PERSONAL GUARANTY

Exhibit 10.2

PERSONAL GUARANTY

WHEREAS, Steven J. Kutcher, (“Kutcher”) was employed by CapSource Financial, Inc., a Colorado corporation (“Company”);

WHEREAS, Kutcher’s employment with the Company was terminated pursuant to a Confidential Separation Agreement and General Release dated March 25, 2008 (“Separation Agreement”);

WHEREAS, the separation Agreement provides for certain amounts to be paid by the Company to Kutcher totaling $103,108.15 (“Amount Due”) plus accrued interest (collectively the “Indebtedness”);

WHEREAS, Kutcher is willing to provide such additional time for the payment of the Amount Due conditioned upon said Indebtedness being personally guaranteed as to the payment thereof by Randolph M. Pentel, Chairman of CapSource Financial, Inc. and an individual residing in Minnesota, (“Guarantor”);

1.        NOW, THEREFORE, the Guarantor guarantees that Debtor will promptly pay the full amount of the Indebtedness as and when the same shall in any manner be or become due according to the terms and conditions provided in the Separation Agreement. Notwithstanding the foregoing, the Guarantor shall have three (3) business days from the date due to make any payment required by the Separation Agreement and guaranteed by this agreement.

2.        Without limiting the generality of the foregoing, the Guarantor agrees that he will pay the full amount of Indebtedness now or hereafter due as, and when the same shall in any manner be or become due according to the terms and conditions provided in the Separation Agreement.

3.        The Guarantor hereby waives demand, notice of dishonor, presentment for payment, protest and notice of protest and of non-performance on all of said Indebtedness; and if said Indebtedness is renewed, or if the time for payment thereof be extended (to which Guarantor consents) either with or without notice to Guarantor, Guarantor unconditionally guarantee the payment of such Indebtedness at t he time fixed for the payment thereof in and by any such renewal or extension. Guarantor further waives all rights, by statute or otherwise, to require Kutcher to institute suit against the Company to obtain performance under this Agreement; also to exercise diligence in enforcing this or any other instrument.

4.        To the extent permitted by law, Guarantor waives all defenses legally available to Guarantor, Guarantor being bound to the payment of said Indebtedness of the Company. The holder of the Note may take any new or additional or substituted security from time to time without in any way impairing the obligation of the undersigned; and the impairment of the security, which said holder may from time to time hold as security for said loan, shall in no way operate to discharge the undersigned in whole or in part, it being specifically agreed that the holder is not required to exercise diligence to enforce its rights against the original maker of said Note. The holder is hereby authorized at any time, in its sole discretion and without notice, to take, change, release or in any way deal with the security herein; but the holder of the Note shall be under no obligation to collect or to protect any of such security or said indebtedness, and its neglect or failure to collect or protect the same is excused. Acceptance of the Guarantee is waived.