FIRST NIAGARA FINANCIAL GROUP INC Compensation Agreements

1 Contracts & Agreements

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FIRST NIAGARA BANK NONQUALIFIED DEFERRED COMPENSATION PLAN (Adopted November 4, 2014, effective as of January 1, 2015) ARTICLE 1 ADOPTION, PURPOSE & EFFECTIVE DATE

Compensation Agreements

FIRST NIAGARA FINANCIAL GROUP INC

NY

2015