Arthur J. Gallagher & Co. Contracts & Agreements

124 Contracts & Agreements
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Filed
Underwriting Agreement, dated as of December 10, 2024, by and among Arthur J. Gallagher & Co. and BofA Securities, Inc. and Morgan Stanley & Co. LLC, as representatives of the...
Underwriting Agreements
Arthur J. Gallagher & Co.
2024
Stock Purchase Agreement, dated as of December 7, 2024, by and among Arthur J. Gallagher & Co., The AssuredPartners Group LP and Dolphin Topco, Inc
Stock Agreements
Arthur J. Gallagher & Co.
2024
Equity Distribution Agreement, dated as of March 14, 2024, between Arthur J. Gallagher & Co. and Morgan Stanley & Co. LLC
Equity Distribution Agreements
Arthur J. Gallagher & Co.
2024
Underwriting Agreement, dated February 12, 2024, by and among the Company and BofA Securities, Inc. and J.P. Morgan Securities LLC as representatives of the underwriters named in...
Underwriting Agreements
Arthur J. Gallagher & Co.
2024
Officers Certificate of the Company pursuant to the Indenture, dated as of February 15, 2024
Indenture Agreements
Arthur J. Gallagher & Co.
2024
Description of Securities
Arthur J. Gallagher & Co.
2024
Underwriting Agreement, dated October 30, 2023, by and among the Company and BofA Securities, Inc. and Barclays Capital Inc. as representatives of the underwriters named in...
Underwriting Agreements
Arthur J. Gallagher & Co.
2023
Officers Certificate of the Company pursuant to the Indenture, dated as of November 2, 2023
Indenture Agreements
Arthur J. Gallagher & Co.
2023
Credit Agreement, dated as of June 22, 2023, by and among Arthur J. Gallagher & Co., as borrower, Bank of America, N.A., as administrative agent and L/C issuer, and the lenders...
Credit Agreements
Arthur J. Gallagher & Co.
2023
Underwriting Agreement, dated February 27, 2023, by and among the Company and BofA Securities, Inc. and Citigroup Global Markets Inc., as representatives of the underwriters named...
Underwriting Agreements
Arthur J. Gallagher & Co.
Insurance
NY
2023
Officers Certificate of the Company pursuant to the Indenture, dated as of March 2, 2023
Indenture Agreements
Arthur J. Gallagher & Co.
Insurance
2023
Equity Distribution Agreement, dated as of November 15, 2022, between Arthur J. Gallagher & Co. and Morgan Stanley & Co. LLC
Equity Distribution Agreements
Arthur J. Gallagher & Co.
2022
Arthur J. Gallagher & Co. 2022 Long-Term Incentive Plan
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
Insurance
NY
2022
Letter Agreement, dated December 1, 2021, by and between Willis Towers Watson plc and Arthur J. Gallagher & Co
Arthur J. Gallagher & Co.
Insurance
2021
Officers Certificate of the Company pursuant to the Indenture, dated as of November 9, 2021
Indenture Agreements
Arthur J. Gallagher & Co.
2021
Underwriting Agreement, dated November 2, 2021, by and between Arthur J. Gallagher & Co., BofA Securities, Inc. and J.P. Morgan Securities LLC, as representative of the...
Underwriting Agreements
Arthur J. Gallagher & Co.
2021
Security and Asset Purchase Agreement, dated as of August 12, 2021, by and between Arthur J. Gallagher & Co. and Willis Towers Watson plc
Purchase Agreements
Arthur J. Gallagher & Co.
2021
Indenture, dated as of May 20, 2021, between the Company and The Bank of New York Mellon Trust Company, N.A., as Trustee
Indenture Agreements
Arthur J. Gallagher & Co.
Insurance
NY
2021
Officers Certificate of the Company pursuant to the Indenture, dated as of May 20, 2021
Indenture Agreements
Arthur J. Gallagher & Co.
2021
Underwriting Agreement, dated May 12, 2021, by and between Arthur J. Gallagher & Co. and Morgan Stanley & Co. LLC, as representative of the several underwriters listed on Schedule...
Underwriting Agreements
Arthur J. Gallagher & Co.
2021
Underwriting Agreement, dated May 13, 2021, by and between Arthur J. Gallagher & Co., BofA Securities, Inc. and J.P. Morgan Securities LLC, as representative of the underwriters...
