RFS HOLDING LLC Business Finance Contracts & Agreements

Reassignment No. 7 of Receivables in Removed Accounts, dated as of June 17, 2022, between Synchrony Credit Card Master Note Trust and RFS Holding, L.L.C (Filed With SEC on June 21, 2022)

Fourteenth Amendment to Transfer Agreement, dated as of March 16, 2021, between the Note Trust and the Depositor (Filed With SEC on March 17, 2021)

Twelfth Amendment to Master Indenture, dated as of March 16, 2021, between the Note Trust and the Indenture Trustee (Filed With SEC on March 17, 2021)

Series 2018-2 Indenture Supplement, dated as of June 1, 2018, between Synchrony Credit Card Master Note Trust and Deutsche Bank Trust Company Americas, as indenture trustee (Filed With SEC on June 6, 2018)

Underwriting Agreement for the Offered Notes, dated May 22, 2018 (Filed With SEC on May 23, 2018)

Form of Indenture Supplement, to be dated on or about June 1, 2018 (Filed With SEC on May 23, 2018)

Series 2018-1 Indenture Supplement, dated as of March 20, 2018, between Synchrony Credit Card Master Note Trust and Deutsche Bank Trust Company Americas, as indenture trustee (Filed With SEC on March 23, 2018)

Underwriting Agreement for the Offered Notes, dated March 13, 2018 (Filed With SEC on March 14, 2018)

Form of Indenture Supplement, to be dated on or about March 20, 2018 (Filed With SEC on March 14, 2018)

Underwriting Agreement for the Offered Notes, dated November 3, 2017 (Filed With SEC on November 6, 2017)

Series 2017-2 Indenture Supplement, dated as of November 2, 2017, between Synchrony Credit Card Master Note Trust and Deutsche Bank Trust Company Americas, as indenture trustee (Filed With SEC on November 3, 2017)

Underwriting Agreement for the Offered Notes, dated October 26, 2017 (Filed With SEC on October 27, 2017)

Form of Indenture Supplement, to be dated on or about November 2, 2017 (Filed With SEC on October 27, 2017)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2017-1 ASSET BACKED NOTES $61,643,836 Class C Notes UNDERWRITING AGREEMENT (Filed With SEC on July 17, 2017)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2017-1 INDENTURE SUPPLEMENT Dated as of June 16, 2017 (Filed With SEC on June 22, 2017)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2017-1 ASSET BACKED NOTES $750,000,000 Class A Notes $71,917,808 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on June 8, 2017)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2017-1 INDENTURE SUPPLEMENT Dated as of June 16, 2017 (Filed With SEC on June 8, 2017)

ELEVENTH AMENDMENT TO MASTER INDENTURE (Filed With SEC on April 26, 2017)

SIXTH AMENDMENT TO SERVICING AGREEMENT (Filed With SEC on April 26, 2017)

THIRD AMENDMENT TO TRUST AGREEMENT OF SYNCHRONY CREDIT CARD MASTER NOTE TRUST (Filed With SEC on April 26, 2017)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2015-4 ASSET BACKED NOTES $26,369,863 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on November 21, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series2016-3 INDENTURE SUPPLEMENT Dated as of September 22, 2016 (Filed With SEC on September 28, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2016-3 ASSET BACKED NOTES $700,000,000 Class A Notes $67,123,287 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on September 15, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2016-3 INDENTURE SUPPLEMENT Dated as of September 22, 2016 (Filed With SEC on September 15, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2016-2 ASSET BACKED NOTES $57,534,246 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on August 16, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2015-1 ASSET BACKED NOTES $72,916,666 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on August 12, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2016-2 INDENTURE SUPPLEMENT Dated as of May 26, 2016 (Filed With SEC on June 1, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2016-1 ASSET BACKED NOTES $71,917,808 Class B Notes UNDERWRITING AGREEMENT (Filed With SEC on May 26, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2016-2 ASSET BACKED NOTES $600,000,000 Class A Notes UNDERWRITING AGREEMENT (Filed With SEC on May 23, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2016-2 INDENTURE SUPPLEMENT Dated as of May 26, 2016 (Filed With SEC on May 23, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2016-1INDENTURE SUPPLEMENT Dated as of March 18, 2016 (Filed With SEC on March 23, 2016)

RFS HOLDING, L.L.C. SYNCHRONY CREDIT CARD MASTER NOTE TRUST SERIES 2016-1 ASSET BACKED NOTES $750,000,000 Class A Notes UNDERWRITING AGREEMENT (Filed With SEC on March 15, 2016)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2016-1 INDENTURE SUPPLEMENT Dated as of March 18, 2016 (Filed With SEC on March 15, 2016)

TENTH AMENDMENT TO MASTER INDENTURE (Filed With SEC on March 7, 2016)

ASSETREPRESENTATIONS REVIEW AGREEMENT Among SYNCHRONYBANK, as Seller, RFSHOLDING, L.L.C., as Transferor, SYNCHRONYFINANCIAL, Individually and as Servicer, SYNCHRONYCREDIT CARD... (Filed With SEC on March 7, 2016)

SERVICER PERFORMANCE GUARANTY Dated as of December 2, 2015 between GeneralElectric Capital LLC, as Servicer Performance Guarantor, and SYNCHRONY FINANCIAL as Servicer (Filed With SEC on December 4, 2015)

ASSIGNMENT AND ASSUMPTION AGREEMENT (Filed With SEC on December 4, 2015)

NINTH AMENDMENT TO MASTER INDENTURE (Filed With SEC on November 25, 2015)

FIFTH AMENDMENT TO SERVICING AGREEMENT (Filed With SEC on November 25, 2015)

SYNCHRONY CREDIT CARD MASTER NOTE TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee Series 2015-3 INDENTURE SUPPLEMENT Dated as of September 30, 2015 (Filed With SEC on October 5, 2015)