United Community Banks, Inc. Stock Agreements

Form of Time-Based Restricted Stock Unit Award for Key Employees (for awards granted after 2022) (Filed With SEC on February 24, 2023)

Form of Restricted Stock Unit Award Agreement for Non-Employee Directors (Filed With SEC on August 5, 2022)

Description of Registrants Depositary Shares and underlying Series I Preferred Stock (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award Agreement for Directors (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award for Key Employees (Filed With SEC on February 25, 2021)

Articles of Amendment of the Company with respect to Series I Non-Cumulative Preferred Stock as filed June 5, 2020 (Filed With SEC on June 10, 2020)

Deposit Agreement, dated as of June 10, 2020, between the Company and Continental Stock Transfer & Trust Company, as depositary (Filed With SEC on June 10, 2020)

Description of Registrants Common Stock, $1.00 par value (Filed With SEC on February 27, 2020)

Amendment No. 5 to United Community Banks, Inc.s Amended and Restated 2000 Key Employee Stock Option Plan dated August 2, 2017 (Filed With SEC on February 27, 2020)

United Community Banks, Inc. Employee Stock Purchase Plan, (as amended and restated effective as of January 1, 2015) (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award Agreement for Directors (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award Agreement (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award for Key Employees (Filed With SEC on February 27, 2020)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Non-Employee Director) (Filed With SEC on February 27, 2017)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Filed With SEC on February 27, 2017)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Key Employee) (Filed With SEC on February 27, 2017)

AMENDMENT NO. 4 TO THE UNITED COMMUNITY BANKS, INC. 2000 KEY EMPLOYEE STOCK OPTION PLAN (As Amended and Restated Effective as ofMarch 15, 2007) (Filed With SEC on June 23, 2016)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AWARD AGREEMENT (Nonqualified Stock Option Key Employee) (Filed With SEC on February 27, 2015)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Key Employee) (Filed With SEC on February 27, 2015)

UP TO 640,000 SHARES UNITED COMMUNITY BANKS, INC. COMMON STOCK PAR VALUE $1.00 PER SHARE SALES AGENCY AGREEMENT (Filed With SEC on March 25, 2014)

AMENDMENTTO WARRANTS TO PURCHASE SHARESOF COMMON STOCK OFUNITED COMMUNITY BANKS, INC (Filed With SEC on June 14, 2010)

WARRANTSTO PURCHASE SHARESOF COMMON STOCK OFUNITED COMMUNITY BANKS, INC. (Filed With SEC on April 1, 2010)

CERTIFICATEOF DESIGNATION OF COMMONSTOCK EQUIVALENT JUNIOR PREFERRED STOCK OF UNITEDCOMMUNITY BANKS, INC. Pursuantto Section 14-2-602 ofthe GeorgiaBusiness Corporation Code (Filed With SEC on April 1, 2010)

CERTIFICATE **[B-__]** FIXED RATE ***[Number of Shares]*** CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B PAR VALUE $1.00 SEE REVERSE FOR CERTAIN DEFINITIONS UNITEDCOMMUNITY... (Filed With SEC on December 5, 2008)

WARRANTTO PURCHASE COMMON STOCK (Filed With SEC on December 5, 2008)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Executive Officer) Grantee: Number of RSUs: RSUs Date... (Filed With SEC on May 1, 2007)

AMENDMENT NO. 1 TO THE AMENDED AND RESTATED UNITED COMMUNITY BANKS, INC. 2000 KEY EMPLOYEE STOCK OPTION PLAN (As Amended And Restated Effective As Of March 15, 2007) (Filed With SEC on April 13, 2007)

EX-10.1 AMENDMENT NO.2 TO KEY EMPLOYEE STOCK OPTION PLAN (Filed With SEC on August 4, 2006)

EX-10.2 FORM OF STOCK OPTION AGREEMENT FOR NON-QUALIFIED STOCK OPTIONS (Filed With SEC on May 17, 2005)

EX-10.3 FORM OF RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on May 17, 2005)