Underwriting Agreements
Arthur J. Gallagher & Co.
2021
Security and Asset Purchase Agreement, dated as of May 12, 2021, by and among Arthur J. Gallagher & Co., Aon plc and Willis Towers Watson plc
Purchase Agreements
Arthur J. Gallagher & Co.
Insurance
IL
2021
Arthur J. Gallagher & Co., Deferred Equity Participation Plan (as amended and restated as of February 20, 2021)
Participation Agreements
Arthur J. Gallagher & Co.
2021
The Arthur J. Gallagher & Co. Supplemental Savings and Thrift Plan, as amended and restated effective October 20, 2020
Arthur J. Gallagher & Co.
Insurance
IL
2021
Amendment No. 1, dated August 27, 2020, to the Second Amended and Restated Multicurrency Credit Agreement dated June 7, 2019, between Arthur J. Gallagher & Co., Bank of Montreal,...
Credit Agreements
Arthur J. Gallagher & Co.
2020
Arthur J. Gallagher & Co. Deferred Equity Participation Plan, amended and restated as of March 12, 2020
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2020
Description of Securities
Arthur J. Gallagher & Co.
Insurance
2020
Arthur J. Gallagher & Co. Deferred Cash Participation Plan, amended and restated as of September 11, 2018
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2020
The Arthur J. Gallagher & Co. Supplemental Savings & Thrift Plan, as amended and restated effective July 25, 2018
Arthur J. Gallagher & Co.
Insurance
IL
2018
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated on January 18, 2017) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
2017
AMENDED AND RESTATED MULTICURRENCY CREDIT AGREEMENT DATED AS OF APRIL 8, 2016 AMONG ARTHUR J. GALLAGHER & CO., AS A BORROWER, AND THE OTHER BORROWERS PARTY HERETO, THE LENDERS...
Credit Agreements
Arthur J. Gallagher & Co.
2016
ARTHUR J. GALLAGHER & CO. SENIOR MANAGEMENT INCENTIVE PLAN
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
Insurance
IL
2015
ARTHUR J. GALLAGHER & CO. DEFERRED CASH PARTICIPATION PLAN (amended and restated as of March 11, 2015)
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2015
ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS and THRIFT PLAN As Amended and Restated Effective January 1, 2015 TABLE OF CONTENTS
Arthur J. Gallagher & Co.
Insurance
IL
2015
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated on January 16, 2015) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
2015
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN AWARD AGREEMENT
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2015
ARTHUR J. GALLAGHER & CO. 2014 LONG-TERM INCENTIVE PLAN
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2014
Wesfarmers Insurance Investments Pty Ltd (ACN 105 168 876) and OAMPS Ltd (ACN 006 743 719) and Wesfarmers Limited (ACN008 984 049) and PastelPurchaser Pty Limited (ACN 168 930...
Share Agreements
Arthur J. Gallagher & Co.
Insurance
2014
SHARE PURCHASE AGREEMENT BY ANDAMONG NORAXIS CAPITAL CORPORATION, ROINS FINANCIAL SERVICES LIMITED, 8276323 CANADA INC. AND ARTHUR J. GALLAGHER & CO. DATED AS OF MAY 19, 2014...
Share Agreements
Arthur J. Gallagher & Co.
Insurance
2014
DATED 1 April 2014
Arthur J. Gallagher & Co.
2014
ARTHUR J. GALLAGHER & CO. FORM OF PERFORMANCESHARE UNIT GRANT AGREEMENT
Arthur J. Gallagher & Co.
Insurance
DE
2014
19,000,000 Shares ARTHUR J. GALLAGHER & CO. COMMON STOCK (PAR VALUE $1.00 PER SHARE) UNDERWRITING AGREEMENT
Underwriting Agreements
Arthur J. Gallagher & Co.
Insurance
NY
2014
Wesfarmers Insurance Investments Pty Ltd (ACN 105 168 876) and OAMPS Ltd (ACN 006 743 719) and Wesfarmers Limited (ACN008 984 049) and PastelPurchaser Pty Limited (ACN 168 930...
Share Agreements
Arthur J. Gallagher & Co.
