Annuity Contract Schedule between Allianz Life of New York and John Doe (with Jane Doe as Joint Owner)
This contract schedule outlines the terms for an annuity agreement between Allianz Life of New York and John Doe, with Jane Doe as a possible joint owner. It specifies purchase payment requirements, transfer limits, contract charges, withdrawal rules, and annuity payment options. The contract includes details on minimum and maximum payments, fees, withdrawal penalties, and available investment options. The annuity is set to begin on April 1, 2065, and includes various guaranteed payment options based on age and selected riders. Key conditions and rates are clearly defined for the contract's duration.
EX-99.4.b. Schedule Pages
Contract Schedule
Owner: | [John Doe] | Contract Number: | [??687456] | |||
[Joint Owner: | [Jane Doe]] | Issue Date: | [04/15/10] | |||
Annuitant: | [John Doe] | Scheduled Annuity Date: | [04/01/65] | |||
Determining Life (Lives): | [John Doe] | Maximum Issue Age: | [80] | |||
[Jane Doe] |
Purchase Payments
Initial Purchase Payment: | $[10,000.00] | |
Minimum Additional Purchase Payment: | $[50.00] | |
Maximum Total Purchase Payments: | $1 million; higher amounts may be accepted with our approval |
Transfers
Number of Free Transfers Permitted: | [12] each Contract Year | |
Transfer Fee: | $25.00 for each transfer in excess of the free transfers permitted | |
Transfer Index Anniversary: | Every [Sixth] Index Anniversary |
Contract Charges
Product Fee: | [1.25]% | |
Contract Maintenance Charge: | $[50.00] each Contract Year | |
Designated Amount: | Contract Value must be $[100,000.00] to waive the Contract Maintenance Charge |
Withdrawals
Minimum Partial Withdrawal: | $[100.00] | |
Minimum Required Value: | $[2,000.00] | |
Free Withdrawal Amount: | [10]% of total Purchase Payments |
Withdrawal Charge Percentages Table
Number of Complete Years | Charge | |||
0 | 8.5 | % | ||
1 | 8 | % | ||
2 | 7 | % | ||
3 | 6 | % | ||
4 | 5 | % | ||
5 | 4 | % | ||
6 years or more | 0 | % |
Annuity Payments
Minimum Annuity Payment: | $[100.00] | |
Annuity Mortality Table: | [Annuity 2000 Mortality Table] | |
Minimum Annual Annuity Payment Rate: | [1.00]% |
Riders:
[The applicable riders based on the information from the application will populate this area.]
3
Guaranteed Purchase Rate Table
Upon request, we will furnish rates for ages and guaranteed periods not shown.
Annuity OptionsGuaranteed monthly annuity payments per $1,000
Option 1 | Option 2 | Option 3 | Option 4 | Option 5 | ||||||||||||||||||||||||||||||||||||
10-year guaranteed period | 20-year guaranteed period | 100% joint and survivor | 10-year guaranteed period | |||||||||||||||||||||||||||||||||||||
Age on Annuity Date | Male | Female | Male | Female | Male | Female | Male & Female Same Age | Male & Female Same Age | Male | Female | ||||||||||||||||||||||||||||||
30 | [2.08 | 1.97 | 2.08 | 1.97 | 2.07 | 1.97 | 1.84 | 1.84 | 2.00 | 1.92 | ||||||||||||||||||||||||||||||
40 | 2.45 | 2.29 | 2.45 | 2.29 | 2.42 | 2.28 | 2.10 | 2.10 | 2.29 | 2.19 | ||||||||||||||||||||||||||||||
50 | 3.02 | 2.78 | 3.00 | 2.77 | 2.92 | 2.73 | 2.49 | 2.49 | 2.70 | 2.57 | ||||||||||||||||||||||||||||||
60 | 3.95 | 3.57 | 3.87 | 3.53 | 3.59 | 3.37 | 3.12 | 3.11 | 3.29 | 3.14 | ||||||||||||||||||||||||||||||
70 | 5.66 | 5.03 | 5.28 | 4.83 | 4.24 | 4.13 | 4.22 | 4.20 | 4.18 | 4.00 | ||||||||||||||||||||||||||||||
80 | 8.93 | 8.09 | 7.07 | 6.79 | 4.55 | 4.53 | 6.37 | 6.04 | 5.54 | 5.38 | ||||||||||||||||||||||||||||||
90 | 15.24 | 14.64 | 8.36 | 8.30 | 4.59 | 4.59 | 10.68 | 7.98 | 7.66 | 7.50 | ] |
[3A]
Variable Options Contract Schedule
Owner: | [John Doe] | Contract Number: | [??687456] | |||
[Joint Owner: | [Jane Doe]] | Issue Date: | [04/15/10] | |||
Annuitant: | [John Doe] | Scheduled Annuity Date: | [04/15/65] |
Allocation Guidelines:
1. [Currently, you can select up to [3] of the Variable Options. This number will not decrease after the Issue Date.]
2. Allocations must be made in whole percentages.
Variable Options:
Variable Account: [Allianz Life of New York Variable Account C]
[AZL Money Market Fund
AZL MVP Balanced Index Strategy Fund
AZL MVP Growth Index Strategy Fund]