Bankrate, Inc. 2015 EQUITY COMPENSATION PLAN RESTRICTED STOCK UNIT AGREEMENT

1.

Restricted Stock Unit Grant.  The Company hereby grants to the Participant [NUMBER] Restricted Stock Units (the “RSUs”), subject to the terms and conditions of this Agreement and the Plan (which is incorporated herein by reference with the same effect as if set forth herein in full) in addition to such other restrictions, if any, as may be imposed by law.

2.

Definitions.  All capitalized terms used herein shall have the same meaning as in the Plan, except as otherwise expressly provided.

3.

Vesting and Forfeiture.

(a)

Service Vesting.  Except as otherwise set forth in this Agreement, the RSUs shall vest on the first anniversary of the Grant Date (the  “Vesting Date”), subject to the Participant’s continued service to the Company and its Affiliates through the Vesting Date.

(b)

Termination of Service.

(i)

General.  Except as otherwise provided in Sections 3(b)(ii) of this Agreement, if the Participant incurs a Termination of Service, any then outstanding and unvested RSUs shall be automatically and immediately forfeited for no consideration.

(ii)

Death or Disability.  Notwithstanding Section 3(b)(i) of this Agreement, if the Participant incurs a Termination of Service prior to the Vesting Date that is due to the Participant’s death or Disability, a prorated portion of the Participant’s unvested RSUs shall vest in an amount equal to the product of (A) the number of unvested RSUs multiplied by (B) a fraction, the numerator of which is the number of days that the Participant provided services during the period from the Grant

Date through the date of such Termination of Service and the denominator of which is 365, and all other unvested RSUs shall be forfeited as of such Termination of Service.

(c)

Change in Control.  Notwithstanding Section 3(a) of this Agreement, all unvested RSUs shall become fully vested as of the occurrence of a Change in Control.

4.

Nontransferability.  The RSUs acquired by the Participant pursuant to this Agreement shall not be sold, transferred, pledged, assigned, or otherwise encumbered or disposed of, except as provided herein and in the Plan.

5.

Settlement.  Subject to Section 7 of this Agreement,  the Company shall issue one Share to the Participant for each RSU that becomes vested hereunder within 30 days following the applicable date on which it vests under Section 3.

6.

No Voting Rights; Dividend Equivalents.  Until such time as the RSUs have been settled pursuant to Section 5 of this Agreement and the underlying Shares have been delivered to the Participant, and the Participant has become the holder of such Shares, the Participant shall have no rights as a stockholder, including, without limitation, any right to dividends or other distributions or any right to vote.  Notwithstanding the foregoing,  if the Company declares an ordinary cash dividend the record date of which occurs while the RSUs are outstanding, the Participant shall be credited a cash dividend equivalent in an amount equal to the dividend that would have been paid on the Shares underlying the RSUs had such Shares been outstanding on such record date.  Any such dividend equivalents shall be subject to the same vesting conditions applicable to the underlying RSU with respect to which they accrue, and shall, if the underlying RSU vests, be paid no later than 30 days following the applicable date on which such underlying RSU vests under Section 3.

7.

Certain Tax Matters.  The Participant (or, in the event of his or her death, any beneficiary), shall be solely responsible for any federal, state, or local income or self-employment taxes that the Participant incurs in connection with the receipt of the RSUs or the settlement of the RSUs and the Company shall generally have no obligation or liability with respect to the Participant’s (or, in the event of his or her death, any beneficiary’s) satisfaction of such taxes and shall have no withholding obligations with respect thereto.

8.

Governing Law; Captions.  This Agreement shall be governed by and construed and enforced in accordance with the laws of the State of Delaware, without regard to the principles of conflicts of law thereof.  The captions of this Agreement are not part of the provisions hereof and shall have no force or effect.

9.

Plan.  The RSUs are granted pursuant to the Plan, which is incorporated herein by reference, and the RSUs shall, except as otherwise expressly provided herein, be governed by the terms of the Plan.  In the event of a conflict between the provisions of this Agreement and the terms of the Plan, the terms of the Plan shall control.  The Participant hereby acknowledges receipt of a copy of the Plan and agrees to be bound by all the terms and provisions thereof.  The Participant and the Company each acknowledge that this Agreement (together with the Plan) constitutes the

entire agreement and supersedes all other agreements and understandings, both written and oral, between the parties with respect to the subject matter hereof.

10.

No Employment or Service Rights.  This Agreement shall not create any right of the Participant to continued employment or service with the Company or limit the right of the Company to terminate the Participant’s employment or service at any time and shall not create any right of the Participant to employment or continued service with the Company.

11.

Amendment.  This Agreement may be amended only by mutual written agreement of the parties.

12.

Assignment.  This Agreement is personal to the Participant and, without the prior written consent of the Company, shall not be assignable by the Participant other than by will or the laws of descent and distribution.  This Agreement shall inure to the benefit of and be enforceable by the Participant’s legal representatives.  This Agreement shall inure to the benefit of and be binding upon the Company and its successors and assigns.

13.

Severability.  The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement.

14.

No Waiver.  The Participant’s or the Company’s failure to insist upon strict compliance with any provision of, or to assert any right under, this Agreement shall not be deemed to be a waiver of such provision or right or of any other provision of or right under this Agreement.

15.

Section 409A of the Code.  It is intended that the RSUs granted pursuant to this Agreement and the provisions of this Agreement be exempt from or comply with Section 409A of the Code, and all provisions of this Agreement shall be construed and interpreted in a manner consistent with the requirements for avoiding taxes or penalties under Section 409A of the Code.

16.

Unfunded Plan.  This Award is unfunded and the Participant shall be considered an unsecured creditor of the Company with respect to the Company’s obligations, if any, to issue Shares pursuant to this Agreement (including, without limitation, as to any RSUs that vest).  Nothing contained in this Agreement, and no action taken pursuant to its provisions, shall create or be construed to create a trust of any kind or a fiduciary relationship between the Participant and the Company or any other person.

17.

Counterparts.  This Agreement may be signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument.  The parties hereto confirm that any facsimile copy of another party’s executed counterpart of this Agreement (or its signature page thereof) shall be deemed to be an executed original thereof.

  18.