Index Options Contract Schedule between John Doe and Issuer (Contract No. ??687456)

Summary

This contract schedule outlines the terms for John Doe (and potentially joint owner Jane Doe) regarding the allocation and management of index options within an annuity or similar investment product. It specifies the types of index strategies available, allocation limits, reallocation rules, and key parameters such as buffers, caps, participation rates, and term lengths for various market indexes. The agreement details how index option values are handled at key dates and provides guidelines for selecting and managing up to 15 index options. The contract is effective as of April 15, 2022.

EX-4.BII 5 ex4bii.htm INDEX OPTIONS CONTRACT SCHEDULE

Index Options Contract Schedule

Owner:	[John Doe]	Contract Number:	[??687456]
Owner’s Date of Birth:	[January 15, 1977]	Issue Date:	[04/15/22]
Owner’s Gender:	[Male]	Annuitant:	[John Doe]
[Joint Owner:	[Jane Doe]]	Annuitant’s Date of Birth:	[January 15, 1977]
[Joint Owner’s Date of Birth:	[January 15, 1977]]	Annuitant’s Gender:	[Male]
[Joint Owner’s Gender:	[Female]]

Allocation Guidelines:

[1. Currently, you can select up to [5] of the Index Protection Strategy with Trigger Index Options.

2.	Currently, you can select up to [5] of the Index Protection Strategy with Cap Index Options.

3.	Currently, you can select up to [5] of the Index Performance Strategy II Index Options.

4.	Currently, you can select up to [5] of the Index Performance Strategy III Index Options.

5.	Currently, you can select up to [5] of the Index Guard Strategy Index Options.

6.	Currently, you can select up to [5] of the Index Precision Strategy Index Options.

7.	Currently, you can select up to a maximum of [15] Index Options.

8.	Allocations must be made in whole percentages.]

[Early Reallocation Cutoff: [14 days prior to an Index Anniversary]] [Early Reallocation Maximum: [2 Business Days per Index Year]]

Index Options:

[On the Income Benefit Date, for any Index Option that has not reached a Term End Date, we will lock the Index Option Value before we calculate Income Payments.]

[Part [A] Index Option Rider(s):]

[Index Performance Strategy II Index Options

Index	Buffer for all Terms	Minimum Cap for all Terms	Term length
S&P 500^® Index	[10.00]%	[3.00]%	[1 Index Year]
Nasdaq-100^® Index	[10.00]%	[3.00]%	[1 Index Year]
Russell 2000^® Index	[10.00]%	[3.00]%	[1 Index Year]
EURO STOXX 50^®	[10.00]%	[3.00]%	[1 Index Year]
iShares^® MSCI Emerging Markets ETF	[10.00]%	[3.00]%	[1 Index Year]]

S40877-INCOME

[Admin. Tracking Identifier]

Index Options Contract Schedule continued from the previous page

[Index Performance Strategy III Index Options

Index	Buffer for all Terms	Minimum Cap for all Terms	Minimum Participation Rate for all Terms	Term length
S&P 500^® Index	[10.00]%	[1.50]%	[100.00]%	[3 Index Years]
Nasdaq-100^® Index	[10.00]%	[1.50]%	[100.00]%	[3 Index Years]
Russell 2000^® Index	[10.00]%	[1.50]%	[100.00]%	[3 Index Years]
EURO STOXX 50^®	[10.00]%	[1.50]%	[100.00]%	[3 Index Years]
iShares^® MSCI Emerging Markets ETF	[10.00]%	[1.50]%	[100.00]%	[3 Index Years]
S&P 500^® Index	[20.00]%	[1.50]%	[100.00]%	[3 Index Years]
Nasdaq-100^® Index	[20.00]%	[1.50]%	[100.00]%	[3 Index Years]
Russell 2000^® Index	[20.00]%	[1.50]%	[100.00]%	[3 Index Years]
EURO STOXX 50^®	[20.00]%	[1.50]%	[100.00]%	[3 Index Years]
iShares^® MSCI Emerging Markets ETF	[20.00]%	[1.50]%	[100.00]%	[3 Index Years]
S&P 500^® Index	[30.00]%	[1.50]%	[100.00]%	[3 Index Years]
Nasdaq-100^® Index	[30.00]%	[1.50]%	[100.00]%	[3 Index Years]
Russell 2000^® Index	[30.00]%	[1.50]%	[100.00]%	[3 Index Years]
EURO STOXX 50^®	[30.00]%	[1.50]%	[100.00]%	[3 Index Years]
iShares^® MSCI Emerging Markets ETF	[30.00]%	[1.50]%	[100.00]%	[3 Index Years]
S&P 500^® Index	[10.00]%	[1.50]%	[100.00]%	[6 Index Years]
Nasdaq-100^® Index	[10.00]%	[1.50]%	[100.00]%	[6 Index Years]
Russell 2000^® Index	[10.00]%	[1.50]%	[100.00]%	[6 Index Years]
EURO STOXX 50^®	[10.00]%	[1.50]%	[100.00]%	[6 Index Years]
iShares^® MSCI Emerging Markets ETF	[10.00]%	[1.50]%	[100.00]%	[6 Index Years]]

S40877-INCOME

[Admin. Tracking Identifier]

Index Options Contract Schedule continued from the previous page

[Index Guard Strategy Index Options

Index	Floor for all Terms	Minimum Cap for all Terms	Term length
S&P 500^® Index	[-10.00]%	[3.00]%	[1 Index Year]
Nasdaq-100^® Index	[-10.00]%	[3.00]%	[1 Index Year]
Russell 2000^® Index	[-10.00]%	[3.00]%	[1 Index Year]
EURO STOXX 50^®	[-10.00]%	[3.00]%	[1 Index Year]
iShares^® MSCI Emerging Markets ETF	[-10.00]%	[3.00]%	[1 Index Year]]

[Index Precision Strategy Index Options

Index	Buffer for all Terms	Minimum Trigger Rate for all Terms	Term length
S&P 500^® Index	[10.00]%	[3.00]%	[1 Index Year]
Nasdaq-100^® Index	[10.00]%	[3.00]%	[1 Index Year]
Russell 2000^® Index	[10.00]%	[3.00]%	[1 Index Year]
EURO STOXX 50^®	[10.00]%	[3.00]%	[1 Index Year]
iShares^® MSCI Emerging Markets ETF	[10.00]%	[3.00]%	[1 Index Year]]

[Part [B] Index Option Rider(s):]

[Index Protection Strategy with Trigger Index Options

Index	Minimum Trigger Rate for all Terms	Term length
S&P 500^® Index	[0.50]%	[1 Index Year]
Nasdaq-100^® Index	[0.50]%	[1 Index Year]
Russell 2000^® Index	[0.50]%	[1 Index Year]
EURO STOXX 50^®	[0.50]%	[1 Index Year]
iShares^® MSCI Emerging Markets ETF	[0.50]%	[1 Index Year]]

S40877-INCOME

[Admin. Tracking Identifier]

Index Options Contract Schedule continued from the previous page

[Index Protection Strategy with Cap Index Options

Index	Minimum Cap for all Terms	Term length
S&P 500^® Index	[0.50]%	[1 Index Year]
Nasdaq-100^® Index	[0.50]%	[1 Index Year]
Russell 2000^® Index	[0.50]%	[1 Index Year]
EURO STOXX 50^®	[0.50]%	[1 Index Year]
iShares^® MSCI Emerging Markets ETF	[0.50]%	[1 Index Year]]

The indexes do not reflect the dividends paid on the stocks underlying the market indexes. [Index disclosures will populate here.]

S40877-INCOME

[Admin. Tracking Identifier]