Eighteenth, Nineteenth, and Twentieth Amendments to Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan

Summary

This document contains three amendments to the Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan, each adding a new participating employer to the plan. The amendments, effective in 2004, include Bank of Escondido, First California Southern Bancorp, and First Carolina State Bank. The amendments are signed by representatives of Capitol Bancorp Ltd. and the respective new participating employers. The main purpose is to expand plan participation to employees of these additional entities.

EX-10.(B6) 2 k91789exv10wxb6y.htm EIGHTEENTH, NINETEENTH & TWENTIETH AMENDMENTS TO PROFIT SHARING/401(K) PLAN exv10wxb6y

Exhibit 10 (b6-1)

AMENDMENT TO THE
CAPITOL BANCORP LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 18

The Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective January 27, 2004 adding the following participating employer at the end of the list contained:


Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Bank of	Bank	California	1/1/2004
Escondido


	CAPITOL BANCORP LIMITED

Dated: January 27, 2004	By:	/s/ Joseph D. Reid

		Joseph D. Reid
		Chairman and CEO

	BANK OF ESCONDIDO

Dated: January 27, 2004	By:	/s/ Michael R. Peters

		Michael R. Peters
		President

Exhibit 10 (b6-2)

AMENDMENT TO THE
CAPITOL BANCORP LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 19

The Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective January 26, 2004 adding the following participating employer at the end of the list contained:


Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
First California	Bank Holding	California	7/1/2003
Southern Bancorp	Company


	CAPITOL BANCORP LIMITED

Dated: January 26, 2004	By:	/s/ Joseph D. Reid

		Joseph D. Reid
		Chairman and CEO

	FIRST CALIFORNIA SOUTHERN BANCORP

Dated: January 26, 2004	By:	/s/ Scott R. Andrews

		Scott R. Andrews
		President

Exhibit 10 (b6-3)

AMENDMENT TO THE
CAPITOL BANCORP LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 20

The Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective July 28, 2004 adding the following participating employer at the end of the list contained:


Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
First Carolina	Bank	North Carolina	7/1/2004
State Bank


	CAPITOL BANCORP LIMITED

Dated: July 28, 2004	By:	/s/ Joseph D. Reid

		Joseph D. Reid
		Chairman and CEO

	FIRST CAROLINA STATE BANK

Dated: July 28, 2004	By:	/s/ David A. Parker

		David A. Parker
		President