2014
ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS and THRIFT PLAN As Amended and Restated Effective January 21, 2014 TABLE OF CONTENTS
Arthur J. Gallagher & Co.
Insurance
IL
2014
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated on January 22, 2014) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
2014
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN AWARD AGREEMENT
Participation Agreements
Arthur J. Gallagher & Co.
2014
ARTHUR J. GALLAGHER & CO. COMMON STOCK (PAR VALUE $1.00 PER SHARE) EQUITY DISTRIBUTION AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
NY
2013
MULTICURRENCY CREDIT AGREEMENT DATED AS OF SEPTEMBER 19, 2013 AMONG ARTHUR J. GALLAGHER & CO., AS A BORROWER, AND THE OTHER BORROWERS PARTY HERETO, THE LENDERS PARTY HERETO, BANK...
Credit Agreements
Arthur J. Gallagher & Co.
Insurance
IL
2013
DATED 4September 2013 SHARE PURCHASE AGREEMENT DMWSL 586 LIMITED and FRIARY INTERMEDIATE LIMITED and ARTHUR J.GALLAGHER & CO relating to the sale and purchase of the entire issued...
Limited Partnership Agreements
Arthur J. Gallagher & Co.
2013
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated on January 24, 2013) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
2013
NOTICE OF RESTRICTED STOCK UNIT GRANT
Stock Agreements
Arthur J. Gallagher & Co.
2013
NOTICE OF OPTION GRANT
Arthur J. Gallagher & Co.
Insurance
DE
2013
ARTHUR J. GALLAGHER & CO. PERFORMANCE UNIT PROGRAM 2013 PERFORMANCE UNIT GRANT AGREEMENT
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2013
ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS and THRIFT PLAN As Amended and Restated Effective December 7, 2012 TABLE OF CONTENTS
Arthur J. Gallagher & Co.
2013
ARTHUR J. GALLAGHER & CO. EMPLOYEE STOCK PURCHASE PLAN Amended and Restated as of September 17, 2012
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2012
ARTHUR J. GALLAGHER & CO. ARTHUR J. GALLAGHER & CO. (ILLINOIS) ARTHUR J. GALLAGHER BROKERAGE & RISK MANAGEMENTSERVICES, LLC RISK PLACEMENT SERVICES, INC. GALLAGHER BASSETT...
Note Agreements
Arthur J. Gallagher & Co.
2012
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated on March 14, 2012) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2012
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN FORM OF AWARD AGREEMENT
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2012
CHANGE IN CONTROL AGREEMENT
Change of Control Agreements
Arthur J. Gallagher & Co.
2012
CHANGE IN CONTROL AGREEMENT
Change of Control Agreements
Arthur J. Gallagher & Co.
2012
ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS and THRIFT PLAN As Amended and Restated Effective December 1, 2009 TABLE OF CONTENTS
Arthur J. Gallagher & Co.
Insurance
IL
2012
DATED 12th May 2011
Arthur J. Gallagher & Co.
2011
ARTHUR J.GALLAGHER & CO. ARTHUR J. GALLAGHER &CO. (ILLINOIS) ARTHUR J. GALLAGHERBROKERAGE & RISK MANAGEMENT SERVICES, LLC RISK PLACEMENT SERVICES, INC. GALLAGHER BASSETT SERVICES,...
Note Agreements
Arthur J. Gallagher & Co.
2011
ARTHUR J. GALLAGHER & CO. DEFERRAL PLAN FOR NONEMPLOYEEDIRECTORS AMENDED AND RESTATED AS OF JANUARY 1, 2011 ARTICLE I Purpose
Arthur J. Gallagher & Co.
2011
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN (as amended and restated) Purpose
Participation Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2011
ARTHUR J. GALLAGHER & CO. EMPLOYEE STOCK PURCHASE PLAN CONFORMED THROUGH AMENDMENT NO. 3
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2011
FORM NOTICE OF RESTRICTED STOCK UNIT GRANT
Stock Agreements
Arthur J. Gallagher & Co.
2011
FORM NOTICE OF OPTION GRANT
Arthur J. Gallagher & Co.
