Specimen Common Stock Certificate for Accredited Home Lenders Holding Co.

Summary

This document is a specimen common stock certificate for Accredited Home Lenders Holding Co., a Delaware corporation. It certifies ownership of fully paid and nonassessable shares of common stock, which are transferable by the holder upon proper endorsement and surrender of the certificate. The certificate must be countersigned by the transfer agent and registrar to be valid. It also outlines standard legal language regarding stock transfers, rights, and abbreviations for different forms of ownership. No specific time limits or conditions are included beyond standard stock certificate terms.

EX-4.1 6 dex41.txt SPECIMEN COMMON STOCK CERTIFICATE EXHIBIT 4.1 ACCREDITED(R) HOME LENDERS NUMBER SHARES AHL ACCREDITED HOME LENDERS HOLDING CO. INCORPORATED UNDER THE LAWS CUSIP 00437P 10 7 OF THE STATE OF DELAWARE SEE REVERSE FOR CERTAIN DEFINITIONS THIS CERTIFIES THAT ACCREDITED(R) HOME LENDERS is the record holder of FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK, $0.001 PAR VALUE PER SHARE, OF _______________ _______________ _________________ ACCREDITED HOME LENDERS HOLDING CO. _________________ ______________ ______________ transferable on the books of the Corporation by the holder hereof in person or by duly authorized Attorney upon surrender of this certificate properly endorsed. This certificate is not valid until countersigned by the Transfer Agent and Registrar. WITNESS the facsimile signatures of its duly authorized officers. Dated: /s/ Ray W. McKewon [SEAL] /S/ James A. Konrath SECRETARY CHAIRMAN OF THE BOARD COUNTERSIGNED AND REGISTERED: U.S. STOCK TRANSFER CORPORATION TRANSFER AGENT AND REGISTRAR BY: AUTHORIZED SIGNATURE ACCREDITED HOME LENDERS HOLDING CO. A statement to the powers, designations, preferences and relative, participating, optional or other special rights of each class of stock or series thereof and the qualifications, limitations or restrictions of such preferences and/or rights as established, from time to time, by the Certificate of Incorporation of the Corporation and by any certificate of designation, the number of shares constituting each class and series, and the designations thereof, may be obtained by the holder hereof upon request and without charge at the principal office of the Corporation. The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable law or regulations: TEN COM - as tenants in common UNIF GIFT MIN ACT- ___________________Custodian _________________________ TEN ENT - as tenants by the entireties (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants in common Act __________________________________________________ (State) UNIF TRF MIN ACT- ___________________ Custodian (until age ____________) (Cust) ______________________________ under Uniform Transfers (Minor) to Minors Act ________________________________________ (State)

Additional abbreviations may also be used though not in the above list. FOR VALUE RECEIVED, ______________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE - --------------------------------------- - --------------------------------------- ________________________________________________________________________________ (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OR ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ of the common stock represented by the within Certificate, and do hereby _________________________________________________________________________ Shares irrevocably constitute and appoint ________________________________________________________________________________ to transfer the said stock on the books of the within named Corporation with _______________________________________________________________________ Attorney full power of substitution in the premises. Dated ________________________ X ________________________________________________ X ________________________________________________ THE SIGNATURES TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE NOTICE: FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER. Signature(s) Guaranteed By_____________________________________________________________ THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.