ADDENDUM TO AMENDED AND RESTATED SERVICE AND EXPENSE AGREEMENT, AS AMENDED BY AMENDMENT NO. 1

Exhibit 10.20

ADDENDUM TO

AMENDED AND RESTATED SERVICE AND EXPENSE AGREEMENT,

AS AMENDED BY AMENDMENT NO. 1

ALLSTATE INSURANCE COMPANY, an Illinois insurance company (“Allstate”), and certain affiliates of Allstate (“Affiliates”) entered into an Amended and Restated Service and Expense Agreement effective as of January 1, 2004 (the “Agreement”), as amended by Amendment No. 1 effective as of January 1, 2009 (“Amendment No. 1”).  The Agreement as amended by Amendment No. 1 is hereinafter referred to as the “Amended Agreement.”  The Amended Agreement provides that Allstate will furnish or cause to be furnished certain services and facilities subject to the terms and conditions set forth in the Amended Agreement.  The Amended Agreement also provides that the Affiliates may furnish certain services and facilities to Allstate and to other Affiliates from time to time subject to the terms and conditions in the Amended Agreement, and it provides for possible future alternative methods of costing for facilities and services provided pursuant to the Amended Agreement.

Each of the following Affiliates became parties to the Amended Agreement by execution of an Addendum dated the date indicated after their respective names:

By executing this Addendum, each of the Affiliates listed above agrees that the Amended Agreement is, and since the date of its execution of its Addendum has been, subject to that certain Letter Agreement effective as of December 1, 2007, regarding the meaning of “monthly intercompany settlement process” and Statement of Statutory Accounting Principles No. 96, Settlement Requirements for Intercompany Transactions, An Amendment to SSAP No. 25 – Accounting for and Disclosures about Transactions with Affiliates and Other Related Parties, a copy of which is attached hereto.

This Addendum may be executed by the parties hereto in any number of counterparts, and by each of the parties hereto in separate counterparts, each of which counterparts, when so executed and delivered, shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument.

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Exhibit 10.20

ALLSTATE ENTERPRISES, LLC

ALLSTATE FINANCE COMPANY, LLC

CREDIT CARD SENTINEL, INC.

NORTH LIGHT SPECIALTY INSURANCE COMPANY

OCOMA INDUSTRIES, INC.

PABLO CREEK SERVICES, INC.

ROAD BAY INVESTMENTS, LLC

SIGNATURE AGENCY, INC.

SIGNATURE MOTOR CLUB, INC.

SIGNATURE MOTOR CLUB OF CALIFORNIA, INC.

SIGNATURE NATIONWIDE CLUB OF CALIFORNIA, INC.

SIGNATURE’S NATIONWIDE CLUB, INC.

ALLSTATE INSURANCE HOLDINGS, LLC

Acknowledged:

ALLSTATE INSURANCE COMPANY

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