2011
FORM NOTICE OF CASH-SETTLED STOCK APPRECIATION RIGHT GRANT
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2011
FORM OF ARTHUR J. GALLAGHER & CO. PERFORMANCE UNIT PROGRAM [ ] PERFORMANCE UNIT GRANT AGREEMENT
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
Insurance
DE
2011
FIRST AMENDMENT TO THE ARTHUR J. GALLAGHER & CO. SEVERANCE PLAN (effective September 15, 1997, as amended and restated effective January 1, 2009)
Severance Agreements
Arthur J. Gallagher & Co.
2010
ARTHUR J. GALLAGHER & CO. SENIOR MANAGEMENT INCENTIVE PLAN
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2010
MULTICURRENCYCREDIT AGREEMENT DATED AS OF JULY 15, 2010 AMONG ARTHUR J. GALLAGHER & CO., AS ABORROWER, AND THE OTHER BORROWERS PARTY HERETO, THE LENDERS PARTY HERETO, BANK OF...
Arthur J. Gallagher & Co.
2010
THIRD AMENDMENT TO THE ARTHUR J. GALLAGHER & CO. EMPLOYEE STOCK PURCHASE PLAN
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
2010
SECOND AMENDMENT TO THE ARTHUR J.GALLAGHER & CO. SUPPLEMENTAL SAVINGS AND THRIFT PLAN
Arthur J. Gallagher & Co.
2010
ARTHUR J. GALLAGHER & CO. 1988 INCENTIVESTOCK OPTION PLAN (Restated as of May 19, 1998) CONFORMED THROUGH AMENDMENT NO. 1
Arthur J. Gallagher & Co.
2010
ARTHUR J. GALLAGHER & CO. 1988NONQUALIFIED STOCK OPTION PLAN (Restated as of January 22, 1998)
Stock Agreements
Arthur J. Gallagher & Co.
Insurance
2010
ARTHUR J. GALLAGHER & CO. 1989NON-EMPLOYEE DIRECTORS STOCK OPTION PLAN (RESTATED AS OF JANUARY 22, 1998)
Stock Agreements
Arthur J. Gallagher & Co.
2010
ARTHUR J.GALLAGHER & CO. ARTHUR J. GALLAGHER &CO. (ILLINOIS) ARTHUR J. GALLAGHERBROKERAGE & RISK MANAGEMENT SERVICES, LLC RISK PLACEMENT SERVICES, INC. GALLAGHERBASSETT SERVICES,...
Management Agreements
Arthur J. Gallagher & Co.
2009
FIRST AMENDMENT TO THE ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
Insurance
2009
INDEMNIFICATION AGREEMENT
Indemnification Agreements
Arthur J. Gallagher & Co.
2009
FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT
Change of Control Agreements
Arthur J. Gallagher & Co.
Insurance
2009
ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS andTHRIFT PLAN As Amended and Restated Effective January 1, 2008 TABLE OF CONTENTS
Arthur J. Gallagher & Co.
2009
ARTHUR J. GALLAGHER & CO. SEVERANCE PLAN
Severance Agreements
Arthur J. Gallagher & Co.
2009
SECOND AMENDMENT TO THE ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2009
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN
Participation Agreements
Arthur J. Gallagher & Co.
2008
ASSET PURCHASE AGREEMENT FOR THE ACQUISITION OF
Purchase Agreements
Arthur J. Gallagher & Co.
2008
ARTHUR J. GALLAGHER (UK) LIMITED AND AON LIMITED AND ARTHUR J. GALLAGHER & CO AGREEMENT FOR THE SALE AND PURCHASE OF CERTAIN ASSETS OF THE UK REINSURANCE BUSINESS OF ARTHUR J....
Purchase Agreements
Arthur J. Gallagher & Co.
2008
ARTHUR J. GALLAGHER & CO. (ILLINOIS) ARTHUR J. GALLAGHER BROKERAGE & RISK MANAGEMENT SERVICES, LLC RISK PLACEMENT SERVICES, INC. GALLAGHER RE, INC. GALLAGHER BASSETTSERVICES, INC....
Arthur J. Gallagher & Co.
2008
MULTICURRENCY CREDIT AGREEMENT DATEDAS OF DECEMBER 19, 2007 AMONG ARTHUR J. GALLAGHER &CO., AS A BORROWER, AND
Credit Agreements
Arthur J. Gallagher & Co.
