IPO or in the secondary market, including any of the Company’s officers or directors or their affiliates, including the undersigned, to the extent that they purchase or acquire Common Stock in the IPO or the secondary market; and (v) “Trust Account” shall mean the trust account established under the Investment Management Trust Agreement, dated as of the date hereof, by and between the Company and American Stock Transfer & Trust Company, as Trustee.

     The undersigned acknowledge and understands that the Company and the Underwriters will rely upon the agreements, representations and warranties set forth herein in proceeding with the IPO. Nothing contained herein shall be deemed to render the Underwriters a representative of, or a fiduciary with respect to, the Company, its stockholders, or any creditor or vendor of the Company with respect to the subject matter hereof.

     This letter agreement shall be binding on the undersigned and such person’s respective successors, heirs, personal representatives and assigns. This letter agreement shall terminate on the earlier of (i) the consummation of an Initial Business Combination and (ii) the Liquidation Date; provided that such termination shall not relieve the undersigned from liability for any breach of this agreement prior to its termination and provided further that paragraph 6 of this agreement shall survive a termination.

     This letter agreement shall be governed by and interpreted and construed in accordance with the laws of the State of New York applicable to contracts formed and to be performed entirely within the

State of New York, without regard to the conflicts of law provisions thereof to the extent such principles or rules would require or permit the application of the laws of another jurisdiction.

     No term or provision of this letter agreement may be amended, changed, waived, altered or modified except by written instrument executed and delivered by the party against whom such amendment, change, waiver, alteration or modification is to be enforced.

[SIGNATURE PAGE FOLLOWS]

TBBK ACQUISITIONS I, LLC
By: The Bancorp, Inc., its sole member
		Name:
		Title:
THE BANCORP, INC.
Name:
Title:
Accepted and agreed:
FINTECH ACQUISITION CORP.
By:
		Name:
		Title:

Exhibit A