2008
ARTHUR J. GALLAGHER & CO. DEFERRAL PLAN FOR NONEMPLOYEE DIRECTORS
Arthur J. Gallagher & Co.
2008
ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2007
ARTHUR J. GALLAGHER & CO. 1988 NONQUALIFIED STOCK OPTION AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
2007
RESTRICTED STOCK AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
2007
ARTHUR J. GALLAGHER & CO. PERFORMANCE UNIT PROGRAM I. INTRODUCTION
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2007
ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN
Participation Agreements
Arthur J. Gallagher & Co.
2007
SHARE PURCHASE AGREEMENT dated as of January 25, 2007
Share Agreements
Arthur J. Gallagher & Co.
2007
SIXTEENTH AMENDMENT TO LEASE
Lease Agreements
Arthur J. Gallagher & Co.
Insurance
2006
PURCHASE AND SALE AGREEMENT
Purchase Agreements
Arthur J. Gallagher & Co.
Insurance
IL
2006
RESTRICTED STOCK AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
2006
FIRST AMENDMENT TO LEASE AGREEMENT
Lease Agreements
Arthur J. Gallagher & Co.
2006
FIRST AMENDMENT TO ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS AND THRIFT PLAN
Arthur J. Gallagher & Co.
2006
SECOND AMENDMENT TO THE ARTHUR J. GALLAGHER & CO. SUPPLEMENTAL SAVINGS AND THRIFT PLAN
Arthur J. Gallagher & Co.
2006
FIRST AMENDMENT TO THE ARTHUR J. GALLAGHER & CO. DEFERRED EQUITY PARTICIPATION PLAN
Participation Agreements
Arthur J. Gallagher & Co.
2006
OPERATING AGREEMENT OF CHEM-MOD LLC TABLE OF CONTENTS
Operating Agreements
Arthur J. Gallagher & Co.
2006
OPTION AGREEMENT
Arthur J. Gallagher & Co.
2006
OPERATING AGREEMENT
Operating Agreements
Arthur J. Gallagher & Co.
2006
MULTICURRENCY CREDIT AGREEMENT DATED AS OF OCTOBER 5, 2005 AMONG ARTHUR J.GALLAGHER & CO., THE GUARANTORS PARTY HERETO, THE LENDERS PARTY HERETO,
Credit Agreements
Arthur J. Gallagher & Co.
2005
AMENDMENT NO. SIX TO THE ARTHUR J. GALLAGHER & CO. 1989 NON-EMPLOYEE DIRECTORS STOCK OPTION PLAN (Restated as of January 22, 1998)
Stock Agreements
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2005
PURCHASE AND SALE AGREEMENT (Partnership Interests in Birchwood Acres Limited Partnership, LLLP) by and among
Purchase Agreements
Arthur J. Gallagher & Co.
2005
SETTLEMENT AGREEMENT AND MUTUAL RELEASE
Settlement Agreements
Arthur J. Gallagher & Co.
2005
AMENDMENT NO. ONE TO THE ARTHUR J. GALLAGHER & CO. 1988 INCENTIVE STOCK OPTION PLAN
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2005
AMENDMENT NO. FIVE TO THE ARTHUR J. GALLAGHER & CO. RESTATED 1988 NONQUALIFIED STOCK OPTION PLAN
Stock Agreements
Arthur J. Gallagher & Co.
2005
AMENDMENT NO. SIX TO THE ARTHUR J. GALLAGHER & CO. 1988 NONQUALIFIED STOCK OPTION PLAN
Stock Agreements
Arthur J. Gallagher & Co.
2005
FIRST AMENDMENT TO THE ARTHUR J. GALLAGHER & CO. EMPLOYEE STOCK PURCHASE PLAN
Stock Agreements
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO. 1988 INCENTIVE STOCK OPTION AGREEMENT
Bonus & Incentive Agreements
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO. 1988 NONQUALIFIED STOCK OPTION AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2005
RESTRICTED STOCK AGREEMENT
Stock Agreements
Arthur J. Gallagher & Co.
2005
ARTHUR J. GALLAGHER & CO.
Arthur J. Gallagher & Co.
2004
AMENDMENT NO. FOUR TO THE
Arthur J. Gallagher & Co.
2004
AMENDMENT NO. FIVE TO THE
Arthur J. Gallagher & Co.
2004